Seller's Agent in 2016
Cindy Heckelsberg
Coldwell Banker Real Estate Group
(630) 253-2997
2 in this area
481 Total Sales
306 Main St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $347,000 - $400,000
5
Beds
2
Baths
1,972
Sq Ft
$191/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Main Floor Bedroom
- Screened Porch
- Oswego High School Rated A-
- Corner Lot
- Fenced Yard
About This Home
As of December 2016LOVE AT FIRST SIGHT ~ This incredibly charming bungalow with original historical touches is located near downtown Oswego and will quickly captivate you, starting with it's quintessential front porch and beautifully detailed woodwork just inside. Warm and welcoming, the front door opens to the living and dining rooms, lined with windows you'll simply swoon over, and featuring a brick fireplace with a walnut mantle. The Pinterest-worthy kitchen is absolutely perfect just as it is, with plenty of counter space and a Dutch door that opens to an enclosed porch overlooking the fenced backyard. Around the corner you'll find a full bathroom with a pedestal sink and tile floor, and an office/5th bedroom with hardwood floors and wainscot. The second floor offers an additional 4 bedrooms, several walk-in closets and a half bathroom off the master bedroom. This home has all the charm of 'old' but with many newer amenities, including a ~2 year old roof! Porch swing stays. Home warranty included.
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475142782 Listed on: 11/01/2016
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,878
Year Built
- 1917
Lot Details
- Fenced Yard
- Corner Lot
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Gravel Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Bungalow
- Brick Exterior Construction
- Block Foundation
- Slab Foundation
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Wood Burning Fireplace
- Screened Porch
- Unfinished Basement
- Exterior Basement Entry
- Storm Screens
Kitchen
- Breakfast Bar
- Oven or Range
- Dishwasher
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- Main Floor Bedroom
- Bathroom on Main Level
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Two Heating Systems
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 1, 2016
Closed on
Dec 20, 2016
Sold by
Ferrarini Zelio and Fortman Ferrarini Nancy
Bought by
Bremner Lisa J
Seller's Agent
Cindy Heckelsberg
Coldwell Banker Real Estate Group
Buyer's Agent
Jose Terrazas
Century 21 Circle - Aurora
List Price
$205,000
Sold Price
$200,000
Premium/Discount to List
-$5,000
-2.44%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$176,034
Avg. Annual Appreciation
7.66%
Original Mortgage
$180,000
Outstanding Balance
$148,005
Interest Rate
3.87%
Mortgage Type
New Conventional
Estimated Equity
$228,029
Purchase Details
Closed on
Aug 8, 2008
Sold by
Modaff Joseph E
Bought by
Ferrarini Zelio and Fortman Ferrarini Nancy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 6, 2007
Sold by
Graham Philip H and Graham Kelliey S
Bought by
Modaff Joseph E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 25, 1999
Sold by
Twait Robert L and Twait Deborah A
Bought by
Graham Philip H and Graham Kelliey S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,019
Interest Rate
7.28%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 1, 1988
Purchase Details
Closed on
Jun 1, 1984
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bremner Lisa J | $200,000 | First American Title | |
| Ferrarini Zelio | $250,000 | Pts | |
| Modaff Joseph E | $250,000 | None Available | |
| Graham Philip H | $145,000 | Wheatland Title | |
| -- | $20,600 | -- | |
| -- | $69,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bremner Lisa J | $180,000 | |
| Previous Owner | Ferrarini Zelio | $178,305 | |
| Previous Owner | Ferrarini Zelio | $180,000 | |
| Previous Owner | Modaff Joseph E | $187,500 | |
| Previous Owner | Graham Philip H | $182,000 | |
| Previous Owner | Graham Philip H | $46,000 | |
| Previous Owner | Graham Philip H | $32,200 | |
| Previous Owner | Graham Philip H | $182,750 | |
| Previous Owner | Graham Philip H | $144,019 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/20/2016 12/20/16 | Sold | $200,000 | -2.4% | $101 / Sq Ft |
| 11/15/2016 11/15/16 | Pending | -- | -- | -- |
| 11/01/2016 11/01/16 | For Sale | $205,000 | -- | $104 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,878 | $103,893 | $24,285 | $79,608 |
| 2023 | $6,727 | $101,314 | $21,303 | $80,011 |
| 2022 | $6,727 | $92,103 | $19,366 | $72,737 |
| 2021 | $6,802 | $78,692 | $18,986 | $59,706 |
| 2020 | $6,723 | $77,149 | $18,614 | $58,535 |
| 2019 | $6,774 | $76,569 | $18,614 | $57,955 |
| 2018 | $6,140 | $69,400 | $16,871 | $52,529 |
| 2017 | $5,942 | $63,963 | $15,549 | $48,414 |
| 2016 | $5,682 | $60,628 | $14,738 | $45,890 |
| 2015 | $5,705 | $58,296 | $14,171 | $44,125 |
| 2014 | -- | $56,054 | $13,626 | $42,428 |
| 2013 | -- | $58,390 | $14,194 | $44,196 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Heckelsberg
-
Lara Heckelsberg Gawrych
Seller Co-Listing Agent in 2016
Lara Heckelsberg Gawrych
Coldwell Banker Real Estate Group
(630) 253-2995
2 in this area
224 Total Sales
-
Jose Terrazas
J
Buyer's Agent in 2016
Jose Terrazas
Century 21 Circle - Aurora
(630) 664-5407
21 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09379912
APN: 03-17-363-001
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