NOT LISTED FOR SALE

3068 Saddlebred Ct Independence, KY 41051

Independence Area

Estimated Value: $289,000 - $303,000

3 Beds
2 Baths
1,449 Sq Ft
$206/Sq Ft Est. Value

Sale Details

Date Sold: January 16, 2026

Last sale price $295,000 $204 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,891 / mo

49 Days on Market

Highlights

  • Open Floorplan
  • Recreation Room
  • Traditional Architecture
  • Deck
  • Vaulted Ceiling
  • Fireplace

About This Home

As of January 2026

Welcome to your new home! This charming one-story home offers a comfortable layout with 3 bedrooms and 2 full baths, perfect for everyday living. The main floor features an open-concept living area with a walk out to your deck overlooking a nice fenced yard. The real gem is the large, full-sized unfinished basement, a blank slate for your imagination. Already plumbed for a 4th bedroom or bonus room and partially framed for additional living space, this area offers incredible potential to build equity and create the ultimate recreation room, home gym, or workshop. With a little vision, you can double your usable living space.

Last Agent to Sell the Property

Chris Walling

Keller Williams Realty Service License #222225 Listed on: 10/18/2025

Keller Williams Realty Service

Last Buyer's Agent

Heather Graziani

Coldwell Banker Realty FM License #265938

Coldwell Banker Realty FM

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2007

Lot Details

  • 10,019

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • Attached Garage
  • Oversized Parking
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,449 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Recreation Room
  • Bonus Room
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Schools

  • Taylor Mill Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Central Air
  • Heat Pump System

Additional Features

  • Deck
  • 10,019 Sq Ft Lot

Community Details

  • Association fees include association fees, management
  • Towne Association, Phone Number (859) 291-5858

Home Details

Home Type

Single Family

Year Built

Built in 2007

Lot Details

10,019 Sq Ft Lot

HOA Fees

$23 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Year Built: 2007
  • Lot Size: Irregular
  • Ownership: Consumer
  • Directions: Rt 17 to Senour Rd, Left on Cloverridge, right on Bridle run, turnabout to Saddle Bred home on left.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKWD
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Vaulted Ceiling(s), Eat-in Kitchen, Open Floorplan
  • Basement: Unfinished
  • Heating: Electric, Heat Pump
  • Levels: One
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Refrigerator, Electric Range, Electric Oven
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1449.0
  • Window Features: Insulated Windows, Vinyl Frames

Exterior Features

  • Fencing: Fenced
  • Roof: Shingle
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Oversized, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 280.0
  • Association Fee Frequency: Annually
  • Association Phone #2: 859-291-5858
  • Association: Yes

Association/Amenities

  • Association Information:Association Management Name 1: Towne
  • Association Information:Association Management Phone 1: 859-291-5858
  • Association Information:Total Yearly Fees: 280.0
  • Association Information:Association Management Name 2: Towne

Fee Information

  • Association Fee Includes: Association Fees, Management

Schools

  • Elementary School: Taylor Mill Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 10019.0
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2025
Closed on
Jan 16, 2026
Sold by
Bought by
Seller's Agent
Chris Walling
Keller Williams Realty Service
Buyer's Agent
Heather Graziani
Coldwell Banker Realty FM
List Price
$320,000
Sold Price
$295,000
Premium/Discount to List
-$25,000
-7.81%
Views
137
Current Estimated Value
$297,917

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,917
Avg. Annual Appreciation
1.81%
Original Mortgage
$270,000
Outstanding Balance
$268,698
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$29,219

Purchase Details

Closed on
Jul 26, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,200
Interest Rate
6.56%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 28, 2006
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Independence, KY

  • Clay Horan Real Estate Agent - Horan Rosenhagen Real Estate

    Clay Horan

    Horan Rosenhagen Real Estate

    (513) 866-2497

    63 Total Sales

    2 in Independence

    $330K - $490K Price Range

    Clay Horan
     Section Image
  • Heather Townsend Real Estate Agent - Huff Realty - Florence

    Heather Townsend

    Huff Realty - Florence

    (859) 739-3465

    54 Total Sales

    2 in Independence

    $248K - $435K Price Range

    Heather Townsend
     Section Image
  • David Schneider Real Estate Agent - Blue Chicken Realty

    David Schneider

    Blue Chicken Realty

    (513) 586-5839

    94 Total Sales

    4 in Independence

    $205K - $360K Price Range

    David Schneider
     Section Image
  • Kimberly Nachazel Real Estate Agent - eXp Realty, LLC

    Kimberly Nachazel

    eXp Realty, LLC

    (513) 802-9458

    133 Total Sales

    6 in Independence

    $203K - $450K Price Range

    Kimberly Nachazel
     Section Image

  • JC

    Jody Connett

    Huff Realty - CC

    (513) 586-6213

    115 Total Sales

    3 in Independence

    $280K - $365K Price Range

    Jody Connett
     Section Image
  • Chris Kennedy Real Estate Agent - Sibcy Cline, REALTORS-Florence

    Chris Kennedy

    Sibcy Cline, REALTORS-Florence

    (513) 586-6325

    104 Total Sales

    4 in Independence

    $254K - $370K Price Range

    Chris Kennedy
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Lawyers Title
$176,010 Homestead Title Agency Ltd
$33,957 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $270,000
Previous Owner $50,650
Previous Owner $167,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/16/2026 01/16/26 Sold $295,000 -1.6% $204 / Sq Ft
12/06/2025 12/06/25 Pending -- -- --
11/21/2025 11/21/25 Price Changed $299,900 -1.7% $207 / Sq Ft
11/03/2025 11/03/25 Price Changed $305,000 -4.7% $210 / Sq Ft
10/18/2025 10/18/25 For Sale $320,000 -- $221 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,731 $234,800 $35,000 $199,800
2024 $2,590 $211,400 $35,000 $176,400
2023 $2,668 $211,400 $35,000 $176,400
2022 $2,727 $211,400 $35,000 $176,400
2021 $2,767 $211,400 $35,000 $176,400
2020 $2,365 $176,000 $30,000 $146,000
2019 $2,371 $176,000 $30,000 $146,000
2018 $2,384 $176,000 $30,000 $146,000
2017 $2,319 $176,000 $30,000 $146,000
2015 $2,252 $176,000 $33,900 $142,100
2014 $2,220 $176,000 $33,900 $142,100
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2026

    Chris Walling

    Keller Williams Realty Service

    (614) 678-5505

    34 Total Sales

    Chris Walling
    Section Image
  • Heather Graziani Real Estate Agent - Coldwell Banker Realty FM

    Buyer's Agent in 2026

    Heather Graziani

    Coldwell Banker Realty FM

    (859) 630-0282

    32 Total Sales

    Heather Graziani
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 637284

Northern Kentucky Multiple Listing Service

APN: 059-20-01-057.00

Kentucky Kenton County Independence 41051

3068 Saddlebred Ct, Independence, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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