Seller's Agent in 2025
Paul Hudson
Cummings & Co. Realtors
(410) 971-6536
59 Total Sales
307 E Locust St Union Bridge, MD 21791
3
Beds
1.5
Baths
1,238
Sq Ft
9,620
Sq Ft Lot
Highlights
- Cape Cod Architecture
- No HOA
- 2 Car Detached Garage
- Space For Rooms
- Breakfast Area or Nook
- Double Pane Windows
About This Home
As of October 2025Welcome to this charming, updated cottage in rural Carroll County. This home has been lovingly updated and improved over the past 10 years. It's situated in a quiet neighborhood in a small town steeped in history. The outside of the home has been carefully preserved and updated for charm and lasting beauty. There is recent roof, paint, gutters, sidewalks and landscaping. The rear yard is like an old English garden with beautiful plants and flowers. All landscaped to perfection. The home features modern HVAC with two zones. The main level has cozy kitchen with breakfast area, a living and dining combo and Primary bedroom with full bath. The upper level can be one bedroom or two. The smaller room is a walkthrough, perfect as a nursery or den. The basement is dry with good ceiling heights and perfect for adding additional living space. It has a walkup to the rear yard too. The back of the yard is capped by a two-car garage and attached workshop or hobby space. This home needs to be seen in person to appreciate its many features. Affordable, charming and updated, what a combination.
Last Agent to Sell the Property
(410) 971-6536 paulhudson1@yahoo.com Cummings & Co. Realtors License #RS-0025491 Listed on: 09/06/2025
Co-Listed By
(443) 340-0999 darlenekegel@outlook.com Cummings & Co. Realtors License #502576
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,685
Year Built
- Built in 1947
Lot Details
- 9,620 Sq Ft Lot
- Property is in excellent condition
- Property is zoned R-600
Parking
- 2 Car Detached Garage
Home Design
- Cape Cod Architecture
- Block Foundation
- Architectural Shingle Roof
- Stucco
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Double Pane Windows
- Awning
- Window Screens
- Insulated Doors
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Electric Oven or Range
- Stove
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Luxury Vinyl Tile
Bedrooms and Bathrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Space For Rooms
- Workshop
- Laundry in Basement
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Shed
- Outbuilding
Schools
- Elmer A. Wolfe Elementary School
- New Windsor Middle School
- Francis Scott Key Senior High School
Utilities
- Forced Air Heating and Cooling System
- Back Up Electric Heat Pump System
- 200+ Amp Service
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 15
- Assessor Parcel Number 0712007094
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 6, 2025
Closed on
Oct 10, 2025
Sold by
Lee Brenda L
Bought by
Pfaff Cody Matthew
Seller's Agent
Paul Hudson
Cummings & Co. Realtors
Buyer's Agent
Theresa Boeckmann
Northrop Realty
List Price
$325,000
Sold Price
$325,000
Views
40
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.74%
Original Mortgage
$330,687
Outstanding Balance
$330,687
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
-$5,879
Purchase Details
Listed on
Jun 18, 2014
Closed on
Jan 16, 2015
Sold by
Cote Eric Lewis
Bought by
Belensky Brenda L
Seller's Agent
Trish Mills
Charis Realty Group
Buyer's Agent
Darlene Kegel
Cummings & Co. Realtors
List Price
$149,900
Sold Price
$120,000
Premium/Discount to List
-$29,900
-19.95%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.72%
Original Mortgage
$122,448
Interest Rate
3.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 3, 2005
Sold by
Stone Damon L
Bought by
Cote Eric Lewis
Purchase Details
Closed on
May 3, 2002
Sold by
Bennett Kevin D
Bought by
Stone Damon L and Stone Alison R
Purchase Details
Closed on
Jul 25, 1995
Sold by
Ridgely Andrew J
Bought by
Bennett Kevin D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.49%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $325,000 | Maryland First Title | |
| Deed | $120,000 | Fidelity Natl Title Ins Co | |
| Deed | $228,000 | -- | |
| Deed | $125,000 | -- | |
| Deed | $84,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $330,687 | New Conventional | |
| Previous Owner | $122,448 | New Conventional | |
| Previous Owner | $90,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $325,000 | 0.0% | $263 / Sq Ft | |
| 09/11/2025 09/11/25 | For Sale | $325,000 | 0.0% | $263 / Sq Ft | |
| 09/11/2025 09/11/25 | Pending | -- | -- | -- | |
| 09/06/2025 09/06/25 | For Sale | $325,000 | +170.8% | $263 / Sq Ft | |
| 01/16/2015 01/16/15 | Sold | $120,000 | +20.1% | $97 / Sq Ft | View Prior Sale |
| 08/04/2014 08/04/14 | Pending | -- | -- | -- | |
| 07/29/2014 07/29/14 | Price Changed | $99,900 | -16.7% | $81 / Sq Ft | |
| 07/16/2014 07/16/14 | Price Changed | $119,900 | -4.0% | $97 / Sq Ft | |
| 07/08/2014 07/08/14 | Price Changed | $124,900 | -10.7% | $101 / Sq Ft | |
| 07/01/2014 07/01/14 | Price Changed | $139,900 | -6.7% | $113 / Sq Ft | |
| 06/18/2014 06/18/14 | For Sale | $149,900 | -- | $121 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,430 | $197,833 | $0 | $0 |
| 2024 | $2,430 | $177,367 | $0 | $0 |
| 2023 | $2,306 | $156,900 | $72,600 | $84,300 |
| 2022 | $2,286 | $155,500 | $0 | $0 |
| 2021 | $4,561 | $154,100 | $0 | $0 |
| 2020 | $2,260 | $152,700 | $72,600 | $80,100 |
| 2019 | $2,260 | $152,700 | $72,600 | $80,100 |
| 2018 | $2,244 | $152,700 | $72,600 | $80,100 |
| 2017 | $2,253 | $153,300 | $0 | $0 |
| 2016 | -- | $153,300 | $0 | $0 |
| 2015 | -- | $153,300 | $0 | $0 |
| 2014 | -- | $158,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Paul Hudson
-
Darlene Kegel
Seller Co-Listing Agent in 2025
Darlene Kegel
Cummings & Co. Realtors
(443) 340-0999
119 Total Sales
-
Theresa Boeckmann
Buyer's Agent in 2025
Theresa Boeckmann
Creig Northrop Team of Long & Foster
(410) 382-2691
62 Total Sales
-
Trish Mills
Seller's Agent in 2015
Trish Mills
Charis Realty Group
(301) 748-0434
393 Total Sales
Map
Source: Bright MLS
MLS Number: MDCR2029932
APN: 12-007094
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