307 Francesca Ct Oswego, IL 60543
North Oswego Neighborhood
6
Beds
4
Baths
2,800
Sq Ft
0.25
Acres
Highlights
- Lake Front
- Spa
- Landscaped Professionally
- Oswego High School Rated A-
- Colonial Architecture
- Deck
About This Home
As of July 2022Beautiful Home in Mill Race Creek Subdivision on Quiet Cul-de-sac. Large Home features 6 Large Bedrooms, Finished Basement, 2 Way Staircase and Loft. Kitchen features Custom Two Tier Cabinets with tons of storage. Screened Gazebo on super-large deck overlooks Pond makes this back yard an entertaining sanctuary. Some rooms freshly painted - Near Great Shopping and Restaurants - Schedule your viewing today
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475130263 Listed on: 05/01/2017
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,805
Year Built
- 1999
Lot Details
- Lake Front
- Cul-De-Sac
- Landscaped Professionally
HOA Fees
- $40 per month
Parking
- Attached Garage
- Driveway
Home Design
- Colonial Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Aluminum Siding
- Steel Siding
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Wood Burning Fireplace
- Heatilator
- Includes Fireplace Accessories
- Fireplace With Gas Starter
- Loft
- Screened Porch
- Water Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Separate Shower
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Spa
- Pond
- Deck
Location
- Property is near a bus stop
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
- $5,350 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 6, 2022
Closed on
May 27, 2022
Sold by
Afzal and Aqsa
Bought by
Brown Antoine M and Moore-Brown Timika L
Seller's Agent
Patricia Marchert
Keller Williams Infinity
Buyer's Agent
David Hulbert
Carter Realty Group
List Price
$410,000
Sold Price
$430,000
Premium/Discount to List
$20,000
4.88%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,952
Avg. Annual Appreciation
2.01%
Original Mortgage
$408,500
Interest Rate
5.81%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 1, 2017
Closed on
Mar 14, 2018
Sold by
Rice Patricia A
Bought by
Afzal Junaid
Seller's Agent
John Rios
Charles Rutenberg Realty of IL
Buyer's Agent
aisha ahmed
Real People Realty
List Price
$284,900
Sold Price
$247,000
Premium/Discount to List
-$37,900
-13.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.83%
Original Mortgage
$233,000
Interest Rate
4.32%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 11, 2012
Closed on
Jun 16, 2012
Sold by
Oswego Community Bank
Bought by
Rice Patricia A
Seller's Agent
Anthony Brummel
Brummel Properties, Inc.
Buyer's Agent
Jennie Leifheit
Coldwell Banker Honig-Bell
List Price
$230,000
Sold Price
$235,000
Premium/Discount to List
$5,000
2.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.87%
Original Mortgage
$135,000
Interest Rate
3.77%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 12, 2011
Sold by
Itasca Bank & Trust Co
Bought by
Oswego Community Bank
Purchase Details
Closed on
May 13, 2003
Sold by
Toscano Phyllis Ann
Bought by
Itasca Bank & Trust Co
Purchase Details
Closed on
Feb 7, 2003
Sold by
Itasca Bank & Trust Co
Bought by
Toscano Phyllis Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,500
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 20, 2001
Sold by
Smith Ronald S and Smith Kathleen A
Bought by
Itasca Bank & Trust Company
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
6.36%
Purchase Details
Closed on
Jan 23, 1997
Sold by
Oak Brook Bank
Bought by
Smith Ronald S and Smith Kathleen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,500
Interest Rate
6.25%
Purchase Details
Closed on
Mar 1, 1996
Bought by
First Sub Natl Bk Tr 95-5102
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $430,000 | Old Republic Title | |
| Warranty Deed | $247,000 | Near North National Tithe | |
| Warranty Deed | $235,000 | Chicago Title Insurance Co | |
| Corporate Deed | -- | None Available | |
| Warranty Deed | -- | -- | |
| Deed | -- | -- | |
| Warranty Deed | $228,000 | First American Title Ins | |
| Joint Tenancy Deed | $196,000 | Chicago Title Insurance Co | |
| Deed | $738,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $408,500 | New Conventional | |
| Previous Owner | $233,000 | New Conventional | |
| Previous Owner | $135,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $250,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $46,500 | Credit Line Revolving | |
| Previous Owner | $207,000 | Unknown | |
| Previous Owner | $202,500 | Purchase Money Mortgage | |
| Previous Owner | $145,000 | No Value Available | |
| Previous Owner | $185,500 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2022 07/01/22 | Sold | $430,000 | +4.9% | $179 / Sq Ft |
| 05/09/2022 05/09/22 | Pending | -- | -- | -- |
| 05/06/2022 05/06/22 | For Sale | $410,000 | +66.0% | $171 / Sq Ft |
| 03/21/2018 03/21/18 | Sold | $247,000 | -2.8% | $88 / Sq Ft |
| 02/19/2018 02/19/18 | Pending | -- | -- | -- |
| 12/08/2017 12/08/17 | Price Changed | $254,000 | -1.9% | $91 / Sq Ft |
| 11/10/2017 11/10/17 | Price Changed | $259,000 | -3.7% | $93 / Sq Ft |
| 07/26/2017 07/26/17 | Price Changed | $269,000 | -2.1% | $96 / Sq Ft |
| 07/10/2017 07/10/17 | Price Changed | $274,900 | -1.8% | $98 / Sq Ft |
| 05/31/2017 05/31/17 | Price Changed | $279,900 | -1.8% | $100 / Sq Ft |
| 05/01/2017 05/01/17 | For Sale | $284,900 | +21.2% | $102 / Sq Ft |
| 06/19/2012 06/19/12 | Sold | $235,000 | -2.1% | $84 / Sq Ft |
| 05/21/2012 05/21/12 | Pending | -- | -- | -- |
| 02/16/2012 02/16/12 | Price Changed | $240,000 | +4.3% | $86 / Sq Ft |
| 01/11/2012 01/11/12 | For Sale | $230,000 | -- | $82 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,805 | $127,845 | $31,508 | $96,337 |
| 2023 | $8,746 | $113,137 | $27,883 | $85,254 |
| 2022 | $8,746 | $102,852 | $25,348 | $77,504 |
| 2021 | $8,433 | $96,124 | $23,690 | $72,434 |
| 2020 | $8,251 | $93,324 | $23,000 | $70,324 |
| 2019 | $8,591 | $95,499 | $23,000 | $72,499 |
| 2018 | $9,350 | $94,195 | $21,586 | $72,609 |
| 2017 | $9,285 | $90,572 | $20,756 | $69,816 |
| 2016 | $9,236 | $88,796 | $20,349 | $68,447 |
| 2015 | $9,404 | $86,209 | $19,756 | $66,453 |
| 2014 | $4,827 | $83,698 | $19,181 | $64,517 |
| 2013 | $4,827 | $84,544 | $19,375 | $65,169 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Marchert
Seller's Agent in 2022
Patricia Marchert
Keller Williams Infinity
(630) 554-7079
7 in this area
86 Total Sales
-
Joseph Marchert
Seller Co-Listing Agent in 2022
Joseph Marchert
Keller Williams Infinity
(630) 777-7553
6 in this area
42 Total Sales
-
David Hulbert
Buyer's Agent in 2022
David Hulbert
Carter Realty Group
(847) 890-8990
1 in this area
96 Total Sales
-
John Rios
Seller's Agent in 2018
John Rios
Charles Rutenberg Realty of IL
(630) 999-6804
8 Total Sales
-
aisha ahmed
a
Buyer's Agent in 2018
aisha ahmed
Real People Realty
(630) 632-4298
16 Total Sales
-
Anthony Brummel
Seller's Agent in 2012
Anthony Brummel
Brummel Properties, Inc.
(630) 699-3536
3 in this area
75 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09612282
APN: 03-09-159-005
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