$299,999
$10K PRICE DROP

Estimated payment $2,088/month

Total Views 9,502
4 Beds
2 Baths
1,840 Sq Ft
$163 Price per Sq Ft

Highlights

  • Main Floor Primary Bedroom
  • 2 Car Attached Garage
  • Laundry Room
  • Freedom 7 Elementary School of International Studies Rated A-
  • Living Room
  • Ceramic Tile Flooring

About This Home

Discover this charming 4-bedroom, 2-bath home with 1,840 sqft of comfortable living space in the highly desirable Ruby Lake neighborhood in Southeast Winter Haven. Located near LEGOLAND®, this home offers both convenience and a great sense of community. Enjoy the generous bedrooms, including a comfortable primary suite, plus a backyard ready for play or entertaining! With a fantastic location near schools, shopping, and parks, everything you need is just minutes away. Don’t miss the chance to make this lovely Ruby Lake home yours—schedule a tour today!

Listing Agent

Steve Lockhart

LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #377455 Listed on: 10/22/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,193

Year Built

  • Built in 2002

Lot Details

  • 0.28 Acre Lot
  • South Facing Home

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,840 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room

Kitchen

  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • Don Asher & Associates / Michellette Ramos Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Ruby Lake Ph 03 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,193

Year Built

Built in 2002

Lot Details

0

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1840
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 2623
  • Lot Size Sq Ft: 12227
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 243.68
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 163.04
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-293-1234
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Thermostat
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Living Area Meters: 170.94

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Don Asher & Associates / Michellette Ramos
  • Phone: 407-483-1301
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: check ruby lake.org for further information or to answer specific questions
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: www.rubylake.org

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Lot Info

  • Parcel Number: 27-29-07-855604-000580
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Breed Restrictions
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: check ruby lake.org for further information or to answer specific questions

Tax Info

  • Tax Annual Amount: 5193
  • Tax Book Number: 105-34
  • Tax Lot: 58

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,193 $290,372 $76,000 $214,372
2024 $4,866 $268,448 -- --
2023 $4,866 $244,044 $0 $0
2022 $4,384 $221,858 $0 $0
2021 $3,988 $201,689 $56,000 $145,689
2020 $3,949 $198,544 $53,000 $145,544
2018 $3,502 $170,910 $51,000 $119,910
2017 $3,037 $156,541 $0 $0
2016 $3,105 $149,816 $0 $0
2015 $2,955 $147,247 $0 $0
2014 $3,084 $148,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Price Changed $299,999 -3.2% $163 / Sq Ft
10/22/2025 10/22/25 For Sale $309,900 -- $168 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Corporate Deed $136,000 Southern Fincl Title Svcs
Trustee Deed -- None Available
Warranty Deed $239,900 Sunbelt Title Agency
Warranty Deed $21,200 --
Warranty Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $102,000 Purchase Money Mortgage
Previous Owner $191,920 Fannie Mae Freddie Mac
Previous Owner $125,000 No Value Available
Previous Owner $84,000 New Conventional
Source: Public Records

About the Listing Agent

Steve Lockhart

LOCKHART & ASSOCIATES INC

(863) 445-9098

Section Image

I'm an expert real estate agent with LOCKHART & ASSOCIATES INC in Winter Haven, FL and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you.

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  • 880 Oleander Dr SE, Winter Haven, FL 33880

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  • 306 Lochen Cir SE, Winter Haven, FL 33884

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  • 1535 Oakview Cir SE, Winter Haven, FL 33880

    $214,000 Sold Feb 11, 2025

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Source: Stellar MLS

MLS Number: P4936792

Stellar MLS

APN: 27-29-07-855604-000580