309 Ruby Lake Loop Winter Haven, FL 33884
Lake Ashton Neighborhood
3
Beds
2
Baths
2,043
Sq Ft
0.32
Acres
Highlights
- Gated Community
- Open Floorplan
- 2 Car Attached Garage
- Frank E. Brigham Academy Rated 9+
- Mature Landscaping
- Walk-In Closet
About This Home
As of November 2023Looking for space, elegance and comfort? Discover this immaculate 3 bedroom, 2 bathroom residence located within the highly sought-after gated community of Ruby Lake in Winter Haven located on almost a third of an acre lot!
SELLERS ARE OFFERING A LARGE INCENTIVE: $5,000 CREDIT TOWARDS BUYER'S RATE BUY DOWN AND/OR CLOSING COST AT CLOSING!
As you step inside, you'll be greeted by a versatile large family and/or flex room that can adapt to your lifestyle, offering endless possibilities. A separate dining room awaits for hosting those memorable gatherings, setting the stage for unforgettable moments.
This property has high vaulted ceilings and modern LED lighting, creating a welcoming ambiance throughout. The open-concept kitchen has a perfect set-up, featuring an inviting eat-in bar, abundant cabinetry, a kitchen island, Corian counter tops, separate closet pantry, and a breakfast bar that connects to the additional living room. This layout is perfect for entertaining friends and family, offering plenty of room for everyone to gather and celebrate. Rest easy knowing that this home is not only stunning but also very well maintained, the roof was installed in 2020 and the AC was installed in 2019, ensuring the main items were taken care of.
The master suite is a true sanctuary, offering an en-suite bath with a soothing garden tub, a walk-in shower, dual vanities, and a private toilet area. Two additional bedrooms, thoughtfully placed on a split bedroom plan, offer both privacy and convenience. Each bedroom is generously sized and have elegant crown molding. The second bathroom is spacious and conveniently grants outdoor access, making it perfect for future pool plans, with plenty of room to expand if you desire.
The laundry room, located just off the two-car garage, is not only convenient but also provides ample storage space. This property also comes equipped with a built-in security system and with and an irrigation system for maintaining the lush landscaping. Step outside and discover a sprawling, fenced-in yard that provides ample space for all your outdoor activities, including a designated backyard patio area and additional fire pit for those cozy evenings under the stars. With its prime location between Tampa and Orlando in the heart of Winter Haven and its proximity to LEGOLAND, this home offers easy access to everything you could desire. Don't miss this opportunity to own a captivating gem in Ruby Lake. Schedule a showing today and make this dream home yours! Your oasis of elegance and comfort awaits. More pictures, 3-D and video coming soon!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,861
Year Built
- Built in 1998
Lot Details
- 0.32 Acre Lot
- Lot Dimensions are 97x143
- South Facing Home
- Mature Landscaping
- Irrigation
- Landscaped with Trees
HOA Fees
- $63 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,043 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Window Treatments
- Sliding Doors
- Family Room
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Patio
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 59
- Assessor Parcel Number 27-29-07-855604-000590
Community Details
Overview
- Ruby Lake Hoa/Michellette Ramos Association, Phone Number (407) 483-1301
- Visit Association Website
- Ruby Lake Ph 3 Subdivision
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 5, 2023
Closed on
Nov 22, 2023
Sold by
Ault Chandler and Bailey Jean
Bought by
Lakovidis Triantafilos James
Seller's Agent
Patricia de Graaff
RE/MAX HERITAGE PROFESSIONALS
Buyer's Agent
Logan Bennett
KELLER WILLIAMS REALTY SMART
List Price
$380,000
Sold Price
$361,000
Premium/Discount to List
-$19,000
-5%
Total Days on Market
29
Views
234
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,311
Avg. Annual Appreciation
3.08%
Original Mortgage
$270,750
Outstanding Balance
$267,981
Interest Rate
7.79%
Mortgage Type
New Conventional
Estimated Equity
$109,605
Purchase Details
Listed on
Dec 16, 2021
Closed on
Mar 4, 2022
Sold by
Manley Gregory S
Bought by
Ault Chandler and Mcdaniel Bailey
Seller's Agent
Erin Floyd
COLDWELL BANKER REALTY
Buyer's Agent
Karen Nowlin
COLDWELL BANKER REALTY
List Price
$349,000
Sold Price
$349,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.98%
Original Mortgage
$331,550
Interest Rate
3.69%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 26, 2019
Closed on
Aug 30, 2019
Sold by
Chastain James Eric
Bought by
Miller Amanda K
Seller's Agent
Jessica Hancock-Batson
THE STONES REAL ESTATE FIRM
Buyer's Agent
Rhonda Martin
SIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
List Price
$244,900
Sold Price
$241,000
Premium/Discount to List
-$3,900
-1.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.90%
Original Mortgage
$156,650
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 31, 2017
Closed on
Feb 6, 2018
Sold by
Kuhi Dale R and Kuhi Wanda R
Bought by
Chastain James Eric
Seller's Agent
Sharon Watson
CENTURY 21 WATSON & MYERS REALTY
Buyer's Agent
Colin Wells
SIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
List Price
$209,900
Sold Price
$209,000
Premium/Discount to List
-$900
-0.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.56%
Original Mortgage
$205,214
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 31, 2003
Sold by
Rouse Wanda H and Rousel Wanda H
Bought by
Kuhl Dale R
Purchase Details
Closed on
May 15, 2003
Sold by
American General Home Equity Inc
Bought by
Kuhl Dale R and Rousel Wanda H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,420
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 6, 1999
Sold by
Accent Homes Inc
Bought by
Shepherd Ray and Shepherd Rebecca B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,500
Interest Rate
6.82%
Mortgage Type
Balloon
Purchase Details
Closed on
Jun 5, 1998
Sold by
The Cassidy Organization Inc
Bought by
Accent Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
7.15%
Mortgage Type
New Conventional
Map
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Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $361,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $349,000 | None Listed On Document | |
| Warranty Deed | $241,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $209,000 | Integrity First Title Llc | |
| Quit Claim Deed | -- | Lawyers Title Insurance Corp | |
| Warranty Deed | $141,500 | Lawyers Title Insurance Corp | |
| Warranty Deed | $74,750 | -- | |
| Warranty Deed | $25,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,750 | New Conventional | |
| Previous Owner | $331,550 | New Conventional | |
| Previous Owner | $156,650 | New Conventional | |
| Previous Owner | $205,214 | FHA | |
| Previous Owner | $114,365 | New Conventional | |
| Previous Owner | $134,420 | Purchase Money Mortgage | |
| Previous Owner | $7,500 | Balloon | |
| Previous Owner | $108,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/23/2023 11/23/23 | Sold | $361,000 | -3.7% | $177 / Sq Ft |
| 11/04/2023 11/04/23 | Pending | -- | -- | -- |
| 10/31/2023 10/31/23 | Price Changed | $375,000 | -1.3% | $184 / Sq Ft |
| 10/05/2023 10/05/23 | For Sale | $380,000 | +8.9% | $186 / Sq Ft |
| 03/04/2022 03/04/22 | Sold | $349,000 | 0.0% | $171 / Sq Ft |
| 12/20/2021 12/20/21 | Pending | -- | -- | -- |
| 12/16/2021 12/16/21 | For Sale | $349,000 | +44.8% | $171 / Sq Ft |
| 08/30/2019 08/30/19 | Sold | $241,000 | +0.5% | $118 / Sq Ft |
| 08/10/2019 08/10/19 | Pending | -- | -- | -- |
| 08/06/2019 08/06/19 | Price Changed | $239,900 | -2.0% | $117 / Sq Ft |
| 07/26/2019 07/26/19 | For Sale | $244,900 | +17.2% | $120 / Sq Ft |
| 02/06/2018 02/06/18 | Sold | $209,000 | -0.4% | $102 / Sq Ft |
| 01/05/2018 01/05/18 | Pending | -- | -- | -- |
| 11/30/2017 11/30/17 | For Sale | $209,900 | 0.0% | $103 / Sq Ft |
| 11/13/2017 11/13/17 | Pending | -- | -- | -- |
| 11/03/2017 11/03/17 | Price Changed | $209,900 | -2.4% | $103 / Sq Ft |
| 10/10/2017 10/10/17 | Price Changed | $215,000 | -2.2% | $105 / Sq Ft |
| 08/29/2017 08/29/17 | Price Changed | $219,900 | -2.2% | $108 / Sq Ft |
| 08/07/2017 08/07/17 | Price Changed | $224,900 | -1.8% | $110 / Sq Ft |
| 07/30/2017 07/30/17 | For Sale | $229,000 | -- | $112 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,511 | $291,776 | $74,000 | $217,776 |
| 2022 | $4,861 | $255,458 | $62,000 | $193,458 |
| 2021 | $3,118 | $200,321 | $0 | $0 |
| 2020 | $3,083 | $197,555 | $53,000 | $144,555 |
| 2018 | $2,054 | $142,590 | $0 | $0 |
| 2017 | $1,902 | $139,657 | $0 | $0 |
| 2016 | $2,033 | $136,785 | $0 | $0 |
| 2015 | $1,901 | $135,834 | $0 | $0 |
| 2014 | $2,013 | $134,756 | $0 | $0 |
Source: Public Records
Source: Stellar MLS
MLS Number: P4927576
APN: 27-29-07-855604-000590
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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