309 Ruby Lake Loop Winter Haven, FL 33884
Lake Ashton Neighborhood
3
Beds
2
Baths
2,043
Sq Ft
0.32
Acres
Highlights
- Gated Community
- Open Floorplan
- Cathedral Ceiling
- Frank E. Brigham Academy Rated 9+
- Deck
- Separate Formal Living Room
About This Home
As of November 2023RUBY LAKE FAMILY HOME. Located in beautiful gated community of Ruby Lake Sub close to LEGOLAND. 3BR/2BA featuring formal living and dining rooms, great room off kitchen-open floor plan. Master suite features garden tub and separate shower. Split bedroom plan. Plenty of room for a pool-2nd bath set up for pool bath. Open patio with large fenced back yard-lots of room family and pets. Ready for the family. Will have a new roof thanks to Hurricane Irma!!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,033
Year Built
- Built in 1998
Lot Details
- 0.32 Acre Lot
- Fenced
- Mature Landscaping
- Irrigation
HOA Fees
- $52 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Open Parking
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,043 Sq Ft Home
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Blinds
- Great Room
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Inside Utility
- Laundry in unit
Kitchen
- Range
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Outdoor Features
- Deck
- Patio
- Porch
Location
- City Lot
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Tax Lot 59
- Assessor Parcel Number 27-29-07-855604-000590
Community Details
Overview
- Ruby Lake Ph 3 Subdivision
- The community has rules related to deed restrictions
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 5, 2023
Closed on
Nov 22, 2023
Sold by
Ault Chandler and Bailey Jean
Bought by
Lakovidis Triantafilos James
Seller's Agent
Patricia de Graaff
RE/MAX HERITAGE PROFESSIONALS
Buyer's Agent
Logan Bennett
KELLER WILLIAMS REALTY SMART
List Price
$380,000
Sold Price
$361,000
Premium/Discount to List
-$19,000
-5%
Total Days on Market
158
Views
234
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,311
Avg. Annual Appreciation
3.08%
Original Mortgage
$270,750
Outstanding Balance
$267,565
Interest Rate
7.79%
Mortgage Type
New Conventional
Estimated Equity
$110,021
Purchase Details
Listed on
Dec 16, 2021
Closed on
Mar 4, 2022
Sold by
Manley Gregory S
Bought by
Ault Chandler and Mcdaniel Bailey
Seller's Agent
Erin Floyd
COLDWELL BANKER REALTY
Buyer's Agent
Karen Nowlin
COLDWELL BANKER REALTY
List Price
$349,000
Sold Price
$349,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.98%
Original Mortgage
$331,550
Interest Rate
3.69%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 26, 2019
Closed on
Aug 30, 2019
Sold by
Chastain James Eric
Bought by
Miller Amanda K
Seller's Agent
Jessica Hancock-Batson
THE STONES REAL ESTATE FIRM
Buyer's Agent
Rhonda Martin
SIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
List Price
$244,900
Sold Price
$241,000
Premium/Discount to List
-$3,900
-1.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.90%
Original Mortgage
$156,650
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 31, 2017
Closed on
Feb 6, 2018
Sold by
Kuhi Dale R and Kuhi Wanda R
Bought by
Chastain James Eric
Seller's Agent
Sharon Watson
CENTURY 21 WATSON & MYERS REALTY
Buyer's Agent
Colin Wells
SIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
List Price
$209,900
Sold Price
$209,000
Premium/Discount to List
-$900
-0.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.56%
Original Mortgage
$205,214
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 31, 2003
Sold by
Rouse Wanda H and Rousel Wanda H
Bought by
Kuhl Dale R
Purchase Details
Closed on
May 15, 2003
Sold by
American General Home Equity Inc
Bought by
Kuhl Dale R and Rousel Wanda H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,420
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 6, 1999
Sold by
Accent Homes Inc
Bought by
Shepherd Ray and Shepherd Rebecca B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,500
Interest Rate
6.82%
Mortgage Type
Balloon
Purchase Details
Closed on
Jun 5, 1998
Sold by
The Cassidy Organization Inc
Bought by
Accent Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
7.15%
Mortgage Type
New Conventional
Map
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Similar Homes in Winter Haven, FL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $361,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $349,000 | None Listed On Document | |
| Warranty Deed | $241,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $209,000 | Integrity First Title Llc | |
| Quit Claim Deed | -- | Lawyers Title Insurance Corp | |
| Warranty Deed | $141,500 | Lawyers Title Insurance Corp | |
| Warranty Deed | $74,750 | -- | |
| Warranty Deed | $25,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,750 | New Conventional | |
| Previous Owner | $331,550 | New Conventional | |
| Previous Owner | $156,650 | New Conventional | |
| Previous Owner | $205,214 | FHA | |
| Previous Owner | $114,365 | New Conventional | |
| Previous Owner | $134,420 | Purchase Money Mortgage | |
| Previous Owner | $7,500 | Balloon | |
| Previous Owner | $108,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/23/2023 11/23/23 | Sold | $361,000 | -3.7% | $177 / Sq Ft |
| 11/04/2023 11/04/23 | Pending | -- | -- | -- |
| 10/31/2023 10/31/23 | Price Changed | $375,000 | -1.3% | $184 / Sq Ft |
| 10/05/2023 10/05/23 | For Sale | $380,000 | +8.9% | $186 / Sq Ft |
| 03/04/2022 03/04/22 | Sold | $349,000 | 0.0% | $171 / Sq Ft |
| 12/20/2021 12/20/21 | Pending | -- | -- | -- |
| 12/16/2021 12/16/21 | For Sale | $349,000 | +44.8% | $171 / Sq Ft |
| 08/30/2019 08/30/19 | Sold | $241,000 | +0.5% | $118 / Sq Ft |
| 08/10/2019 08/10/19 | Pending | -- | -- | -- |
| 08/06/2019 08/06/19 | Price Changed | $239,900 | -2.0% | $117 / Sq Ft |
| 07/26/2019 07/26/19 | For Sale | $244,900 | +17.2% | $120 / Sq Ft |
| 02/06/2018 02/06/18 | Sold | $209,000 | -0.4% | $102 / Sq Ft |
| 01/05/2018 01/05/18 | Pending | -- | -- | -- |
| 11/30/2017 11/30/17 | For Sale | $209,900 | 0.0% | $103 / Sq Ft |
| 11/13/2017 11/13/17 | Pending | -- | -- | -- |
| 11/03/2017 11/03/17 | Price Changed | $209,900 | -2.4% | $103 / Sq Ft |
| 10/10/2017 10/10/17 | Price Changed | $215,000 | -2.2% | $105 / Sq Ft |
| 08/29/2017 08/29/17 | Price Changed | $219,900 | -2.2% | $108 / Sq Ft |
| 08/07/2017 08/07/17 | Price Changed | $224,900 | -1.8% | $110 / Sq Ft |
| 07/30/2017 07/30/17 | For Sale | $229,000 | -- | $112 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,511 | $291,776 | $74,000 | $217,776 |
| 2022 | $4,861 | $255,458 | $62,000 | $193,458 |
| 2021 | $3,118 | $200,321 | $0 | $0 |
| 2020 | $3,083 | $197,555 | $53,000 | $144,555 |
| 2018 | $2,054 | $142,590 | $0 | $0 |
| 2017 | $1,902 | $139,657 | $0 | $0 |
| 2016 | $2,033 | $136,785 | $0 | $0 |
| 2015 | $1,901 | $135,834 | $0 | $0 |
| 2014 | $2,013 | $134,756 | $0 | $0 |
Source: Public Records
Source: Stellar MLS
MLS Number: P4716661
APN: 27-29-07-855604-000590
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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