309 Ruby Lake Loop Winter Haven, FL 33884
Lake Ashton Neighborhood
3
Beds
2
Baths
2,043
Sq Ft
0.32
Acres
Highlights
- Fishing
- Custom Home
- Open Floorplan
- Frank E. Brigham Academy Rated 9+
- Gated Community
- Main Floor Primary Bedroom
About This Home
As of November 2023Immaculate 3 bedroom 2 bath residence in gated Ruby Lake!!! Welcome to 309 Ruby Lake Loop, offering 2043 sqft of refined living space including a family room, formal living and dining rooms, spacious kitchen, split bedroom plan & inside laundry. Located on a large 1/3 acre lot with huge fenced backyard! Upgrades made in 2018 include: new roof, new luxury waterproof laminate flooring, new ceiling fans, new LED lighting & more! Family room is oversized at 20x18 offering lots of space for relaxing and entertaining. Kitchen features Corian counters, an abundance of cabinetry with under cabinet lighting, a breakfast bar, a closet pantry and a full appliance package. Master suite offers new carpet, french doors to backyard, walk in closet and a master bath with walk in shower, garden tub and dual sinks. Guest bedrooms offer new carpet, are of ample size and conveniently located next to the guest bathroom. Other interior features include; elevated ceiling heights, open concept, double entry front doors and new interior paint. Exterior features include a 2 car garage, an irrigation system with timer, fresh mulch, BBQ space in backyard, PVC fenced backyard with plenty of room to add a pool and much more! Located in the desirable and gated community of Ruby Lake in S.E. Winter Haven. Zoned for Chain of Lakes Elementary, an A rated school! Conveniently located to Legoland, shopping, medical facilities and situated between Tampa & Orlando. Don't miss this one!
Last Agent to Sell the Property
THE STONES REAL ESTATE FIRM License #3404148 Listed on: 07/26/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,054
Year Built
- Built in 1998
Lot Details
- 0.32 Acre Lot
- Lot Dimensions are 97x143
- Property fronts a private road
- South Facing Home
- Fenced
- Mature Landscaping
- Level Lot
- Irrigation
- Landscaped with Trees
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Open Parking
Home Design
- Custom Home
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,043 Sq Ft Home
- Open Floorplan
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- Drapes & Rods
- Blinds
- Sliding Doors
- Family Room Off Kitchen
- Separate Formal Living Room
- Formal Dining Room
- Inside Utility
- Security System Leased
- Attic
Kitchen
- Range
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Location
- City Lot
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Tax Lot 59
- Assessor Parcel Number 27-29-07-855604-000590
Community Details
Overview
- Association fees include manager, private road
- Michellette Ramos, Manager Association, Phone Number (407) 483-1301
- Visit Association Website
- Ruby Lake Ph 3 Subdivision
- The community has rules related to deed restrictions
- Rental Restrictions
Recreation
- Fishing
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 5, 2023
Closed on
Nov 22, 2023
Sold by
Ault Chandler and Bailey Jean
Bought by
Lakovidis Triantafilos James
Seller's Agent
Patricia de Graaff
RE/MAX HERITAGE PROFESSIONALS
Buyer's Agent
Logan Bennett
KELLER WILLIAMS REALTY SMART
List Price
$380,000
Sold Price
$361,000
Premium/Discount to List
-$19,000
-5%
Views
234
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,832
Avg. Annual Appreciation
2.25%
Original Mortgage
$270,750
Outstanding Balance
$267,565
Interest Rate
7.79%
Mortgage Type
New Conventional
Estimated Equity
$107,267
Purchase Details
Listed on
Dec 16, 2021
Closed on
Mar 4, 2022
Sold by
Manley Gregory S
Bought by
Ault Chandler and Mcdaniel Bailey
Seller's Agent
Erin Floyd
COLDWELL BANKER REALTY
Buyer's Agent
Karen Nowlin
COLDWELL BANKER REALTY
List Price
$349,000
Sold Price
$349,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.98%
Original Mortgage
$331,550
Interest Rate
3.69%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 26, 2019
Closed on
Aug 30, 2019
Sold by
Chastain James Eric
Bought by
Miller Amanda K
Seller's Agent
Jessica Hancock-Batson
THE STONES REAL ESTATE FIRM
Buyer's Agent
Rhonda Martin
SIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
List Price
$244,900
Sold Price
$241,000
Premium/Discount to List
-$3,900
-1.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.90%
Original Mortgage
$156,650
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 31, 2017
Closed on
Feb 6, 2018
Sold by
Kuhi Dale R and Kuhi Wanda R
Bought by
Chastain James Eric
Seller's Agent
Sharon Watson
CENTURY 21 WATSON & MYERS REALTY
Buyer's Agent
Colin Wells
SIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
List Price
$209,900
Sold Price
$209,000
Premium/Discount to List
-$900
-0.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.56%
Original Mortgage
$205,214
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 31, 2003
Sold by
Rouse Wanda H and Rousel Wanda H
Bought by
Kuhl Dale R
Purchase Details
Closed on
May 15, 2003
Sold by
American General Home Equity Inc
Bought by
Kuhl Dale R and Rousel Wanda H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,420
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 6, 1999
Sold by
Accent Homes Inc
Bought by
Shepherd Ray and Shepherd Rebecca B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,500
Interest Rate
6.82%
Mortgage Type
Balloon
Purchase Details
Closed on
Jun 5, 1998
Sold by
The Cassidy Organization Inc
Bought by
Accent Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
7.15%
Mortgage Type
New Conventional
Similar Homes in Winter Haven, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $361,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $349,000 | None Listed On Document | |
| Warranty Deed | $241,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $209,000 | Integrity First Title Llc | |
| Quit Claim Deed | -- | Lawyers Title Insurance Corp | |
| Warranty Deed | $141,500 | Lawyers Title Insurance Corp | |
| Warranty Deed | $74,750 | -- | |
| Warranty Deed | $25,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,750 | New Conventional | |
| Previous Owner | $331,550 | New Conventional | |
| Previous Owner | $156,650 | New Conventional | |
| Previous Owner | $205,214 | FHA | |
| Previous Owner | $114,365 | New Conventional | |
| Previous Owner | $134,420 | Purchase Money Mortgage | |
| Previous Owner | $7,500 | Balloon | |
| Previous Owner | $108,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/23/2023 11/23/23 | Sold | $361,000 | -3.7% | $177 / Sq Ft |
| 11/04/2023 11/04/23 | Pending | -- | -- | -- |
| 10/31/2023 10/31/23 | Price Changed | $375,000 | -1.3% | $184 / Sq Ft |
| 10/05/2023 10/05/23 | For Sale | $380,000 | +8.9% | $186 / Sq Ft |
| 03/04/2022 03/04/22 | Sold | $349,000 | 0.0% | $171 / Sq Ft |
| 12/20/2021 12/20/21 | Pending | -- | -- | -- |
| 12/16/2021 12/16/21 | For Sale | $349,000 | +44.8% | $171 / Sq Ft |
| 08/30/2019 08/30/19 | Sold | $241,000 | +0.5% | $118 / Sq Ft |
| 08/10/2019 08/10/19 | Pending | -- | -- | -- |
| 08/06/2019 08/06/19 | Price Changed | $239,900 | -2.0% | $117 / Sq Ft |
| 07/26/2019 07/26/19 | For Sale | $244,900 | +17.2% | $120 / Sq Ft |
| 02/06/2018 02/06/18 | Sold | $209,000 | -0.4% | $102 / Sq Ft |
| 01/05/2018 01/05/18 | Pending | -- | -- | -- |
| 11/30/2017 11/30/17 | For Sale | $209,900 | 0.0% | $103 / Sq Ft |
| 11/13/2017 11/13/17 | Pending | -- | -- | -- |
| 11/03/2017 11/03/17 | Price Changed | $209,900 | -2.4% | $103 / Sq Ft |
| 10/10/2017 10/10/17 | Price Changed | $215,000 | -2.2% | $105 / Sq Ft |
| 08/29/2017 08/29/17 | Price Changed | $219,900 | -2.2% | $108 / Sq Ft |
| 08/07/2017 08/07/17 | Price Changed | $224,900 | -1.8% | $110 / Sq Ft |
| 07/30/2017 07/30/17 | For Sale | $229,000 | -- | $112 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,511 | $291,776 | $74,000 | $217,776 |
| 2022 | $4,861 | $255,458 | $62,000 | $193,458 |
| 2021 | $3,118 | $200,321 | $0 | $0 |
| 2020 | $3,083 | $197,555 | $53,000 | $144,555 |
| 2018 | $2,054 | $142,590 | $0 | $0 |
| 2017 | $1,902 | $139,657 | $0 | $0 |
| 2016 | $2,033 | $136,785 | $0 | $0 |
| 2015 | $1,901 | $135,834 | $0 | $0 |
| 2014 | $2,013 | $134,756 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2023
Patricia de Graaff
RE/MAX
(863) 307-0061
26 in this area
233 Total Sales
-
Buyer's Agent in 2023
Logan Bennett
KELLER WILLIAMS REALTY SMART
(863) 274-1200
4 in this area
70 Total Sales
-
Seller's Agent in 2022
Erin Floyd
COLDWELL BANKER REALTY
(863) 412-2286
40 in this area
420 Total Sales
-
Buyer's Agent in 2022
Karen Nowlin
COLDWELL BANKER REALTY
(256) 337-8677
6 in this area
32 Total Sales
-
Seller's Agent in 2019
Jessica Hancock-Batson
THE STONES REAL ESTATE FIRM
(863) 662-8549
25 in this area
125 Total Sales
-
Buyer's Agent in 2019
Rhonda Martin
SIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
(863) 294-7000
5 in this area
21 Total Sales
Map
Source: Stellar MLS
MLS Number: P4907014
APN: 27-29-07-855604-000590
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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