NOT LISTED FOR SALE

Estimated Value: $458,000 - $491,396

4 Beds
2.5 Baths
2,504 Sq Ft
$187/Sq Ft Est. Value

Last Sold November 16, 2023

Last sale price $430,000 $172 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $3,521/month

4 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Deck
  • Oswego High School Rated A-
  • Community Lake
  • Property is near a park

About This Home

As of November 2023

Absolutely stunning 4 bedroom home in Mill Race Creek offers 2.1 baths and oversized 2 car garage! The rich hardwood floors run through the much of the first floor and all of the second. The 4th bedroom is currently used as game room/library with open rail to foyer, with bookcases and ceiling fan. Crown molding graces the formal living room, dining room and second floor hallway. The stately kitchen has Brakur cabinetry, ceramic floors, all new appliances in 2021, marble countertops with custom edge and pantry with extra deep shelving. The formal living room has floor to ceiling windows, ceiling medalion, 2" custom wood blinds and custom drapery. The family room has a Texas white brick fireplace with gas log and custom mantel, ceiling fan, custom drapery, bay window and recessed lighting. There are custom blinds throughout most of the home and Plantation shutters in the gorgeous formal dining room! The hall bath upstairs offers extra privacy with a pocket door between the sink and shower area. There are ceiling fans in all of the bedrooms and rocker light switches throughout the home! The master suite has double sinks in the bathroom and an oversized soaking tub with separate glass shower, custom mirrors and ceramic floors. All closets are extra deep with wood shelving and custom organizers. Roof and Leaf Filter gutter guard system new In 2020 (with transferrable warranty) Garage door and opener new in 2020 Hardie board siding new In 2020 Home Is hardwired for security system Foyer switch for outside lights on astrological timer Unfinished basement with storage cabinets, shelves, painted walls and floors, stainted stairs, water softener, energy efficient furnace new In 2020 and new central air in 2020. Beautiful perennial gardens surround the home and midnight trap rock around the perimeter of the house for easy upkeep! This is an absolutely stunning home that has been meticulously cared for and is spotless!!!

Last Agent to Sell the Property

Brian Hauser

Charles Rutenberg Realty of IL License #475135993 Listed on: 10/14/2023

Charles Rutenberg Realty of IL

Co-Listed By

Missy Hauser

Charles Rutenberg Realty of IL License #475205398

Last Buyer's Agent

Lisette Ruiz

@properties Christie's International Real Estate License #475202401

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,158

Year Built

  • Built in 1992

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 75.96 x 172.21 x 47.95 x 55.31 x 145
  • Waterfront
  • Paved or Partially Paved Lot
  • Irregular Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Georgian Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,504 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Historic or Period Millwork
  • Ceiling Fan
  • Gas Log Fireplace
  • Plantation Shutters
  • Blinds
  • Bay Window
  • Six Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Pull Down Stairs to Attic
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on main level
  • Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Sump Pump

Outdoor Features

  • Stream or River on Lot
  • Deck
  • Patio

Location

  • Property is near a park

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Softener is Owned

Community Details

  • Office Association, Phone Number (630) 748-8310
  • Mill Race Creek Subdivision
  • Property managed by Advocate Property Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,158

Year Built

Built in 1992

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Georgian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Race Creek
  • Year Built: 1992
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, First Floor Laundry, Walk-In Closet(s), Open Floorplan, Special Millwork, Some Window Treatmnt, Drapes/Blinds, Separate Dining Room
  • LivingArea: 2504
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Foyer, Eating Area
  • Estimated Total Finished Sq Ft: 2504
  • Basement Description: Unfinished,8 ft + pour
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2504
  • Basement Sq Ft: 1252
  • Fireplace Location: Family Room
  • Total Sq Ft: 3756
  • Unfinished Basement Sq Ft: 1252
  • Upper Level Sq Ft: 1252
  • Attic: Pull Down Stair
  • Main Level Sq Ft: 1252
  • Door Features: 6 Panel Door(s)
  • Window Features: Bay Window(s),Blinds,Plantation Shutters
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 434900
  • Lot Features: Irregular Lot, Stream(s), Rear of Lot
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Sidewalks, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Advocate Property Management
  • Management Contact Name: Office
  • Management Phone: 630-748-8310
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.32
  • Lot Dimensions: 75.96 X 172.21 X 47.95 X 55.31 X 145
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10157.68
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 14, 2023
Closed on
Oct 31, 2023
Sold by
Olszewski John A and Olszewski Cindy
Bought by
Velazquez Alejandro and Rios Edith
Seller's Agent
Brian Hauser
Charles Rutenberg Realty of IL
Buyer's Agent
Lisette Ruiz
@properties Christie's International Real Estate
List Price
$434,900
Sold Price
$430,000
Premium/Discount to List
-$4,900
-1.13%
Views
106
Current Estimated Value
$469,349

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,349
Avg. Annual Appreciation
6.84%
Original Mortgage
$417,100
Outstanding Balance
$411,651
Interest Rate
7.58%
Mortgage Type
New Conventional
Estimated Equity
$68,295

Purchase Details

Closed on
Apr 1, 1992
Bought by
Olszewski John A and Olszewski Cindy L
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Velazquez Alejandro $430,000 First American Title
Olszewski John A $221,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Velazquez Alejandro $417,100
Previous Owner Olszewski John A $185,000
Previous Owner Olszewski John A $153,000
Previous Owner Olszewski John A $100,000
Previous Owner Olszewski John A $70,000
Previous Owner Olszewski John A $152,350
Closed Olszewski John A --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/16/2023 11/16/23 Sold $430,000 -1.1% $172 / Sq Ft
10/19/2023 10/19/23 Pending -- -- --
10/14/2023 10/14/23 For Sale $434,900 -- $174 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,638 $138,192 $29,094 $109,098
2023 $10,158 $126,782 $26,692 $100,090
2022 $10,158 $118,488 $24,946 $93,542
2021 $9,517 $107,716 $22,678 $85,038
2020 $8,857 $99,737 $20,998 $78,739
2019 $8,503 $94,586 $20,998 $73,588
2018 $9,003 $96,814 $24,292 $72,522
2017 $8,928 $93,091 $23,358 $69,733
2016 $8,776 $90,380 $22,678 $67,702
2015 $8,917 $87,747 $22,017 $65,730
2014 -- $83,569 $20,969 $62,600
2013 -- $84,413 $21,181 $63,232
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11908702

Midwest Real Estate Data (MRED)

APN: 03-09-426-005