$1,339,900

3095 Calvert Blvd Lusby, MD 20657

Estimated payment $7,659/month

5 Beds
5 Baths
5,088 Sq Ft
$263 Price per Sq Ft

Highlights

  • 96 Feet of Waterfront
  • Beach
  • Sandy Beach
  • Primary bedroom faces the bay
  • Access to Tidal Water
  • Spa

About This Home

Welcome to an extraordinary Chesapeake Bay estate where more than 5,000 square feet of refined coastal living meet private beach access and sweeping water views that shape every moment. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with the serenity of the shoreline, offering a lifestyle that feels both luxurious and effortlessly relaxed. A grand two-story foyer welcomes you with sunlight and soaring ceilings. To the right, a flexible guest suite or office offers privacy and comfort. To the left, a full bath is thoughtfully placed to serve the main level with ease. Continue forward and the home opens into an impressive gourmet kitchen designed for gathering and everyday convenience. A massive center island boasts gorgeous granite countertops and is surrounded by custom weathered coastal cabinetry, professional-grade appliances, double wall ovens, a commercial-size refrigerator, and a custom vent hood. The bright eat-in area extends toward the Bay flowing into a large living room enhanced by sliding doors that invite you to step outside. A walk-in pantry adds practical storage and organization. The main living room is warm and inviting, with wood floors, a gas fireplace, and an entire wall of windows framing uninterrupted water views. Whether relaxing by the fire or entertaining guests, this space celebrates the waterfront from every angle. Step outside onto a full-width deck where dining, lounging, and soaking in the coastal breeze become part of your daily rhythm. Upstairs, on the second floor a spacious family room offers another dramatic vantage point, enhanced by magnificent 2 story wood cathedral ceilings and breathtaking views of the Chesapeake. Just beyond, the primary suite is a serene waterfront sanctuary with a private sitting area, its own upper deck, a generous walk-in closet with custom storage, and an ensuite bath with dual vanities and a beautifully tiled walk-in shower. Two additional bedrooms are located on this floor. One of which has an en-suite full bath. A full bathroom located in the center hall serves the 3rd bedroom on this floor and the family room area. Ascend to the 3rd level and discover a retreat perfect for both quiet moments and lively gatherings. The homes 5th bedroom is an suite of its own with a nicely updated full en-suite bathroom and decent sized walk-in closet. A cozy reading or office nook sits beneath warm wood ceilings. The large recreation room/potential 6th bedroom leads to a striking billiards area that opens to the family room below and allows for elevated views of the Bay, creating a one-of-a-kind leisure space. Outside, the property delivers the full waterfront lifestyle. A private boardwalk leads through natural grasses to your own sandy beach, where calm waves, long days on the water, and peaceful evenings by the shoreline become part of everyday living. Multiple decks provide both intimate and expansive outdoor spaces. For added convenience, the property includes a dedicated water hook-up and a 50-amp RV connection, ideal for RV owners or welcoming guests. An additional separate lot is included with the property, increasing the total size to approximately .31 acres. While not buildable, this extra parcel offers exceptional value and flexibility—perfect for A FUTURE GARAGE, parking, storage, guest vehicles, or added outdoor space and privacy. This home would make an excellent 2nd home with potential for substantial short-term rental income based on surrounding properties and seasonal demand. This residence is a rare Chesapeake Bay offering—where elegant design, thoughtful functionality, and the magic of waterfront living come together seamlessly. Every detail invites you to relax, unwind, and embrace a lifestyle shaped by the beauty of the Bay.

Listing Agent

Mark Frisco

(443) 532-8776 team@somdteam.com CENTURY 21 New Millennium Listed on: 11/20/2025

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,070

Year Built

  • Built in 1984

Lot Details

  • 0.31 Acre Lot
  • 96 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Sandy Beach
  • Private Lot
  • Level Lot
  • Open Lot
  • Cleared Lot
  • Back, Front, and Side Yard
  • Additional Land
  • Tax ID: 0501034014, is the lot adjacent to this property and is included making a total of .31 acres
  • Property is in excellent condition

HOA Fees

  • $15 Monthly HOA Fees

Property Views

  • Bay
  • Panoramic

Home Design

  • Colonial Architecture
  • Coastal Architecture
  • Villa
  • Hip Roof Shape
  • Batts Insulation
  • Architectural Shingle Roof
  • Asphalt Roof
  • Cement Siding
  • Vinyl Siding

Interior Spaces

  • 5,088 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Casement Windows
  • French Doors
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Crawl Space

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Walk-In Pantry
  • Built-In Double Oven
  • Commercial Range
  • Range Hood
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Engineered Wood
  • Bamboo
  • Partially Carpeted
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 6 Parking Spaces
  • Private Parking

Accessible Home Design

  • Roll-in Shower
  • Halls are 36 inches wide or more
  • More Than Two Accessible Exits

Outdoor Features

  • Spa
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Personal Watercraft
  • Swimming Allowed
  • Lake Privileges
  • Balcony
  • Deck
  • Shed

Location

  • Flood Risk

Schools

  • Dowell Elementary School
  • Southern Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • Well
  • Electric Water Heater
  • On Site Septic
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 0501032917

Community Details

Overview

  • Association fees include road maintenance, common area maintenance, management
  • Cove Point Home Owners Association
  • Cove Point Subdivision

Amenities

  • Common Area

Recreation

  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,070

Year Built

Built in 1984

Lot Details

0

HOA Fees

$15 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Coastal, Villa
  • Accessibility Features: 36"+ Wide Halls, 2+ Access Exits, Roll-In Shower
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 11/20/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1984
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Commercial Range
  • Flooring Type: Hardwood, Ceramic Tile, Partially Carpeted, Luxury Vinyl Plank, Bamboo, Engineered Wood
  • Interior Amenities: Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, Whirlpool/Hottub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-In Closet(s), Wood Floors, Family Room Off Kitchen
  • Window Features: Double Pane, Casement
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass, French
  • Wall Ceiling Types: 9'+ Ceilings, 2 Story Ceilings, Vaulted Ceilings, Wood Ceilings, High
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Foyer, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 5088
  • Living Area Sq Ft: 5088
  • Price Per Sq Ft: 263.35
  • Above Grade Finished Sq Ft: 5088
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 5
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 4
  • Upper Level Bathrooms: 3.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Cement Siding, Combination, Vinyl Siding, Batts Insulation
  • Exterior Features: Hot Tub
  • Roof: Architectural Shingle, Asphalt, Hip
  • Spa: No
  • View: Bay, Panoramic
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Swimming Allowed, Personal Watercraft (PWC), Private Access
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 96

Garage/Parking

  • Garage: No
  • Parking Features: Private
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 6

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv Available, Phone Available, Under Ground
  • Water Source: Well
  • Internet Services: Broadband, Cable

Condo/Co-op/Association

  • HOA Fees: 180.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Common Grounds, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Common Area Maintenance, Management
  • HOA Name: COVE POINT HOME OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: DOWELL
  • High School: PATUXENT
  • Middle Or Junior School: SOUTHERN

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Tax ID: 0501034014, is the lot adjacent to this property and is included making a total of .31 acres
  • Lot Features: Cleared, Fishing Available, Level, Open, Private, Rear Yard, Additional Lot(s), Front Yard, Sideyard(s)
  • Lot Size Acres: 0.31
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13320.00
  • Outdoor Living Structures: Deck(s), Balcony
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7070.00
  • Assessor Parcel Number: 0501032917
  • Tax Lot: 4
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Sandy Beach

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,381 $617,200 $0 $0
2024 $6,381 $571,300 $0 $0
2023 $5,673 $525,400 $277,000 $248,400
2022 $5,618 $520,433 $0 $0
2021 $5,535 $515,467 $0 $0
2020 $5,535 $510,500 $277,000 $233,500
2019 $5,557 $510,500 $277,000 $233,500
2018 $5,544 $510,500 $277,000 $233,500
2017 $5,667 $515,100 $0 $0
2016 -- $515,100 $0 $0
2015 $3,416 $515,100 $0 $0
2014 $3,416 $277,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/20/2025 11/20/25 For Sale $1,339,900 +219.0% $263 / Sq Ft
01/29/2014 01/29/14 Sold $420,000 -15.8% $137 / Sq Ft View Prior Sale
01/08/2014 01/08/14 Pending -- -- --
03/24/2013 03/24/13 For Sale $499,000 -- $162 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $420,000 None Available
Deed $255,000 --
Deed $198,000 --
Deed $540,000 --
Deed $540,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $459,200 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2024160

Bright MLS

APN: 01-032917