Estimated payment $7,659/month
Highlights
- 96 Feet of Waterfront
- Beach
- Sandy Beach
- Primary bedroom faces the bay
- Access to Tidal Water
- Spa
About This Home
Welcome to an extraordinary Chesapeake Bay estate where more than 5,000 square feet of refined coastal living meet private beach access and sweeping water views that shape every moment. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with the serenity of the shoreline, offering a lifestyle that feels both luxurious and effortlessly relaxed. A grand two-story foyer welcomes you with sunlight and soaring ceilings. To the right, a flexible guest suite or office offers privacy and comfort. To the left, a full bath is thoughtfully placed to serve the main level with ease. Continue forward and the home opens into an impressive gourmet kitchen designed for gathering and everyday convenience. A massive center island boasts gorgeous granite countertops and is surrounded by custom weathered coastal cabinetry, professional-grade appliances, double wall ovens, a commercial-size refrigerator, and a custom vent hood. The bright eat-in area extends toward the Bay flowing into a large living room enhanced by sliding doors that invite you to step outside. A walk-in pantry adds practical storage and organization. The main living room is warm and inviting, with wood floors, a gas fireplace, and an entire wall of windows framing uninterrupted water views. Whether relaxing by the fire or entertaining guests, this space celebrates the waterfront from every angle. Step outside onto a full-width deck where dining, lounging, and soaking in the coastal breeze become part of your daily rhythm. Upstairs, on the second floor a spacious family room offers another dramatic vantage point, enhanced by magnificent 2 story wood cathedral ceilings and breathtaking views of the Chesapeake. Just beyond, the primary suite is a serene waterfront sanctuary with a private sitting area, its own upper deck, a generous walk-in closet with custom storage, and an ensuite bath with dual vanities and a beautifully tiled walk-in shower. Two additional bedrooms are located on this floor. One of which has an en-suite full bath. A full bathroom located in the center hall serves the 3rd bedroom on this floor and the family room area. Ascend to the 3rd level and discover a retreat perfect for both quiet moments and lively gatherings. The homes 5th bedroom is an suite of its own with a nicely updated full en-suite bathroom and decent sized walk-in closet. A cozy reading or office nook sits beneath warm wood ceilings. The large recreation room/potential 6th bedroom leads to a striking billiards area that opens to the family room below and allows for elevated views of the Bay, creating a one-of-a-kind leisure space. Outside, the property delivers the full waterfront lifestyle. A private boardwalk leads through natural grasses to your own sandy beach, where calm waves, long days on the water, and peaceful evenings by the shoreline become part of everyday living. Multiple decks provide both intimate and expansive outdoor spaces. For added convenience, the property includes a dedicated water hook-up and a 50-amp RV connection, ideal for RV owners or welcoming guests. An additional separate lot is included with the property, increasing the total size to approximately .31 acres. While not buildable, this extra parcel offers exceptional value and flexibility—perfect for A FUTURE GARAGE, parking, storage, guest vehicles, or added outdoor space and privacy. This home would make an excellent 2nd home with potential for substantial short-term rental income based on surrounding properties and seasonal demand. This residence is a rare Chesapeake Bay offering—where elegant design, thoughtful functionality, and the magic of waterfront living come together seamlessly. Every detail invites you to relax, unwind, and embrace a lifestyle shaped by the beauty of the Bay.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,070
Year Built
- Built in 1984
Lot Details
- 0.31 Acre Lot
- 96 Feet of Waterfront
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- Sandy Beach
- Private Lot
- Level Lot
- Open Lot
- Cleared Lot
- Back, Front, and Side Yard
- Additional Land
- Tax ID: 0501034014, is the lot adjacent to this property and is included making a total of .31 acres
- Property is in excellent condition
HOA Fees
- $15 Monthly HOA Fees
Property Views
- Bay
- Panoramic
Home Design
- Colonial Architecture
- Coastal Architecture
- Villa
- Hip Roof Shape
- Batts Insulation
- Architectural Shingle Roof
- Asphalt Roof
- Cement Siding
- Vinyl Siding
Interior Spaces
- 5,088 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Wood Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Double Pane Windows
- Casement Windows
- French Doors
- Sliding Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Crawl Space
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Walk-In Pantry
- Built-In Double Oven
- Commercial Range
- Range Hood
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Engineered Wood
- Bamboo
- Partially Carpeted
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-In Closet
- Whirlpool Bathtub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- 6 Parking Spaces
- Private Parking
Accessible Home Design
- Roll-in Shower
- Halls are 36 inches wide or more
- More Than Two Accessible Exits
Outdoor Features
- Spa
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Swimming Allowed
- Lake Privileges
- Balcony
- Deck
- Shed
Location
- Flood Risk
Schools
- Dowell Elementary School
- Southern Middle School
- Patuxent High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Underground Utilities
- Well
- Electric Water Heater
- On Site Septic
- Phone Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 4
- Assessor Parcel Number 0501032917
Community Details
Overview
- Association fees include road maintenance, common area maintenance, management
- Cove Point Home Owners Association
- Cove Point Subdivision
Amenities
- Common Area
Recreation
- Beach
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,381 | $617,200 | $0 | $0 |
| 2024 | $6,381 | $571,300 | $0 | $0 |
| 2023 | $5,673 | $525,400 | $277,000 | $248,400 |
| 2022 | $5,618 | $520,433 | $0 | $0 |
| 2021 | $5,535 | $515,467 | $0 | $0 |
| 2020 | $5,535 | $510,500 | $277,000 | $233,500 |
| 2019 | $5,557 | $510,500 | $277,000 | $233,500 |
| 2018 | $5,544 | $510,500 | $277,000 | $233,500 |
| 2017 | $5,667 | $515,100 | $0 | $0 |
| 2016 | -- | $515,100 | $0 | $0 |
| 2015 | $3,416 | $515,100 | $0 | $0 |
| 2014 | $3,416 | $277,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/20/2025 11/20/25 | For Sale | $1,339,900 | +219.0% | $263 / Sq Ft | |
| 01/29/2014 01/29/14 | Sold | $420,000 | -15.8% | $137 / Sq Ft | View Prior Sale |
| 01/08/2014 01/08/14 | Pending | -- | -- | -- | |
| 03/24/2013 03/24/13 | For Sale | $499,000 | -- | $162 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $420,000 | None Available | |
| Deed | $255,000 | -- | |
| Deed | $198,000 | -- | |
| Deed | $540,000 | -- | |
| Deed | $540,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $459,200 | New Conventional | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDCA2024160
APN: 01-032917
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