$40,000
SOLD FEB 4, 2016
2 Beds
1 Bath
942 Sq Ft
10,000 Sq Ft Lot

Recently Sold

$42 Per Sq Ft

42% Below List Price

7 Days on Market

Highlights

  • Deck
  • No HOA
  • Porch
  • Wood Flooring
  • Formal Dining Room
  • Bathtub with Shower

About This Home

As of May 2023

Charming 2 bedroom 1 bath home nestled at the foot of Missionary Ridge. HUD Homes are sold in ''as-is'' condition, so buyers are advised to perform all desired inspections and to verify ALL listing information independently, including school zones. Insured with escrow (IE) For FHA financing a $3850 Repair Escrow will be required to bring up to minimum FHA Standards, subject to new FHA appraisal. Additional information on this home is available on-line at www.HUDHomestore.com. For more information about buying a HUD Home, visit www.HUDPemco.com. ALL BIDS MUST BE PLACED ON-LINE BY A HUD REGISTERED REAL ESTATE AGENT/BROKER. HUD Case #481-263767.

Last Agent to Sell the Property

Michael Bishop

Bishop Realty LLC License #290878 Listed on: 12/28/2015

Co-Listed By

Raymond Warren

UpwardRealty.com License #016166

Last Buyer's Agent

Becky Bailey

K W Cleveland License #294484

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $877

Year Built

  • Built in 1948

Lot Details

  • 10,000 Sq Ft Lot
  • Lot Dimensions are 54x130
  • Fenced
  • Gentle Sloping Lot

Parking

  • Off-Street Parking

Home Design

  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 942 Sq Ft Home
  • 1-Story Property
  • Insulated Windows
  • Living Room with Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Dishwasher
  • Washer and Gas Dryer Hookup

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Unfinished Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System
  • Phone Available

Community Details

  • No Home Owners Association
  • Steele & Partridge Subdivision

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 156d K 005

Home Details

Home Type

Single Family

Est. Annual Taxes

$877

Year Built

Built in 1948

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.16
  • Lot Size: 54X130
  • Co List Office Mls Id: 10305
  • Co List Office Phone: 423-847-8001
  • Subdivision Name: Steele & Partridge
  • Directions: I-24 to Germantown Rd turn toward Brainerd. Left on Navajo to Seminole. Right on Rockmeade Dr. Home on left.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 942.0
  • New Construction: No
  • Year Built: 1948
  • Location Tax and Legal Parcel Number2: 156d K 005
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge Middle
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 876.57
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.16
  • General Property Information Lot Size Square Feet2: 10000.0
  • General Property Information Lot Size Dimensions: 54X130
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Levels:One: Yes
  • Fencing Fenced: Yes
  • Interior Features Separate Dining Room: Yes
  • Foundation Details Stone2: Yes
  • Special Listing Conditions HUD Owned: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher
  • Has Basement: Crawl Space, Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Separate Dining Room, Tub/shower Combo
  • Window Features: Insulated Windows
  • ResoLivingAreaSource: Owner
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Basement:Crawl Space: Yes
  • Community Features:None4: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Living Room2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Foundation Details: Stone
  • Patio And Porch Features: Deck, Patio, Porch
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Phone Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 10000.0
  • Additional Parcels: No
  • Parcel #: 156d K 005
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 876.57

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 28, 2015
Closed on
Jan 28, 2016
Sold by
The Secretary Of Hsng & Urban Developmen
Bought by
Smith Noland
Seller's Agent
Michael Bishop
Bishop Realty LLC
Buyer's Agent
Becky Bailey
K W Cleveland
List Price
$69,000
Sold Price
$40,000
Premium/Discount to List
-$29,000
-42.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.68%

Purchase Details

Closed on
Jun 24, 2015
Sold by
Carrington Mortgage Services Llc
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Nov 19, 2014
Sold by
Smith Kathy J
Bought by
Carrington Mortgage Services Llc

Purchase Details

Closed on
Aug 16, 2007
Sold by
Sunshine Properties Inc
Bought by
Smith Kathy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,619
Interest Rate
6.56%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 8, 2002
Sold by
Randolph Cheri F and Byrd Rebecca A
Bought by
Sunshine Properties Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
6.53%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jan 24, 2002
Sold by
Randolph Cheri F
Bought by
Randolph Ii Stephen Edward
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Cash Sale Deed $40,000 None Available
Special Warranty Deed -- None Available
Trustee Deed $84,817 None Available
Warranty Deed $82,900 First Title
Warranty Deed $100,000 First Title
Interfamily Deed Transfer -- First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $81,619 FHA
Previous Owner $95,000 Seller Take Back
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Price Changed $235,000 -4.1% $249 / Sq Ft
08/20/2025 08/20/25 Price Changed $245,000 -1.6% $260 / Sq Ft
08/19/2025 08/19/25 Off Market $249,000 -- --
08/13/2025 08/13/25 For Sale $249,000 +20.3% $264 / Sq Ft
05/31/2023 05/31/23 Sold $207,000 +4.0% $224 / Sq Ft
05/19/2023 05/19/23 Off Market $199,000 -- --
05/17/2023 05/17/23 For Sale $199,000 +397.5% $216 / Sq Ft
02/04/2016 02/04/16 Sold $40,000 -42.0% $42 / Sq Ft
01/04/2016 01/04/16 Pending -- -- --
12/28/2015 12/28/15 For Sale $69,000 -- $73 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $481 $21,500 $0 $0
2023 $481 $21,500 $0 $0
2022 $481 $21,500 $0 $0
2021 $481 $21,500 $0 $0
2020 $424 $15,350 $0 $0
2019 $424 $15,350 $0 $0
2018 $476 $15,350 $0 $0
2017 $424 $15,350 $0 $0
2016 $478 $0 $0 $0
2015 $992 $17,275 $0 $0
2014 $877 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1235454

Greater Chattanooga REALTORS®

APN: 156D-K-005