$490,000
SOLD OCT 22, 2025

3120 Devon Terrace St. Cloud, MN 56301

4 Beds
3.5 Baths
4,166 Sq Ft
0.5 Acres

Recently Sold

$118 Per Sq Ft

2% Below List Price

1 Day on Market

Highlights

  • Corner Lot
  • Game Room
  • Home Gym
  • No HOA
  • Home Office
  • Cul-De-Sac

About This Home

As of October 2025

This walkout two-story home sits on a 1/2 acre treed lot and has been meticulously cared for by its original owners. Offering over 4,100 finished square feet of living space, this property is a true gem. Located in a desirable neighborhood just one block from the St. Cloud Country Club, members enjoy easy access to a golf course, swimming pool, and new pickleball courts! The home is also conveniently close to I-94, the Beaver Island Trail, the Mississippi River, schools and shopping. Inside, you’ll find four spacious bedrooms on the same floor, plus a main floor office that could easily be a fifth bedroom. The home features four bathrooms and a main floor laundry for added convenience. The kitchen features granite countertops, a center island, a desk area, and plenty of cabinetry for storage. The family room, located just off the kitchen, includes a wet bar and a wood fireplace—perfect for cozy gatherings. The formal dining and living rooms provide ample space for entertaining. And there are Andersen windows and six-panel doors throughout the home. The walkout lower level, finished in 2010, includes a large family room & work space/desk area with custom cabinetry & wet bar, surround sound, a work out area, 3⁄4 bath and offers plenty of storage space. The large garage includes access to the lower level, making it easy to transport items. The home has been updated with new environmental efficiency features in 2023, a new furnace and AC unit, as well as a newer roof with upgraded 50-year shingles. Additional updates include a new driveway and sidewalk. The home also features three heat zones to ensure comfort year-round. Outside, you’ll love the large deck and patio area, complete with a firepit—perfect for enjoying the outdoors. A sprinkler system takes care of the lawn, keeping the yard lush and green with minimal effort. The property’s mature trees offer privacy and a peaceful atmosphere. This home truly has it all—space, comfort, and an unbeatable location. It’s the perfect place to call home!

Last Agent to Sell the Property

Scott Lynch

Agency North Real Estate, Inc Listed on: 10/01/2025

Last Buyer's Agent

Lauren Blommel

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,186

Year Built

  • Built in 1990

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 40x150x165x128
  • Cul-De-Sac
  • Corner Lot
  • Many Trees

Parking

  • 3 Car Attached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Architectural Shingle Roof

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Wood Burning Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Game Room
  • Storage Room
  • Home Gym

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Storage

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Country Club Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 82462780564

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,186

Year Built

Built in 1990

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1990
  • Above Grade Finished Sq Ft: 2870
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished, Full, Storage Space, Walkout
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Wall Oven, Washer
  • Fireplace Features: Wood Burning
  • Living Area: 4166
  • Below Grade Finished Sq Ft: 1296
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Family Room, Living Room, Office, Laundry, Bedroom 1, Bathroom, Walk In Closet, Bedroom 2, Bedroom 3, Bedroom 4, Bar/Wet Bar Room, Amusement Room, Exercise Room, Storage

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Architectural Shingle
  • PatioPorchType: Deck,Patio

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener, Storage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Exercise Room,French Doors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Patio,In-Ground Sprinkler,Tile Floors,Wet Bar

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 40x150x165x128
  • Lot Size Sq Ft: 21780
  • Land Lease: No
  • Lot Features: Corner Lot, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Stucco

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 82462780564
  • Tax Annual Amount: 6186
  • TaxWithAssessments: 6186.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2025
Closed on
Oct 22, 2025
Sold by
Keating Mary E and Keating Jerome P
Bought by
Ag Ventures Llc
Seller's Agent
Scott Lynch
Agency North Real Estate, Inc
Buyer's Agent
Lauren Blommel
Coldwell Banker Realty
List Price
$499,900
Sold Price
$490,000
Premium/Discount to List
-$9,900
-1.98%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.85%
Original Mortgage
$250,000
Outstanding Balance
$250,000
Interest Rate
6.35%
Mortgage Type
Credit Line Revolving
Estimated Equity
$249,977
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/22/2025 10/22/25 Sold $490,000 -2.0% $118 / Sq Ft
10/02/2025 10/02/25 Pending -- -- --
10/01/2025 10/01/25 For Sale $499,900 -- $120 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,186 $467,300 $75,000 $392,300
2024 $6,186 $467,300 $75,000 $392,300
2023 $6,044 $467,300 $75,000 $392,300
2022 $5,666 $396,400 $70,000 $326,400
2021 $5,670 $396,400 $70,000 $326,400
2020 $5,852 $396,400 $70,000 $326,400
2019 $5,940 $396,400 $70,000 $326,400
2018 $5,618 $372,200 $70,000 $302,200
2017 $5,462 $341,500 $70,000 $271,500
2016 $4,996 $0 $0 $0
2015 $4,906 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6797497

NorthstarMLS

APN: 82.46278.0564