NOT LISTED FOR SALE

3129 Cowan Rd Panama City, FL 32409

Estimated Value: $315,000 - $508,000

3 Beds
2 Baths
1,770 Sq Ft
$252/Sq Ft Est. Value

Last Sold December 15, 2020

Last sale price $329,000 $186 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $2,982/month

1 Day on Market

Highlights

  • Vaulted Ceiling
  • Living Room
  • Ceiling Fan
  • No HOA
  • Central Heating and Cooling System
  • Fenced

About This Home

As of December 2020

Property is move in ready and has a total of 3.5 acres. There are open 12x60 covered porches with swings on the front and back of the house. The roof is a standing seam metal. The home has nice hard wood floors through out the great room with inset electrical outlets, beautiful oak cabinets and an island breakfast bar. The original owner had spray in insulation put into the interior walls for sound proof. The master bedroom will accommodate king size furniture and has french doors to the back patio. The master bathroom has a walk in closet, double vanity, water closet, and a large walk in shower. The laundry room has a counter for folding clothes, cabinets, sink and exterior access.. The back property has a large work shop.

Last Agent to Sell the Property

John Kromer

Redefy Real Estate Listed on: 11/10/2020

Last Buyer's Agent

Pam Haas

Coldwell Banker United Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,786

Year Built

  • Built in 2003

Lot Details

  • 3.5 Acre Lot
  • Lot Dimensions are 138x295
  • Fenced
  • Zoning described as County

Home Design

  • Metal Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,770 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room

Kitchen

  • Self-Cleaning Oven
  • Range with Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Deer Point Elementary School
  • Merritt Brown Middle School
  • Mosley High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,786

Year Built

Built in 2003

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2003
  • Property Sub Type: Detached
  • Lot Size Acres: 3.5
  • Lot Size: 138X295
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Ranch
  • Unit Levels: One
  • Property Attached Yn: No
  • Building Stories: 1
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator, Range Hood, Self Cleaning Oven
  • Interior Amenities: High Ceilings, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1770.0
  • Dining Room Type: Bedroom, Kitchen, Living Room, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Roof: Metal

Utilities

  • Utilities: Septic Available, Water Connected
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Merritt Brown

Lot Info

  • Lot Size Sq Ft: 152460.0
  • Zoning Description: County

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 1786.0
  • Tax Year: 2019

MLS Schools

  • Elementary School: Deer Point
  • High School: Mosley

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 10, 2020
Closed on
Dec 15, 2020
Sold by
Cummings Patrick J and Cummings Kelly
Bought by
Legendre John S and Legendre Darlene C
Seller's Agent
John Kromer
Redefy Real Estate
Buyer's Agent
Pam Haas
Coldwell Banker United Realtor
List Price
$339,000
Sold Price
$329,000
Premium/Discount to List
-$10,000
-2.95%
Current Estimated Value
$462,492

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$133,492
Avg. Annual Appreciation
6.85%
Original Mortgage
$263,200
Outstanding Balance
$237,010
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$211,552

Purchase Details

Closed on
May 25, 2011
Sold by
Taylor Ted and Taylor Ted
Bought by
Cummings Patrick J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
4.88%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Legendre John S $329,000 First American Title Ins Co
Cummings Patrick J $160,000 Stewart Title Company
Cummings Patrick J $60,000 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Legendre John S $263,200
Closed Legendre John S $263,200
Previous Owner Cummings Patrick J $205,000
Previous Owner Cummings Patrick J $158,730
Previous Owner Cummings Patrick J $60,000
Previous Owner Cummings Patrick J $155,944
Previous Owner Taylor Ted $130,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2022 06/20/22 Off Market $329,000 -- --
12/15/2020 12/15/20 Sold $329,000 -2.9% $186 / Sq Ft
11/11/2020 11/11/20 Pending -- -- --
11/10/2020 11/10/20 For Sale $339,000 -- $192 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $321,182 -- --
2023 -- $309,963 $0 $0
2022 $0 $300,935 $0 $0
2021 $0 $292,170 $77,224 $214,946
2020 $1,882 $190,904 $57,400 $133,504
2019 $1,786 $183,126 $56,000 $127,126
2018 $1,918 $191,716 $0 $0
2017 $1,984 $194,085 $0 $0
2016 $2,068 $196,454 $0 $0
2015 $2,386 $214,967 $0 $0
2014 $2,367 $213,771 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2020

    John Kromer

    Redefy Real Estate

  • P

    Buyer's Agent in 2020

    Pam Haas

    Coldwell Banker United Realtor

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 704346

Central Panhandle Association of REALTORS®

APN: 07751-195-000

Florida Bay County Panama City 32409

3129 Cowan Rd, Panama City, FL

This home is located at 3129 Cowan Rd, Panama City, FL 32409 since 10 November 2020 and is currently estimated at $445,883, approximately $251 per square foot. This property was built in 2003. 3129 Cowan Rd is a home located in Bay County with nearby schools including Southport Elementary School and Deane Bozeman School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes