$849,000

3130 Magnolia Dr Chipley, FL 32428

Estimated payment $4,830/month

Total Views 257
2 Beds
2 Baths
1,870 Sq Ft
$454 Price per Sq Ft

Highlights

  • Lake Front
  • Gated Parking
  • Craftsman Architecture
  • Fishing
  • Gated Community
  • Wood Flooring

About This Home

Experience lakeside living at its finest with this custom-built ICF (Insulated Concrete Form) home, perfectly positioned on four expansive waterfront lots on Dunford Lake in the Paradise Lakes community of Washington County, Florida. Offering 2 bedrooms, 2 baths, 1,840 square feet of living space and 3,030 square feet under roof, this home blends timeless craftsmanship with modern efficiency. Built with ICF construction, the home is designed for strength, energy savings, and peace of mind—keeping interiors quiet, comfortable, and hurricane-ready.

Enjoy sweeping waterfront views from every room, enhanced by a full-length covered and screened back porch that stretches 10x50 across the entire home—perfect for relaxing or entertaining while overlooking the lake. The exterior showcases a charming Craftsman design with a river rock stone border, Hardie board-and-batten siding, Andersen A-series windows and doors cased in white oak, and a striking mahogany front door. A hurricane-rated Haas garage door, seamless gutters, and a full-length 10x50 screened porch overlooking the water make this home as practical as it is beautiful. Inside, the living room features a massive stone fireplace, oversized picture window, built-in bookcases, and access to the back porch. The gourmet kitchen is equipped with ZLINE appliances including a 7-burner gas cooktop, double ovens, custom cabinetry, a flush-mount hood, and an oversized 6x9 quartzite island ideal for entertaining.

Both bathrooms are thoughtfully designed with curbless walk-in showers, double vanities, Kohler fixtures, and luxury finishes. The master suite offers serene waterfront views, porch access, and a spacious dressing counter, while the guest suite includes French doors to the back porch. Throughout the home, reclaimed oak flooring, 10-foot ceilings, 8-foot solid wood doors, cypress tongue-and-groove ceilings, and custom cabinetry add warmth and style.

Additional highlights include a large laundry/mudroom with canning pantry and utility sink, a 60x120 soil-tested garden with fruit trees and berry bushes, and a fully permitted 24x36 insulated pole barn with power and dual roll-up doors. A 22KW Generac whole-house generator, 250-gallon propane tank, deep well with filtration and softener system, and RV parking with hookups ensure modern convenience and reliability.

This rare Dunford Lake retreat combines strength, efficiency, and luxury in every detail—offering a lifestyle of comfort, security, and natural beauty within the Paradise Lakes community.

Listing Agent

Denise Myers

Elite Realty License #SL3362631 Listed on: 09/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,877

Year Built

  • Built in 2022

Lot Details

  • 3.59 Acre Lot
  • Lot Dimensions are 478.38 x 452.73 x 215.26 x 450
  • Lake Front
  • Dirt Road

Parking

  • 2 Car Attached Garage
  • Driveway
  • Gated Parking

Home Design

  • Craftsman Architecture
  • HardiePlank Type

Interior Spaces

  • Crown Molding
  • High Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Mud Room
  • Living Room
  • Wood Flooring
  • Lake Views
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Double Oven
  • Range Hood
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Home Security

  • Security Gate
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Well
  • Septic Tank

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include boat ramp, fishing rights
  • Paradise Oaks Subdivision

Recreation

  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,877

Year Built

Built in 2022

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2022
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 3.59
  • Lot Size: 478.38 x 452.73 x 215.26 x 450
  • Road Surface Type: Dirt
  • Subdivision Name: Paradise Oaks
  • Architectural Style: Craftsman
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Range Hood
  • Interior Amenities: Breakfast Bar, Crown Molding, High Ceilings, Pantry, Recessed Lighting
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Hardwood
  • Dining Room Type: Kitchen, Living Room, Primary Bedroom

Exterior Features

  • View: Lake
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Waterfront
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Exterior Features: Porch
  • Patio And Porch Features: Covered, Porch, Screened

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Gated
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Septic Available, Underground Utilities, Water Available
  • Security Features: Gated Community, Security Gate, Smoke Detector(s)
  • Cooling: Central Air
  • Heating: Central, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Boat Facilities, Fishing, Waterfront, Gated
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Boat Ramp, Fishing Rights

Lot Info

  • Lot Features: Waterfront
  • Lot Size Sq Ft: 156555.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 2877.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,877 $254,424 -- --
2023 $2,818 $247,014 $42,000 $205,014
2022 $440 $32,000 $32,000 $0
2021 $424 $30,000 $30,000 $0
2020 $427 $30,000 $30,000 $0
2019 $443 $30,000 $30,000 $0
2018 $459 $30,000 $30,000 $0
2017 $478 $30,000 $30,000 $0
2016 $487 $30,000 $0 $0
2015 $497 $30,000 $0 $0
2014 -- $30,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 For Sale $849,000 -- $454 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $60,000 South Oak Ttl Panama City Be
Warranty Deed $57,200 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $291,000 New Conventional
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 778451

Central Panhandle Association of REALTORS®

APN: 00000000-00-3373-0115