Seller's Agent in 2025
Wendy Duckworth
Crown Homes Real Estate
(302) 275-4194
2 in this area
37 Total Sales
314 Main St Townsend, DE 19734
2
Beds
1.5
Baths
--
Sq Ft
3,920
Sq Ft Lot
Highlights
- Open Floorplan
- Curved or Spiral Staircase
- Loft
- Townsend Elementary School Rated A
- Main Floor Bedroom
- 4-minute walk to Townsend Municipal Park
About This Home
As of March 2025Step into history with this unique 2-bedroom, 1.5-bath home, formerly the Wilmington Trust Bank, built in 1920 and thoughtfully renovated in 1985. This one-of-a-kind property offers the perfect blend of historic charm and modern living, with original features preserved throughout.
As you enter through the front door, you’ll notice a small section of the original bank tile flooring, setting the tone for this special home. The rest of the main floor features luxury vinyl plank flooring, offering durability and modern appeal. The former bank teller station is now a sleek, open galley kitchen, complete with stainless steel appliances, ample counter space, and stylish art deco milk glass pendant lights that resemble the bank's original design. Arches from the original teller windows separate the kitchen from the living room, adding an elegant touch that preserves the building’s rich history. On this level, you’ll also find a spacious bedroom and a convenient half bathroom, providing additional comfort and functionality. Another unique feature of this home is the trap door in the floor, leading to the laundry room in the basement.
With soaring 14-foot ceilings throughout the main floor, the living spaces feel expansive and airy. The home also features the original bank vault door, which is still in place, adding character and a touch of intrigue to the space. This door leads to a spiral staircase which takes you to the second floor. Here you'll find a second bedroom, a full bathroom, and a large finished versatile loft area that offers endless possibilities – whether as a private office, reading nook, or additional storage.
This unique home features a solid exterior with two layers of brick that were used in its original construction, ensuring both durability and historical authenticity. On the side of the home, you'll find the original night bank depository box, still intact and adding to the property’s unique story.
Located in the heart of Townsend, Delaware, this extraordinary home combines the allure of small-town living with the convenience of nearby amenities and major roads. Don’t miss your chance to own this extraordinary home — where history and modern living meet in perfect harmony. Schedule your tour today!
Last Agent to Sell the Property
(302) 275-4194 pinkduckhomes@gmail.com Crown Homes Real Estate License #RS355730 Listed on: 02/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,581
Year Built
- Built in 1920 | Remodeled in 1985
Lot Details
- 3,920 Sq Ft Lot
- Lot Dimensions are 41.00 x 97.20
- Back Yard
- Property is in excellent condition
- Property is zoned 25R2
Parking
- Shared Driveway
Home Design
- Converted Dwelling
- Brick Exterior Construction
- Block Foundation
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Curved or Spiral Staircase
- Ceiling Fan
- Skylights
- Recessed Lighting
- Combination Dining and Living Room
- Loft
Kitchen
- Eat-In Galley Kitchen
- Electric Oven or Range
- Microwave
- Stainless Steel Appliances
Bedrooms and Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Partial Basement
- Laundry in Basement
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Powered By Leased Propane
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 042
- Assessor Parcel Number 25-003.00-042
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 21, 2025
Closed on
Mar 18, 2025
Sold by
Gabsewics Fred J
Bought by
Martin Mark and Reynolds Rachel
Seller's Agent
Wendy Duckworth
Crown Homes Real Estate
Buyer's Agent
Kristin Searles
Empower Real Estate, LLC
List Price
$319,900
Sold Price
$319,900
Views
158
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,027
Avg. Annual Appreciation
-5.66%
Original Mortgage
$223,930
Outstanding Balance
$222,788
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$83,085
Purchase Details
Closed on
Aug 25, 2006
Sold by
Dimaio James M
Bought by
Gabsewics Fred J and Gabsewics Rowena
Purchase Details
Closed on
Apr 30, 2003
Sold by
Mattson Kelly L and Arterbridge Shaun M
Bought by
Dimaio James M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,184
Interest Rate
5.82%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $319,900 | None Listed On Document | |
| Deed | $195,000 | None Available | |
| Deed | $104,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $223,930 | New Conventional | |
| Previous Owner | $103,184 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/18/2025 03/18/25 | Sold | $319,900 | 0.0% | -- |
| 02/24/2025 02/24/25 | Pending | -- | -- | -- |
| 02/21/2025 02/21/25 | For Sale | $319,900 | 0.0% | -- |
| 10/20/2023 10/20/23 | Rented | $2,000 | -4.8% | -- |
| 10/16/2023 10/16/23 | Under Contract | -- | -- | -- |
| 10/04/2023 10/04/23 | For Rent | $2,100 | -- | -- |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,364 | $36,800 | $2,000 | $34,800 |
| 2023 | $1,147 | $36,800 | $2,000 | $34,800 |
| 2022 | $1,139 | $36,800 | $2,000 | $34,800 |
| 2021 | $154 | $36,800 | $2,000 | $34,800 |
| 2020 | $154 | $36,800 | $2,000 | $34,800 |
| 2019 | $154 | $36,800 | $2,000 | $34,800 |
| 2018 | $1,013 | $36,800 | $2,000 | $34,800 |
| 2017 | $974 | $36,800 | $2,000 | $34,800 |
| 2016 | $879 | $36,800 | $2,000 | $34,800 |
| 2015 | $851 | $36,800 | $2,000 | $34,800 |
| 2014 | $849 | $36,800 | $2,000 | $34,800 |
Source: Public Records
Agents Affiliated with this Home
-
Wendy Duckworth
-
Kristin Searles
Buyer's Agent in 2025
Kristin Searles
Empower Real Estate, LLC
(215) 498-2578
3 in this area
12 Total Sales
-
Robert Hoesterey
Seller's Agent in 2023
Robert Hoesterey
Crown Homes Real Estate
(302) 743-1063
2 in this area
224 Total Sales
-
Megan Aitken
Buyer's Agent in 2023
Megan Aitken
Keller Williams Realty
(302) 528-9124
91 in this area
609 Total Sales
Map
Source: Bright MLS
MLS Number: DENC2076016
APN: 25-003.00-042
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