NOT LISTED FOR SALE

316 Bernard St E Saint Paul, MN 55118

Estimated Value: $249,000 - $296,000

2 Beds
2 Baths
749 Sq Ft
$364/Sq Ft Est. Value

Sale Details

Date Sold: November 4, 2025

Last sale price $272,000 $363 Per Sq Ft

Current estimated payment $1,654 / mo

13 Days on Market

Highlights

  • 71 Feet of Waterfront
  • Lake View
  • No HOA
  • Two Rivers High School Rated A-
  • Deck
  • The kitchen features windows

About This Home

As of November 2025

Affordable lake home in West St Paul. Newer water heater, furnace and kitchen sink. Full bath on the main level and 3/4 bath down. Seller has done a lot of work on the property in the last years. Easy access to shopping and major roads.

Last Agent to Sell the Property

Warren Wessel

Keller Williams Premier Realty Listed on: 09/11/2025

Keller Williams Premier Realty

Last Buyer's Agent

Scott Lanahan

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,764

Year Built

  • Built in 1915

Lot Details

  • 7,971 Sq Ft Lot
  • Lot Dimensions are 111x71
  • 71 Feet of Waterfront
  • Lake Front
  • Many Trees

Parking

  • 1 Car Garage

Home Design

  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Living Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Range
  • The kitchen features windows

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Block Basement Construction
  • Basement Window Egress

Additional Features

  • Deck
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Gutsches Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 423150003030

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,764

Year Built

Built in 1915

Lot Details

7,971 Sq Ft Lot

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 1
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1915
  • Above Grade Finished Sq Ft: 591
  • Water Body Name: Lilly
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Egress Window(s), Finished, Full, Partially Finished, Sump Basket, Sump Pump
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Living Area: 749
  • Fireplace: No
  • Below Grade Finished Sq Ft: 158
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bedroom 2, Deck

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • View: Lake
  • Other Structures: Additional Garage
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck
  • LakeChain: N
  • Waterfront Frontage: 71

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Kitchen Window,Natural Woodwork,Tile Floors,Washer/Dryer Hookup

Schools

  • Junior High Dist: West St. Paul-Mendota Hts.-Eagan
  • SchoolDistrictPhone: 651-403-7002

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 111x71
  • Lot Size Sq Ft: 7971.48
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 423150003030
  • Tax Annual Amount: 2764
  • TaxWithAssessments: 2764.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 19, 2016
Sold by
Madden David T and Madden Youngeun Choi
Bought by
Petersen Nels T
Current Estimated Value
$272,796

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Outstanding Balance
$106,728
Interest Rate
3.45%
Mortgage Type
New Conventional
Estimated Equity
$166,068

Purchase Details

Closed on
Oct 6, 2010
Sold by
Federal National Mortgage Association
Bought by
Madden David T

Purchase Details

Closed on
Oct 29, 1999
Sold by
Athan Viola A
Bought by
Gallagher Kathleen M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Petersen Nels T $150,000 Edina Realty Title Inc
Madden David T $75,000 --
Gallagher Kathleen M $54,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Petersen Nels T $135,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/04/2025 11/04/25 Sold $272,000 0.0% $363 / Sq Ft
10/05/2025 10/05/25 Pending -- -- --
09/29/2025 09/29/25 Off Market $272,000 -- --
09/22/2025 09/22/25 For Sale $270,000 0.0% $360 / Sq Ft
09/20/2025 09/20/25 Price Changed $270,000 -- $360 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,482 $212,900 $88,400 $124,500
2023 $2,482 $215,600 $93,700 $121,900
2022 $2,148 $209,000 $93,300 $115,700
2021 $1,982 $181,400 $81,100 $100,300
2020 $1,918 $168,600 $77,300 $91,300
2019 $1,801 $160,000 $73,600 $86,400
2018 $1,641 $146,100 $68,800 $77,300
2017 $1,397 $140,300 $65,500 $74,800
2016 $1,482 $119,900 $59,600 $60,300
2015 $1,396 $99,337 $46,299 $53,038
2014 -- $90,181 $41,812 $48,369
2013 -- $82,551 $37,557 $44,994
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6787455

NorthstarMLS

APN: 42-31500-03-030

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