$189,900

317 N Adams St Owenton, KY 40359

Estimated payment $1,122/month

Total Views 4,061
3 Beds
2 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Popular Property
  • Cape Cod Architecture
  • No HOA
  • City View
  • Wood Flooring
  • Home Office

About This Home

Charming Brick Cape Cod on a Nice City Lot - Just Blocks from Downtown Owenton!This classic Brick Cape Cod offers timeless appeal and great potential, nestled on a spacious city lot just a few blocks from downtown Owenton. Featuring 3 bedrooms and 1 full bath on the second level, the home retains much of its original hardwood flooring, adding warmth and character throughout.The main level includes an additional full bathroom, formal dining room, cozy living room, and eat-in kitchen plus home office or possibility 4th bedroom. A convenient first-floor laundry room and walk-out unfinished basement offer added functionality and space for future expansion or storage.Outside, the oversized 24x42 detached two-bay garage is perfect for vehicles, tools, or hobbies. The home needs just a little TLC, making it a fantastic opportunity to add your personal touch and build equity.With a great location, solid structure, and classic style, this home is full of potential and ready for its next chapter! Cash or Conventional Financing.

Listing Agent

Bentley Bush

Bush Realty Brokerage Phone: 502-593-5086 License # 182019

Co-Listing Agent

Seth Bush

Bush Realty Brokerage Phone: 502-593-5086 License #290168

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $715

Lot Details

  • 9,583 Sq Ft Lot
  • Level Lot
  • Cleared Lot

Parking

  • 2 Car Detached Garage
  • Oversized Parking
  • On-Street Parking

Property Views

  • City
  • Neighborhood

Home Design

  • Cape Cod Architecture
  • Brick Veneer
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1.5-Story Property
  • Free Standing Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Unfinished Basement
  • Walk-Out Basement
  • Eat-In Kitchen

Flooring

  • Wood
  • Carpet
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Propane
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 061-20-00-072.21

Home Details

Home Type

Single Family

Est. Annual Taxes

$715

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Lot Size: city lot
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: o432500828
  • Co List Office Phone: 502-484-2295
  • Directions: GPS: 317 North Adamas Street, Owenton KY 40359
  • Architectural Style: Cape Cod
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Attribution Contact: 502-593-5086
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Location Tax Legal Info:Subdivision2: None
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: city lot
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: KU
  • Water Company: Ky American
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.22
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 061-20-00-072.21
  • General Property Description:Fireplaces Total: 1
  • View:City3: Yes
  • Utilities:Propane3: Yes
  • Architecture:Cape Cod: Yes
  • Levels:One and One Half: Yes
  • Special Features: None

Interior Features

  • Basement: Unfinished, Walk-Out Access
  • Heating: Propane, Forced Air
  • Levels: One and One Half
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: See Remarks
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Free Standing
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Insulated Windows, Double Hung
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Basement:Concrete Flooring: Yes
  • Fireplace Features:Free Standing: Yes
  • Appliances:See Remarks32: Yes

Exterior Features

  • View: City, Neighborhood
  • Roof: Shingle
  • Lot Features: Cleared, Level
  • View: Yes
  • Construction Type: Brick Veneer
  • Foundation Details: Poured Concrete
  • Other Structures: Garage(s)
  • Window Features:Insulated Window(s): Yes
  • Window Features:Double Hung: Yes
  • Construction Materials:Brick Veneer: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage, On Street, Oversized
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Garage5: Yes
  • Parking Features:On Street: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Propane
  • Heating:Forced Air: Yes
  • Heating:Propane4: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $715 $108,500 $0 $0
2023 $722 $108,500 $0 $0
2022 $781 $108,500 $0 $0
2021 $782 $108,500 $10,000 $98,500
2020 $813 $108,500 $10,000 $98,500
2019 $644 $94,000 $0 $0
2018 $64 $94,000 $0 $0
2017 $629 $94,000 $0 $0
2016 $642 $94,000 $0 $0
2015 $634 $94,000 $6,000 $88,000
2013 $971 $94,000 $0 $0
2012 $971 $94,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/14/2025 05/14/25 For Sale $189,900 -- --
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $110,494 FHA
Source: Public Records

About the Listing Agent

Bush Realty

(502) 521-2569

Section Image

I am a Owen County native, born and raised. I am a graduate from Owenton High School. My greatest accomplishment is raising three boys with my wife on our family farm where we raise beef cattle and supporting agricultural grain. I am a licensed Realtor. I take pride in helping my clients find the property best suited for their needs. I specialize in single-family residences, farms and recreational property. I truly love this area and enjoy working with my clients. With over 60 years of

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 632616

Northern Kentucky Multiple Listing Service

APN: 061-20-00-072.21