$575,000
$24K PRICE DROP

3187 Stepping Rock Dr Apison, TN 37302

Estimated payment $3,226/month

Total Views 872
4 Beds
2.5 Baths
2,459 Sq Ft
$234 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Deck
  • Stone Countertops
  • Apison Elementary School Rated A-
  • Main Floor Primary Bedroom
  • Private Yard

About This Home

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the desirable Crystal Brook neighborhood, perfectly situated in the highly sought-after Apison school zone. A private back gate offers the ultimate convenience, just steps from Apison Elementary and East Hamilton Middle. Inside, you'll find a warm, inviting open floor plan designed for both everyday living and entertaining. The kitchen shines with newer quartz countertops, stainless steel appliances, a gas range, and a large single-basin sink with a restaurant-style faucet. The living room centers around a cozy gas fireplace, creating the perfect gathering space. The primary suite is thoughtfully tucked away on the main level for added privacy. The ensuite bath features a jetted tub, separate shower, double vanity with under-mount sinks, and an impressive custom walk-in closet. Step through the double doors from the primary bedroom into your own outdoor retreat. Out back, enjoy a covered and screened-in porch overlooking a heated in-ground pool, perfect for year-round enjoyment. A large, separate workshop includes built-in heaters and hot water, ideal for hobbies or extra storage. Custom storage has also been added beneath the entire deck. A spacious two-car garage completes the main level. Upstairs, you'll find three additional bedrooms and a full bathroom, offering plenty of space for family, guests, or a home office. This home truly has it all: location, comfort, and thoughtful upgrades throughout. Call to schedule your showing today!

Listing Agent

Jason Carr

Real Estate Partners Chattanooga LLC License #309710 Listed on: 01/16/2026

Real Estate Partners Chattanooga LLC

Co-Listing Agent

Bethany Moody

Real Estate Partners Chattanooga LLC License #363544

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,648

Year Built

  • Built in 2004

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 74'x145'x168'x191'
  • Gated Home
  • Property is Fully Fenced
  • Aluminum or Metal Fence
  • Private Yard

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Block Foundation
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 2,459 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Recessed Lighting
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Formal Dining Room
  • Screened Porch
  • Laundry on main level

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Pool

  • Heated In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Deck
  • Separate Outdoor Workshop
  • Outdoor Storage

Schools

  • Apison Elementary School
  • East Hamilton Middle School
  • East Hamilton High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Available
  • Gas Water Heater

Community Details

  • Crystal Brook Subdivision

Listing and Financial Details

  • Assessor Parcel Number 173a A 011

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,648

Year Built

Built in 2004

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.43
  • Lot Size: 74'x145'x168'x191'
  • Co List Office Mls Id: 10678
  • Co List Office Phone: 423-265-0088
  • Subdivision Name: Crystal Brook
  • Directions: From I-75 take exit 3 East Brainerd Rd towards Apison. Immediately past Apison Elementary School, turn left into Crystal Brook subdivision. Home is 11th on the left at 3187 Stepping Rock Drive; Apison TN.
  • Above Grade Finished Sq Ft: 2459.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2459.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2004
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 173a A 011
  • Location Tax and Legal Elementary School: Apison Elementary
  • Location Tax and Legal Middle Or Junior School2: East Hamilton
  • Location Tax and Legal High School: East Hamilton
  • Location Tax and Legal:Tax Annual Amount: 1648.3
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2459.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.43
  • General Property Information Lot Size Square Feet2: 18730.8
  • General Property Information Lot Size Dimensions: 74'x145'x168'x191'
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the desirable Crystal Brook neighborhood, perfectly situated in the highly sought-after Apison school zone. A private back gate offers the ultimate convenience, just steps from Apison Elementary and East Hamilton Middle. Inside, you'll find a warm, inviting open floor plan designed for both everyday living and entertaining. The kitchen shines with newer quartz countertops, stainless steel appliances, a gas range, and a large single-basin sink with a restaurant-style faucet. The living room centers around a cozy gas fireplace, creating the perfect gathering space. The primary suite is thoughtfully tucked away on the main level for added privacy. The ensuite bath features a jetted tub, separate shower, double vanity with under-mount sinks, and an impressive custom walk-in closet. Step through the double doors from the primary bedroom into your own outdoor retreat. Out back, enjoy a covered and screened-in porch overlooking a heated in-ground pool, perfect for year-round enjoyment. A large, separate workshop includes built-in heaters and hot water, ideal for hobbies or extra storage. Custom storage has also been added beneath the entire deck. A spacious two-car garage completes the main level. Upstairs, you'll find three additional bedrooms and a full bathroom, offering plenty of space for family, guests, or a home office. This home truly has it all: location, comfort, and thoughtful upgrades throughout. Call to schedule your showing today!
  • Other Structures:Storage3: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Foundation Details Block2: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Fencing Gate: Yes
  • Foundation Details BrickMortar: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Laundry Features:Main Level: Yes
  • Pool Features In Ground: Yes
  • Utilities:Natural Gas Connected: Yes
  • Foundation Details Stone2: Yes
  • Other Structures:Workshop: Yes
  • Pool Features:Fenced2: Yes
  • Fencing Full2: Yes
  • Pool Features:Heated: Yes
  • Fencing Aluminum4: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Microwave, Gas Water Heater, Gas Range, Disposal, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Double Vanity, Primary Downstairs, Recessed Lighting, Separate Dining Room, Separate Shower, Soaking Tub, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Stone Counters: Yes

Exterior Features

  • Fencing: Full, Gate
  • Pool Features: Fenced, Heated, In Ground
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Private Yard
  • Foundation Details: Block, Brick/Mortar, Stone
  • Other Structures: Storage, Workshop
  • Patio And Porch Features: Deck, Porch - Screened
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Private Yard: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Laundry Features: Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Senior Community: No
  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 450.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Apison Elementary
  • High School: East Hamilton
  • Middle Or Junior School: East Hamilton

Lot Info

  • Lot Size Sq Ft: 18730.8
  • Additional Parcels: No
  • Parcel #: 173a A 011

Tax Info

  • Tax Annual Amount: 1648.3

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,743 $115,000 $0 $0
2024 $1,639 $73,275 $0 $0
2023 $1,648 $73,275 $0 $0
2022 $1,648 $73,275 $0 $0
2021 $1,648 $73,275 $0 $0
2020 $2,005 $72,175 $0 $0
2019 $2,005 $72,175 $0 $0
2018 $2,005 $72,175 $0 $0
2017 $2,005 $72,175 $0 $0
2016 $1,858 $0 $0 $0
2015 $1,858 $66,875 $0 $0
2014 $1,858 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/31/2026 01/31/26 Price Changed $575,000 -4.0% $234 / Sq Ft
01/16/2026 01/16/26 For Sale $599,000 +98.2% $244 / Sq Ft
07/21/2017 07/21/17 Sold $302,250 -7.3% $134 / Sq Ft View Prior Sale
06/08/2017 06/08/17 Pending -- -- --
06/06/2017 06/06/17 For Sale $325,900 -- $144 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $302,250 First Choice Title Inc
Warranty Deed $282,500 --
Warranty Deed $249,321 --
Warranty Deed $35,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $276,760 FHA
Previous Owner $150,000 Fannie Mae Freddie Mac
Previous Owner $199,450 Purchase Money Mortgage
Closed $24,938 No Value Available
Closed $33,000 No Value Available
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1526477

Greater Chattanooga REALTORS®

APN: 173A-A-011