$320,000
SOLD SEP 26, 2025

319 Prudence Ln Panama City, FL 32408

3 Beds
2 Baths
1,200 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$267 Per Sq Ft

4% Below List Price

13 Days on Market

Highlights

  • Patio
  • Central Heating and Cooling System
  • Fenced
  • Patronis Elementary School Rated A-
  • 1 Car Garage
  • 1-Story Property

About This Home

As of September 2025

Charming 3-Bedroom Home Just Minutes from the Beach!
Welcome to 319 Prudence Lane, a beautifully maintained single-level home ideally located less than a 5-minute drive to the sugar-white sands of Panama City Beach. This 3 bedroom, 2 bath home offers a comfortable and stylish freshly painted interior with a blend of tile and vinyl plank flooring throughout.
The kitchen is a chef's delight, featuring granite countertops, a stunning tiled backsplash, and stainless steel appliances. Natural light pours into both bathrooms through skylights, creating a bright and airy feel.
Step outside to enjoy a fully fenced backyard with a double gate for extra parking, perfect for your boat, RV, or beach toys. The patio provides the ideal spot for grilling and entertaining, while the stucco exterior and 2017 roof and newer septic pump, to offer a lasting peace of mind.
With a convenient 1-car garage, excellent curb appeal, and a location close to shopping, dining, and world-famous beaches, this property is perfect as a primary residence,or vacation home.
Don't miss your chance to live the coastal lifestyle in one of Panama City Beach's most desirable areas! Golf Cart available for sale separately.

Last Agent to Sell the Property

Team Don and Bubba

EXP Realty LLC Listed on: 08/15/2025

EXP Realty LLC

Last Buyer's Agent

Mike Rylee

Lifes A Beach Real Estate, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,128

Year Built

  • Built in 1997

Lot Details

  • 10,367 Sq Ft Lot
  • Lot Dimensions are 113x92
  • Fenced

Parking

  • 1 Car Garage

Interior Spaces

  • 1-Story Property
  • Fire and Smoke Detector
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Property has a Home Owners Association
  • North Lagoon Heights Phase II Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,128

Year Built

Built in 1997

Lot Details

10,367 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1997
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.24
  • Lot Size: 113x92
  • Subdivision Name: North Lagoon Heights Phase II
  • Architectural Style: Ranch
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Range, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Fencing: Full, Fenced
  • Exterior Features: Patio
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 1.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Security Features: Smoke Detector(s)
  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: Yes

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 10367.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Tax Info

  • Tax Annual Amount: 3128.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2025
Closed on
Sep 26, 2025
Sold by
Place Presley Hope and Hellbusch Presley
Bought by
Finley Benjamin L
Seller's Agent
Team Don and Bubba
EXP Realty LLC
Buyer's Agent
Mike Rylee
Lifes A Beach Real Estate, LLC
List Price
$335,000
Sold Price
$320,000
Premium/Discount to List
-$15,000
-4.48%
Views
5
Current Estimated Value
$328,705

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,705
Avg. Annual Appreciation
5.63%
Original Mortgage
$304,000
Outstanding Balance
$303,729
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$24,976

Purchase Details

Closed on
Sep 15, 2021
Sold by
Nelson Anna Elizabeth and Granberg Brianna Rae
Bought by
Place Presley Hope

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,800
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 3, 2019
Sold by
Todd Joshua and Todd Jennife
Bought by
Nelson Anna Elizabeth and Granberg Brianna Rae

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,400
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2007
Sold by
Ingram Ricky and Ingram Stephanie
Bought by
Todd Joshua and Todd Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
6.1%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $320,000 South Oak Title
Warranty Deed $283,500 North Florida Title Company
Warranty Deed $222,500 Mti Title Insurance Agcy Inc
Warranty Deed $185,000 Northwest Fl Title Svcs Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $304,000 New Conventional
Previous Owner $228,800 New Conventional
Previous Owner $213,400 New Conventional
Previous Owner $185,000 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2025 09/26/25 Sold $320,000 -4.5% $267 / Sq Ft
08/28/2025 08/28/25 Pending -- -- --
08/15/2025 08/15/25 For Sale $335,000 -- $279 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,128 $257,105 $80,604 $176,501
2024 $3,175 $251,305 $78,190 $173,115
2023 $3,175 $250,715 $75,346 $175,369
2022 $2,709 $230,755 $67,640 $163,115
2021 $1,911 $193,848 $0 $0
2020 $1,907 $191,172 $51,223 $139,949
2019 $1,568 $133,368 $42,485 $90,883
2018 $1,352 $104,819 $0 $0
2017 $1,332 $102,495 $0 $0
2016 $1,346 $101,768 $0 $0
2015 $1,394 $102,604 $0 $0
2014 $1,403 $103,441 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    Team Don and Bubba

    EXP Realty LLC

    (850) 624-8433

    13 in this area

    86 Total Sales

    Team Don and Bubba
    Section Image

  • M

    Buyer's Agent in 2025

    Mike Rylee

    Lifes A Beach Real Estate, LLC

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 777679

Central Panhandle Association of REALTORS®

APN: 30166-416-180

Florida Bay County Panama City 32408

319 Prudence Ln, Panama City, FL

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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