NOT LISTED FOR SALE

319 Prudence Ln Panama City, FL 32408

Estimated Value: $318,000 - $327,155

3 Beds
2 Baths
1,200 Sq Ft
$268/Sq Ft Est. Value

Sale Details

Date Sold: September 26, 2025

Last sale price $320,000 $267 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,021 / mo

13 Days on Market

Highlights

  • Patio
  • Central Heating and Cooling System
  • Fenced
  • Patronis Elementary School Rated A-
  • 1 Car Garage
  • 1-Story Property

About This Home

As of September 2025

OPEN HOUSE Sunday 7/18 from 2-4. AMAZING LOCATION! Come see this charming turnkey home just a bike ride from the lagoon. This 3 bedroom 2 bath home is absolutely immaculate; new paint, installed shiplap, and new bathroom vanities have created a crisp modern feel. The cozy living space features wood tile and vinyl plank throughout and ties into the kitchen. The kitchen flows into the dining space and features granite counter tops, stainless steel appliances and soft close drawers. In the spacious fenced in backyard you'll find a 44 foot long patio perfect for grilling and entertaining and a double gated side entry for parking your RV or boat. This property is conveniently located near all the local restaurants and is only a 5 min drive to the beach! Newer roof & water heater year 2017.

Last Agent to Sell the Property

Team Don and Bubba

EXP Realty LLC Listed on: 08/15/2025

EXP Realty LLC

Last Buyer's Agent

Mike Rylee

Lifes A Beach Real Estate, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,128

Year Built

  • Built in 1997

Lot Details

  • 10,367 Sq Ft Lot
  • Lot Dimensions are 113x92
  • Fenced

Parking

  • 1 Car Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • Stucco

Interior Spaces

  • 1-Story Property
  • Fire and Smoke Detector
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Property has a Home Owners Association
  • North Lagoon Heights Phase II Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,128

Year Built

Built in 1997

Lot Details

10,367 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1997
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.24
  • Lot Size: 113x92
  • Subdivision Name: North Lagoon Heights Phase II
  • Architectural Style: Ranch
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Range, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Fencing: Full, Fenced
  • Waterfront: No
  • Construction Type: Stucco
  • Exterior Features: Patio
  • Foundation Details: Slab
  • Patio And Porch Features: Patio
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Security Features: Smoke Detector(s)
  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: Yes

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 10367.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Tax Info

  • Tax Annual Amount: 3128.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2025
Closed on
Sep 26, 2025
Sold by
Place Presley Hope and Hellbusch Presley
Bought by
Finley Benjamin L
Seller's Agent
Team Don and Bubba
EXP Realty LLC
Buyer's Agent
Mike Rylee
Lifes A Beach Real Estate, LLC
List Price
$335,000
Sold Price
$320,000
Premium/Discount to List
-$15,000
-4.48%
Views
5
Current Estimated Value
$324,532

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,532
Avg. Annual Appreciation
1.03%
Original Mortgage
$304,000
Outstanding Balance
$303,729
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$18,310

Purchase Details

Listed on
Jul 17, 2021
Closed on
Sep 15, 2021
Sold by
Nelson Anna Elizabeth and Granberg Brianna Rae
Bought by
Place Presley Hope
Seller's Agent
Katilyn Scott
Coldwell Banker Carroll Realty
Buyer's Agent
Angie Eddy
CENTURY 21 Commander Realty
List Price
$283,000
Sold Price
$283,500
Premium/Discount to List
$500
0.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.05%
Original Mortgage
$228,800
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 16, 2019
Closed on
Apr 3, 2019
Sold by
Todd Joshua and Todd Jennife
Bought by
Nelson Anna Elizabeth and Granberg Brianna Rae
Seller's Agent
Richard Gheesling
AMERICAN REALTY of Bay Co, Inc
Buyer's Agent
Katilyn Scott
Coldwell Banker Carroll Realty
List Price
$224,900
Sold Price
$225,000
Premium/Discount to List
$100
0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.89%
Original Mortgage
$213,400
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2007
Sold by
Ingram Ricky and Ingram Stephanie
Bought by
Todd Joshua and Todd Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
6.1%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Finley Benjamin L $320,000 South Oak Title
Place Presley Hope $283,500 North Florida Title Company
Nelson Anna Elizabeth $222,500 Mti Title Insurance Agcy Inc
Todd Joshua $185,000 Northwest Fl Title Svcs Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Finley Benjamin L $304,000
Previous Owner Place Presley Hope $228,800
Previous Owner Nelson Anna Elizabeth $213,400
Previous Owner Todd Joshua $185,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/20/2025 12/20/25 Off Market $283,500 -- --
09/26/2025 09/26/25 Sold $320,000 -4.5% $267 / Sq Ft
08/28/2025 08/28/25 Pending -- -- --
08/15/2025 08/15/25 For Sale $335,000 +18.2% $279 / Sq Ft
07/20/2022 07/20/22 Off Market $283,500 -- --
06/20/2022 06/20/22 Off Market $225,000 -- --
09/15/2021 09/15/21 Sold $283,500 +0.2% $236 / Sq Ft View Prior Sale
07/14/2021 07/14/21 For Sale $283,000 +25.8% $236 / Sq Ft
04/04/2019 04/04/19 Sold $225,000 0.0% $188 / Sq Ft View Prior Sale
01/23/2019 01/23/19 Pending -- -- --
07/25/2018 07/25/18 For Sale $224,900 -- $187 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,128 $257,105 $80,604 $176,501
2024 $3,175 $251,305 $78,190 $173,115
2023 $3,175 $250,715 $75,346 $175,369
2022 $2,709 $230,755 $67,640 $163,115
2021 $1,911 $193,848 $0 $0
2020 $1,907 $191,172 $51,223 $139,949
2019 $1,568 $133,368 $42,485 $90,883
2018 $1,352 $104,819 $0 $0
2017 $1,332 $102,495 $0 $0
2016 $1,346 $101,768 $0 $0
2015 $1,394 $102,604 $0 $0
2014 $1,403 $103,441 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    Team Don and Bubba

    EXP Realty LLC

    (850) 624-8433

    14 in this area

    98 Total Sales

    Team Don and Bubba
    Section Image

  • M

    Buyer's Agent in 2025

    Mike Rylee

    Lifes A Beach Real Estate, LLC

  • K

    Seller's Agent in 2021

    Katilyn Scott

    Coldwell Banker Carroll Realty

  • A

    Buyer's Agent in 2021

    Angie Eddy

    CENTURY 21 Commander Realty

  • Richard Gheesling

    Seller's Agent in 2019

    Richard Gheesling

    AMERICAN REALTY of Bay Co, Inc

    (850) 624-1176

    16 in this area

    53 Total Sales

    Richard Gheesling
    Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 777679

Central Panhandle Association of REALTORS®

APN: 30166-416-180

Florida Bay County Panama City 32408

319 Prudence Ln, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.