$694,000

32 Pirates Dr Key Largo, FL 33037

Estimated payment $3,945/month

Total Views 3,240
2 Beds
1 Bath
700 Sq Ft
$991 Price per Sq Ft

Highlights

  • Boat Ramp
  • Beach
  • Quartz Countertops
  • Coral Shores High School Rated A
  • Clubhouse
  • 1-minute walk to Schwingggg

About This Home

Sweet and Sleek in the Keys! Welcome to your own slice of paradise--a beautifully remodeled 2-bedroom, 1-bath conch-style home that embodies the breezy charm of the Florida Keys with the polish of a custom retreat. This home has been expertly designed with a smart, efficient layout where every detail has its place--much like the tidy elegance of a well-kept ship.From the gleaming finishes to the thoughtful flow, everything has been redone from top to bottom. The kitchen is sleek and modern, the living space is light-filled and airy, and each bedroom offers comfort and tranquility in a beautifully organized footprint.Outside, the neighborhood radiates warmth--full of friendly, family homes, where kids ride bikes, neighbors wave, and the laid-back Keys lifestyle thrives. Enjoy access to a boat ramp a few homes away, a delightful little beach, and a clubhouse where school pickup adds peace of mind for families. Whether you're looking for a cozy getaway or a full-time island nest, this charming coastal cottage is the perfect blend of tropical ease and efficient elegance.This is an amazing opportunity for a new buyer to enjoy this move-in-ready retreat. Whether you're looking for a full-time residence or a vacation escape, this home checks every box.

Listing Agent

Susan Holler

Lokation Real Estate - Tavernier License #3160428 Listed on: 11/12/2025

Lokation Real Estate - Tavernier

Co-Listing Agent

Kelly Wilson

Lokation Real Estate - Tavernier License #0524152

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,278

Year Built

  • Built in 1966 | Remodeled

Lot Details

  • 3,189 Sq Ft Lot
  • Property is zoned ISM - Improved Sub Masonry

HOA Fees

  • $21 Monthly HOA Fees

Home Design

  • Metal Roof

Interior Spaces

  • 700 Sq Ft Home
  • Tile Flooring
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Dishwasher
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • Open Parking

Location

  • Ground Level

Utilities

  • Central Air
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Assessor Parcel Number 00493500-000000

Community Details

Overview

  • Association fees include common area mnt
  • Pirates Cove Subdivision
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,278

Year Built

Built in 1966 | Remodeled

Lot Details

0

HOA Fees

$21 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 250.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Fee Includes: Common Area Mnt, Other
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 98.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp, Beach, Clubhouse
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 3278.31
  • Vehicle Storage: Open Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1966
  • Alternate Key Number: 1609668
  • Building Style: Ground Level
  • Cooling Heating: Central Air
  • Lot Sq Ft: 3189.00
  • Association Maintenance Fee Per: Yearly
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 700.00
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Window Treatments, Quartz Countertops
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Washer, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,0.2 PCT ANNUAL CH
  • Parcel Number: 00493500-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.07

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,278 $383,155 $222,465 $160,690
2024 $3,328 $308,270 $191,181 $117,089
2023 $3,328 $323,082 $215,513 $107,569
2022 $2,491 $277,254 $165,110 $112,144
2021 $2,284 $211,968 $114,708 $97,260
2020 $2,048 $160,274 $69,520 $90,754
2019 $2,052 $161,575 $69,520 $92,055
2018 $1,948 $144,641 $59,092 $85,549
2017 $1,954 $145,942 $0 $0
2016 $1,900 $133,644 $0 $0
2015 $1,926 $132,967 $0 $0
2014 $1,904 $129,525 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/12/2025 11/12/25 For Sale $694,000 +66.2% $991 / Sq Ft
10/27/2022 10/27/22 Sold $417,500 -4.9% $596 / Sq Ft View Prior Sale
09/24/2022 09/24/22 Pending -- -- --
09/05/2022 09/05/22 For Sale $439,000 0.0% $627 / Sq Ft
09/04/2022 09/04/22 Off Market $439,000 -- --
08/18/2022 08/18/22 For Sale $439,000 -- $627 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $417,500 Coastal Title & Closing Servic
Warranty Deed $202,000 Florida Title Of The Keys In
Quit Claim Deed -- --
Warranty Deed $49,500 --
Warranty Deed $35,000 --
Deed $15,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $375,750 New Conventional
Previous Owner $161,600 Unknown
Previous Owner $140,000 New Conventional
Previous Owner $35,000 Credit Line Revolving
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 617291

Florida Keys Board of REALTORS®

APN: 00493500-000000