NOT LISTED FOR SALE

320 Banks St Cornelia, GA 30531

Estimated Value: $245,000 - $317,000

3 Beds
2 Baths
1,532 Sq Ft
$177/Sq Ft Est. Value

Last Sold May 11, 2015

Last sale price $92,400 $60 Per Sq Ft

Est. 194% increase in value since last sale

Current estimated payment $1,654/month

101 Days on Market

Highlights

  • Double Pane Windows
  • Property is near shops
  • Combination Dining and Living Room

About This Home

As of May 2015

New listing, 3 BR 2 Bath, Master on main, Great intown cornelia location. Very Open and Spacious floor plan, plenty of storage, Huge mud room, Built in Shelves. Large lot with a nice outbuilding. Country front porch. This one won't last long. All the conveniences of intown living. Quick access to 441 and 985. Shopping only minutes away.

Last Agent to Sell the Property

James Allison

Leading Edge Real Estate LLC License #356156 Listed on: 11/03/2014

Last Buyer's Agent

James Allison

Leading Edge Real Estate LLC License #356156 Listed on: 11/03/2014

Property Details

Home Type

  • Other

Year Built

  • 2005

Lot Details

  • 0.5

Home Design

  • Slab Foundation

Interior Spaces

  • 1,532 Sq Ft Home
  • Double Pane Windows
  • Combination Dining and Living Room
  • Alarm System

Schools

  • Cornelia / Habersham / Habersham County Elementary School
  • H A Wilbanks / Habersham / Habersham County Middle School
  • Habersham Central / Habersham / Habersham County High School

Additional Features

  • Property is near shops
  • Sewer in Street

Property Details

Home Type

Other

Year Built

2005

Lot Details

0

Listing Details

  • Special Features: None
  • Year Built: 2005

Interior Features

  • Basement: Slab/None
  • Equipment: Burglar Alarm
  • Interior Amenities: Bookcases, Walk-in Closet, Wall-to-wall Carpet
  • Laundry Type: Room
  • Kitchen / Breakfast: Breakfast Area, Pantry
  • Above Grade Finished Sq Ft: 1532

Exterior Features

  • Construction: Aluminum/Vinyl
  • Exterior Features: Out Building
  • Roof Type: Composition

Garage/Parking

  • Parking: 3 Car Or More, Kitchen Level Entry

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Energy Features: Double Pane/Thermo
  • Water/Sewer: Public Water, Sewer In Street

Association/Amenities

  • Amenities: Walk To Shopping

Schools

  • Elementary School: Cornelia / Habersham / Habersham County, GA
  • High School: Habersham Central / Habersham / Habersham County, GA
  • Middle School: H A Wilbanks / Habersham / Habersham County, GA

Lot Info

  • Lot Size: 1/2 - 1 Acre

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2014
Closed on
May 11, 2015
Sold by
Lovell Ashley
Bought by
Covarrubias Salazar Juan N and Covarrubias Salazar
Seller's Agent
James Allison
Leading Edge Real Estate LLC
Buyer's Agent
James Allison
Leading Edge Real Estate LLC
List Price
$89,900
Sold Price
$92,400
Premium/Discount to List
$2,500
2.78%
Current Estimated Value
$271,607

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$179,207
Avg. Annual Appreciation
10.59%
Original Mortgage
$93,234
Outstanding Balance
$72,006
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$199,601

Purchase Details

Listed on
Jul 23, 2012
Closed on
Nov 9, 2012
Sold by
Jpmorgan Chase Bank Nation
Bought by
Lovell Ashley
Seller's Agent
Angie Withrow
Fain & Mitchell Properties LLC
Buyer's Agent
Kelly Ausburn
Century 21 Community Realty
List Price
$80,500
Sold Price
$80,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.67%
Original Mortgage
$79,041
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 5, 2012
Sold by
Cochran Larry D
Bought by
Jpmorgan Chase Bank National A

Purchase Details

Closed on
Aug 27, 2008
Sold by
Chambers Andy S
Bought by
Cochran Larry D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,800
Interest Rate
6.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2005
Sold by
Chambers Neile B
Bought by
Chambers Andy S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,152
Interest Rate
5.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2005
Sold by
S & S Appraisal Svc Inc
Bought by
As Chambers

Purchase Details

Closed on
Jan 12, 2005
Sold by
Goss Joe C
Bought by
S & S Appraisal Svcs Inc

Purchase Details

Closed on
Nov 10, 2004
Sold by
Hunnicutt William H
Bought by
Goss Joe C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Covarrubias Salazar Juan N $92,400 --
Lovell Ashley $80,500 --
Jpmorgan Chase Bank National A $75,820 --
Cochran Larry D $125,168 --
Chambers Andy S $110,435 --
As Chambers $20,000 --
S & S Appraisal Svcs Inc $141,300 --
Goss Joe C $57,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Covarrubias Salazar Juan N $93,234
Previous Owner Lovell Ashley $79,041
Previous Owner Cochran Larry D $127,800
Previous Owner Chambers Andy S $111,152
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/11/2015 05/11/15 Sold $92,400 +2.8% $60 / Sq Ft
02/13/2015 02/13/15 Pending -- -- --
12/03/2014 12/03/14 For Sale $89,900 0.0% $59 / Sq Ft
11/07/2014 11/07/14 Pending -- -- --
11/03/2014 11/03/14 For Sale $89,900 +11.7% $59 / Sq Ft
11/09/2012 11/09/12 Sold $80,500 0.0% $53 / Sq Ft View Prior Sale
10/10/2012 10/10/12 Pending -- -- --
07/23/2012 07/23/12 For Sale $80,500 -- $53 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,971 $88,275 $14,645 $73,630
2024 -- $74,404 $8,880 $65,524
2023 $1,575 $63,000 $8,880 $54,120
2022 $1,400 $53,704 $7,328 $46,376
2021 $1,216 $46,868 $5,552 $41,316
2020 $1,103 $41,008 $5,552 $35,456
2019 $1,104 $41,008 $5,552 $35,456
2018 $1,095 $41,008 $5,552 $35,456
2017 $985 $36,672 $4,440 $32,232
2016 $956 $91,680 $4,440 $32,232
2015 $834 $91,680 $4,440 $32,232
2014 $793 $80,500 $4,060 $28,140
2013 -- $32,200 $4,060 $28,140
Source: Public Records

Agents Affiliated with this Home

  • James Allison

    Seller's Agent in 2015

    James Allison

    Leading Edge Real Estate LLC

    (706) 200-2210

    46 in this area

    969 Total Sales

    James Allison
    Section Image

  • A

    Seller's Agent in 2012

    Angie Withrow

    Fain & Mitchell Properties LLC

  • Kelly Ausburn

    Buyer's Agent in 2012

    Kelly Ausburn

    Century 21 Community Realty

    (706) 499-2421

    8 in this area

    125 Total Sales

    Kelly Ausburn
    Section Image
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Map

Source: Georgia MLS

MLS Number: 07359547

Georgia MLS

APN: 089D050

Georgia Habersham County Cornelia 30531

320 Banks St, Cornelia, GA

Not Listed for Sale

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