NOT LISTED FOR SALE

320 Cottonwood Dr Ridgeland, MS 39157

Estimated Value: $176,000 - $197,000

3 Beds
2 Baths
1,129 Sq Ft
$165/Sq Ft Est. Value

Last Sold October 22, 2012

Current estimated payment $1,092/month

70 Days on Market

Highlights

  • Multiple Fireplaces
  • Traditional Architecture
  • High Ceiling
  • Ann Smith Elementary School Rated A-
  • Wood Flooring
  • No HOA

About This Home

As of October 2012

Adorable home,perfectcondition.3 bedroom,two bath,.Real fireplace,lovely wood floors infamily room.Pretty separate dining.Vinyl eavesprovides for maintenance free living.Fully fenced backyard,perfect for children or pets. This home has granite counter tops and newer ceramic flooring in kitchen and baths. Nice undermount stainless steel sink and fresh plumbing fixtures in kitchen. Only the back corner of the lot requires flood insurance IT IS NOT in thebad zone the insurance is minimal per the owner It has never flooded

Last Agent to Sell the Property

Debra Thomas

Century 21 David Stevens License #S28803 Listed on: 07/23/2012

Century 21 David Stevens

Last Buyer's Agent

Renee Dennis

RE/MAX Connection License #S40988

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $660

Year Built

  • Built in 1996

Lot Details

  • Wood Fence
  • Back Yard Fenced

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,129 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Insulated Windows
  • Window Treatments
  • Storage
  • Electric Dryer Hookup
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Self-Cleaning Oven
  • Electric Cooktop
  • Recirculated Exhaust Fan
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Attic

  • Walkup Attic
  • Attic Vents

Outdoor Features

  • Slab Porch or Patio

Schools

  • Ann Smith Elementary School
  • Olde Towne Middle School
  • Ridgeland High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cottonwood Subdivision

Listing and Financial Details

  • Assessor Parcel Number 072D19AQ-051/106.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$660

Year Built

Built in 1996

Lot Details

0

Parking

1

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: One
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Year Built: 1996
  • Subdivision Name: Cottonwood
  • Directions: RIDGELAND EXIT GO OVER THE RR TRACKS GO TO 3 WAY STOP, CONTINUE STRAIGHT NEXT LEFT OVER THE TRACKS GO TO COTTONWOOD ENTRANCE HOUSE AT THE END OF THE STREET ON THE LEFT
  • Garage Yn: Yes
  • New Construction: No
  • Foundation Details:Concrete Perimeter: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, Exhaust Fan, Self Cleaning Oven, Water Heater
  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Ceramic Tile, Wood
  • Interior Amenities: High Ceilings, Storage
  • Window Features: Insulated Windows, Window Treatments
  • Fireplace: Yes
  • ResoLivingAreaSource: PublicRecords
  • Community Features:None13: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Ceilings: Yes
  • Appliances:Cooktop: Yes
  • Appliances:Exhaust Fan3: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Attic Features:Walk-Up Access2: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Oven - Electric: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Power Attic Vent: Yes

Exterior Features

  • Fencing: Back Yard, Wood
  • Foundation Details: Concrete Perimeter, Slab
  • Lot Features: Level
  • Roof: Asphalt Shingle
  • Patio And Porch Features: Patio, Slab
  • Waterfront Features: None
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Waterfront: No
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Patio And Porch Features:Slab2: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Waterfront Features:None7: Yes
  • Window Features:Window Treatments: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage Door Opener
  • Attached Garage: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Spaces:_one_ Space Unit: Yes
  • General Property Information:Garage Spaces: 1.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Heat Pump
  • Heating: Central, Electric, Fireplace(s)
  • Laundry Features: Electric Dryer Hookup
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available
  • Water Source: Public
  • Security: Smoke Detector(s), None
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Water Heater: Yes
  • Heating:Electric2: Yes
  • Heating:Fireplace(s): Yes

Condo/Co-op/Association

  • Community Features: None

Association/Amenities

  • Tax and Financial Information:Association: No

Schools

  • Elementary School: Ann Smith
  • High School: Ridgeland
  • Middle Or Junior School: Olde Towne

Lot Info

  • Parcel #: 072D19AQ-051/106.00

Tax Info

  • Tax Annual Amount: 660.0
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2012
Closed on
Oct 22, 2012
Sold by
Clayton Julie Ann
Bought by
Covington William R and Covington Katie E
Seller's Agent
Debra Thomas
Century 21 David Stevens
Buyer's Agent
Renee Dennis
RE/MAX Connection
List Price
$122,900
Current Estimated Value
$185,945

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.54%
Original Mortgage
$114,880
Outstanding Balance
$81,565
Interest Rate
3.6%
Mortgage Type
FHA
Estimated Equity
$100,832
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Covington William R -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Covington William R $114,880
Closed Covington William R $114,880
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/22/2012 10/22/12 Sold -- -- --
10/01/2012 10/01/12 Pending -- -- --
07/22/2012 07/22/12 For Sale $122,900 -- $109 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $756 $9,798 $0 $0
2023 $735 $9,605 $0 $0
2022 $735 $9,605 $0 $0
2021 $701 $9,290 $0 $0
2020 $701 $9,290 $0 $0
2019 $701 $9,290 $0 $0
2018 $701 $9,290 $0 $0
2017 $688 $9,165 $0 $0
2016 $688 $9,165 $0 $0
2015 $682 $9,117 $0 $0
2014 $682 $9,117 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debra Thomas

    Seller's Agent in 2012

    Debra Thomas

    Century 21 David Stevens

    (601) 941-7361

    2 in this area

    136 Total Sales

    Debra Thomas
    Section Image

  • R

    Buyer's Agent in 2012

    Renee Dennis

    RE/MAX Connection

See All Agents

Map

Source: MLS United

MLS Number: 1244272

MLS United

APN: 072D-19A-051-06-00

Mississippi Madison County Ridgeland 39157

320 Cottonwood Dr, Ridgeland, MS

This home is located at 320 Cottonwood Dr, Ridgeland, MS 39157 since 23 July 2012 and is currently estimated at $185,945, approximately $164 per square foot. This property was built in 1996. 320 Cottonwood Dr is a home located in Madison County with nearby schools including Ann Smith Elementary School, Highland Elementary School, and Olde Towne Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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