$151,000
SOLD MAY 27, 2025

320 W 3rd St Waterloo, IL 62298

2 Beds
3 Baths
1,008 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$150 Per Sq Ft

5% Below List Price

3 Days on Market

Highlights

  • Traditional Architecture
  • Eat-In Kitchen
  • Combination Kitchen and Dining Room
  • Rogers Elementary School Rated A-
  • Attic Fan
  • Walk-Up Access

About This Home

As of May 2025

This inviting 2-bedroom, 2-bath bungalow is ready for a new owner to bring their finishing touches and make it their own. The main level features two spacious bedrooms, a full bathroom, and new LVP flooring throughout. Recent updates include new plumbing on the main floor and a radiant heater system, complemented by a new furnace installed in 2018. Upstairs, you'll find a bonus room that is used as a 3rd bedroom and an entertainment room, along with an additional full bath — perfect for a guest suite, home office, or hobby space. The full unfinished basement with a 3rd full bath area. Bar and bar stools in basement stays. Outside, enjoy a large, fenced-in backyard — ideal for pets, play, and outdoor gatherings. Don’t miss the chance to transform this charming home into your dream space! Seller is selling "AS IS".

Last Agent to Sell the Property

Jena Gibbs

eXp Realty License #475201426 Listed on: 04/21/2025

eXp Realty

Last Buyer's Agent

Jena Gibbs

eXp Realty License #475201426 Listed on: 04/21/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,523

Year Built

  • Built in 1933

Lot Details

  • 8,276 Sq Ft Lot

Parking

  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Bungalow

Interior Spaces

  • 1,008 Sq Ft Home
  • 1.5-Story Property
  • Combination Kitchen and Dining Room
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range

Bedrooms and Bathrooms

  • 2 Bedrooms

Unfinished Basement

  • Walk-Up Access
  • Finished Basement Bathroom

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 07-25-251-006-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,523

Year Built

Built in 1933

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1933
  • Property Sub-Type: Single Family Residence
  • Lot Size Acres: 0.19
  • Road Surface Type: Gravel
  • Co List Office Phone: 888-5749405
  • MLS Status: Closed
  • Subdivision Name: West Outlots Sec
  • Above Grade Finished Sq Ft: 1008
  • Architectural Style: Traditional, Bungalow
  • Carport Y N: No
  • Reso Fireplace Features: None
  • Unit Levels: One and One Half
  • New Construction: No
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1008.00
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_UnitCount: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 0.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Unfinished, Walk-Up Access
  • Interior Amenities: Kitchen/Dining Room Combo, Eat-in Kitchen
  • Appliances: Electric Range, Electric Oven, Refrigerator, Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplace: No
  • ResoLivingAreaSource: Assessor
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Waterfront: No
  • Disclosures: Unknown

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street

Utilities

  • Sewer: Public Sewer
  • Cooling: Attic Fan
  • Heating: Radiant, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: None

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: 0.19
  • Lot Size Sq Ft: 8276
  • ResoLotSizeUnits: Acres
  • Parcel Number: 07-25-251-006-000
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2523

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
May 27, 2025
Sold by
Hoffmann Kelly
Bought by
Brauer Liam and Shore Allison
Seller's Agent
Jena Gibbs
eXp Realty
Buyer's Agent
Jena Gibbs
eXp Realty
List Price
$159,000
Sold Price
$151,000
Premium/Discount to List
-$8,000
-5.03%
Views
27
Current Estimated Value
$159,816

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,816
Avg. Annual Appreciation
9.92%
Original Mortgage
$120,800
Outstanding Balance
$120,517
Interest Rate
7.28%
Mortgage Type
New Conventional
Estimated Equity
$39,299
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $151,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $120,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/27/2025 05/27/25 Sold $151,000 -5.0% $150 / Sq Ft
04/24/2025 04/24/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $159,000 +5.3% $158 / Sq Ft
04/20/2025 04/20/25 Off Market $151,000 -- --
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,721 $51,971 $15,926 $36,045
2023 $0 $46,080 $14,800 $31,280
2022 $2,538 $45,830 $15,050 $30,780
2021 $2,280 $41,000 $10,720 $30,280
2020 $2,208 $38,980 $10,720 $28,260
2019 $2,170 $37,980 $10,720 $27,260
2018 $2,068 $35,520 $8,260 $27,260
2017 $1,669 $36,160 $8,409 $27,751
2016 $0 $34,350 $7,090 $27,260
2015 $405 $31,490 $8,260 $23,230
2014 $390 $32,670 $8,260 $24,410
2012 -- $33,540 $8,290 $25,250
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25024680

MARIS MLS

APN: 07-25-251-006-000