$415,000
SOLD JAN 16, 2026

321 Middletown Rd Waterford, NY 12188

3 Beds
2 Baths
1,560 Sq Ft
54,450 Sq Ft Lot

Recently Sold

$266 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • 1.25 Acre Lot
  • View of Meadow
  • Ranch Style House
  • Shatekon Elementary School Rated A-
  • Private Lot
  • Stone Countertops

About This Home

As of January 2026

Enjoy the ease of one-level living in this two-owner home, which has been lovingly maintained inside and out! The new Kitchen is sure to impress featuring gorgeous cabinets with pull-outs and soft-close doors and drawers, a large island, granite counters, tile backsplash, all new appliances, and a new combo washer/ventless dryer in the pantry closet. Other recent updates include central air, water heater, carpeting, and lighting. For accessibility, the ensuite Primary Bath has a walk-in shower with bench and grab bars. The 1.25 acre lot has a large garden area and plenty of additional space to relax or play, overlooking the peaceful, bucolic setting out back. This property is conveniently located just minutes from the Rte 9 and the Northway, shops, and restaurants. A quick closing is possible. Please note: The fire station does not use sirens.

Last Agent to Sell the Property

Kerri Arserio

REMAX Solutions License #10401204746 Listed on: 10/30/2025

REMAX Solutions

Last Buyer's Agent

non-member non member

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,901

Year Built

  • Built in 1979 | Remodeled

Lot Details

  • 1.25 Acre Lot
  • Private Lot
  • Level Lot
  • Cleared Lot
  • Garden

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Block Foundation
  • Stone Siding
  • Asphalt

Interior Spaces

  • 1,560 Sq Ft Home
  • Paddle Fans
  • Wood Burning Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Views of Meadow

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Dryer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Exterior Lighting
  • Shed

Schools

  • Shatekon Elementary School
  • Shenendehowa High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 413800 285.6-1-15.21

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,901

Year Built

Built in 1979 | Remodeled

Lot Details

1.25 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Accessibility: Other
  • Year Built: 1979
  • Directions: I-87 to Exit 8A Grooms Rd. East on Grooms Rd. Cross straight over Rte 9 onto Guideboard Rd. Guideboard becomes Middletown. Home is on the left just before the fire station.
  • Above Grade Finished Sq Ft: 1560.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 1569.13
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 4331.39
  • School Taxes Description: Estimated
  • Lot Size Acres: 1.25
  • New Construction: No
  • Non Member Non Member Name: Buyer Attorney
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: First
  • Primary Bathrooms Level: First
  • Primary Bedroom Level: First
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Laminate: Yes
  • Laundry Features:Main Level: Yes
  • Cooling:Central Air: Yes
  • Architectural Style:Ranch: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Laundry Closet: Yes
  • Foundation Details:Block2: Yes
  • View:Meadow2: Yes
  • Directions Remarks: Agent to Agent Remarks: MULTIPLE OFFERS RECEIVED. OFFER DEADLINE 11/4 @ 10AM. The owners did all of the updates thoughtfully with the intention of staying for a long time. Due to unforeseen circumstances, they had to move out. Fireplace cleaned by previous owners and never used by current owners. SOLD AS-IS. Barn/shed SOLD AS-IS. Tax amounts were provided by town and school of what the total would be without exemptions. The laundry/pantry closet in the Kitchen has a combo washer and ventless dryer, which will convey with the sale. There are also hook-ups in the garage. The fire station does not use sirens. The Sellers said 'They are excellent neighbors'.
  • Directions Remarks: Public Remarks: Enjoy the ease of one-level living in this two-owner home, which has been lovingly maintained inside and out! The new Kitchen is sure to impress featuring gorgeous cabinets with pull-outs and soft-close doors and drawers, a large island, granite counters, tile backsplash, all new appliances, and a new combo washer/ventless dryer in the pantry closet. Other recent updates include central air, water heater, carpeting, and lighting. For accessibility, the ensuite Primary Bath has a walk-in shower with bench and grab bars. The 1.25 acre lot has a large garden area and plenty of additional space to relax or play, overlooking the peaceful, bucolic setting out back. This property is conveniently located just minutes from the Rte 9 and the Northway, shops, and restaurants. A quick closing is possible. Please note: The fire station does not use sirens.
  • Special Features: VirtualTour

Interior Features

  • Flooring: Tile, Carpet, Laminate
  • Basement: Full, Sump Pump, Unfinished
  • Interior Amenities: Paddle Fan, Eat-in Kitchen, Kitchen Island
  • Appliances: Cooktop, Dishwasher, Double Oven, Microwave, Refrigerator, Washer/Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Wood Burning
  • Fireplaces: 1
  • Living Area: 1560.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Window Coverings
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 1st
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:WasherDryer: Yes
  • Basement:Sump Pump: Yes
  • Fireplace Features:Living Room: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Hatch: Yes
  • Basement:Unfinished: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Garden, Lighting
  • Roof: Asphalt
  • Construction Type: Brick, Stone
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • View: Meadow
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Exterior Features:Drive-Paved: Yes
  • Lot Features:Private: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Lighting: Yes
  • Accessibility Features:Other48: Yes
  • Lot Features:Garden2: Yes
  • Window Features:Window Coverings: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Door Opener
  • Attached Garage: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Baseboard, Hot Water, Natural Gas
  • Laundry Features: Laundry Closet, Main Level
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Shenendehowa

Lot Info

  • Lot Features: Level, Private, Cleared, Garden
  • Parcel #: 413800 285.6-1-15.21
  • Lot Size Sq Ft: 54450.0

Tax Info

  • Tax Annual Amount: 5900.52

MLS Schools

  • Elementary School: Shatekon
  • HighSchool: Shenendehowa

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2025
Closed on
Jan 16, 2026
Sold by
Alphonso Debra Mabel and Alphonso Lawrence Joseph
Bought by
Kramek James H and Mercurio Michelle
Seller's Agent
Kerri Arserio
REMAX Solutions
Buyer's Agent
non-member non member
NON MLS OFFICE
List Price
$419,900
Sold Price
$415,000
Premium/Discount to List
-$4,900
-1.17%
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.61%
Original Mortgage
$332,000
Outstanding Balance
$331,679
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$86,252
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $332,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $415,000 -1.2% $266 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/30/2025 10/30/25 For Sale $419,900 +31.2% $269 / Sq Ft
08/19/2022 08/19/22 Sold $320,000 0.0% $205 / Sq Ft View Prior Sale
07/01/2022 07/01/22 Pending -- -- --
06/08/2022 06/08/22 For Sale $319,900 -- $205 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,524 $132,800 $26,800 $106,000
2023 $4,455 $132,800 $26,800 $106,000
2022 $5,292 $132,800 $26,800 $106,000
2021 $1,633 $132,800 $26,800 $106,000
2020 $1,547 $132,800 $26,800 $106,000
2019 $2,135 $132,800 $26,800 $106,000
2018 $1,057 $132,800 $26,800 $106,000
2017 $2,237 $132,800 $26,800 $106,000
2016 $2,476 $132,800 $26,800 $106,000
2015 $1,079 $132,800 $26,800 $106,000
2014 $1,939 $132,800 $26,800 $106,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202528770

Global MLS

APN: 413800-285-006-0001-015-021-0000

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