Seller's Agent in 2025
Joy Pyszka
Keller Williams Inspire
(630) 364-9376
3 in this area
100 Total Sales
321 Morgan St Elgin, IL 60123
Southwest Elgin Neighborhood
2
Beds
1
Bath
775
Sq Ft
1922
Built
Highlights
- Wood Flooring
- Living Room
- Bungalow
- 1 Car Detached Garage
- Laundry Room
- 1-Story Property
About This Home
As of September 2025This cute-as-a-button 2-bedroom, 1-bath charmer is packed with character and classic appeal. From the moment you step onto the huge enclosed front porch (perfect for sipping coffee, storing Amazon packages, or both), you'll feel right at home. Inside, you'll find hardwood floors throughout, original touches that give this home that beloved "they just don't make 'em like this anymore" vibe, and a layout that's cozy without being cramped. The fully fenced backyard is ready for summer BBQs, gardening, or a four-legged friend's daily zoomies. There's also a detached 1.5-car garage offering plenty of space for your car plus bonus room for tools, toys, or your ongoing love-hate relationship with DIY projects. Need more space? The huge attic is bursting with potential-it could easily be transformed into a spacious master bedroom, a home office, guest retreat, or even the ultimate yoga loft. The possibilities are endless (and surprisingly roomy). A full basement offers tons of potential-man cave, she shed, game room, or the world's most organized storage space. Bring your vision and turn this lower level into something fabulous. Conveniently located near Route 20, I-90, and everything Elgin has to offer, you'll love the blend of old-home charm and unbeatable access. Come see it, fall in love, and make it yours before someone else snatches up this little gem!
Last Agent to Sell the Property
Keller Williams Inspire License #475175591 Listed on: 08/21/2025
Last Buyer's Agent
@properties Christie's International Real Estate License #475184457
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,354
Year Built
- Built in 1922
Lot Details
- Lot Dimensions are 50x148x50x148
Parking
- 1 Car Detached Garage
- Parking Available
- Parking Included in Price
Home Design
- Bungalow
- Vinyl Siding
Interior Spaces
- 775 Sq Ft Home
- 1-Story Property
- Family Room
- Living Room
- Dining Room
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2025
Closed on
Sep 5, 2025
Sold by
Bought by
Seller's Agent
Joy Pyszka
Keller Williams Inspire
Buyer's Agent
Cynthia Velez
@properties Christie's International Real Estate
List Price
$220,000
Sold Price
$222,000
Premium/Discount to List
$2,000
0.91%
Views
71
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,930
Avg. Annual Appreciation
1.25%
Purchase Details
Closed on
Jul 1, 2005
Sold by
Bought by
Purchase Details
Closed on
Dec 6, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,620
Interest Rate
0.0584%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $222,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $154,000 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $102,000 | New Conventional | |
| Closed | $139,892 | FHA | |
| Closed | $151,620 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/09/2025 09/09/25 | Sold | $222,000 | +0.9% | $286 / Sq Ft |
| 08/25/2025 08/25/25 | Pending | -- | -- | -- |
| 08/22/2025 08/22/25 | For Sale | $220,000 | 0.0% | $284 / Sq Ft |
| 07/18/2021 07/18/21 | Rented | -- | -- | -- |
| 07/02/2021 07/02/21 | For Rent | $1,275 | +2.0% | -- |
| 06/06/2019 06/06/19 | Rented | $1,250 | 0.0% | -- |
| 06/06/2019 06/06/19 | For Rent | $1,250 | 0.0% | -- |
| 05/29/2019 05/29/19 | Off Market | $1,250 | -- | -- |
| 05/27/2019 05/27/19 | For Rent | $1,250 | 0.0% | -- |
| 04/29/2017 04/29/17 | Rented | $1,250 | 0.0% | -- |
| 04/22/2017 04/22/17 | Under Contract | -- | -- | -- |
| 04/14/2017 04/14/17 | For Rent | $1,250 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,354 | $54,404 | $14,313 | $40,091 |
| 2023 | $4,190 | $49,150 | $12,931 | $36,219 |
| 2022 | $3,886 | $44,816 | $11,791 | $33,025 |
| 2021 | $3,738 | $41,900 | $11,024 | $30,876 |
| 2020 | $3,648 | $40,000 | $10,524 | $29,476 |
| 2019 | $3,559 | $38,103 | $10,025 | $28,078 |
| 2018 | $3,449 | $34,887 | $9,444 | $25,443 |
| 2017 | $3,392 | $32,981 | $8,928 | $24,053 |
| 2016 | $3,263 | $30,598 | $8,283 | $22,315 |
| 2015 | -- | $28,046 | $7,592 | $20,454 |
| 2014 | -- | $27,699 | $7,498 | $20,201 |
| 2013 | -- | $28,430 | $7,696 | $20,734 |
Source: Public Records
Agents Affiliated with this Home
-
Joy Pyszka
-
Cynthia Velez
Buyer's Agent in 2025
Cynthia Velez
@ Properties
(773) 627-6040
2 in this area
11 Total Sales
-
Darren Monforti
Seller's Agent in 2021
Darren Monforti
Associates Realty
(847) 833-5282
2 in this area
117 Total Sales
-
Christina Delgado
Buyer's Agent in 2021
Christina Delgado
mPower Residential Brokerage
(224) 535-0784
11 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12399355
APN: 06-23-280-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Nearby Homes
Your Personal Tour Guide
Ask me questions while you tour the home.