$399,999

321 Prudence Ln Panama City, FL 32408

Estimated payment $2,271/month

Total Views 301
3 Beds
2 Baths
1,518 Sq Ft
$264 Price per Sq Ft

Highlights

  • Private Pool
  • Traditional Architecture
  • 2 Car Garage
  • Patronis Elementary School Rated A-
  • Laundry Room

About This Home

Charming home in the desirable North Lagoon area, ideally situated on a large lot in a private cul-de-sac. This well-maintained property offers a durable metal roof, paid-off solar panels, and a above-ground pool with expansive custom wood decking -- creating the perfect backyard for entertaining. Inside, you'll find an updated interior with an open, comfortable layout and abundant natural light. The home features a spacious laundry room, generous living areas, and easy access to the outdoor patio and pool deck for seamless indoor-outdoor living. The fully fenced yard provides privacy, green space, and a storage shed, while the extended driveway and garage offer ample parking and storage. Additional highlights include a built-in security system and sprinkler system. Located just minutes from the lagoon, beaches, dining, and shopping, this move-in ready home combines smart upgrades, privacy, and Florida lifestyle living.

Listing Agent

Chris Allen

Real Broker LLC License #3618255 Listed on: 02/25/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,606

Year Built

  • Built in 1985

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 114 x 91

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Laundry Room
  • Private Pool

Community Details

  • Property has a Home Owners Association
  • North Lagoon Heights Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,606

Year Built

Built in 1985

Lot Details

10,454 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.24
  • Lot Size: 114 x 91
  • Subdivision Name: North Lagoon Heights
  • Architectural Style: Traditional
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Pool Features: Private
  • Pool Private: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes

Utilities

  • Utilities: Electricity Available, Sewer Available

Condo/Co-op/Association

  • Association: Yes

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 10454.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 2606.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,524 $248,310 -- --
2024 $3,043 $241,312 $78,190 $163,122
2023 $3,043 $240,159 $75,346 $164,813
2022 $2,928 $249,655 $67,640 $182,015
2021 $1,925 $157,191 $52,435 $104,756
2020 $807 $100,770 $0 $0
2019 $789 $98,739 $0 $0
2018 $780 $96,898 $0 $0
2017 $764 $94,905 $0 $0
2016 $753 $92,953 $0 $0
2015 $771 $92,307 $0 $0
2014 $760 $91,574 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/25/2026 02/25/26 For Sale $399,999 -- $264 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $387,000 Florida Coastal Closing & Escr
Warranty Deed $285,000 Florida Title Services Llc
Warranty Deed $125,000 Mti Ttl Ins Urance Agcy Inc
Interfamily Deed Transfer -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $379,990 FHA
Previous Owner $279,837 FHA
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 785814

Central Panhandle Association of REALTORS®

APN: 30166-416-185

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