Seller's Agent in 2023
Lee Hamilton
Semonin Realty
(502) 817-3713
12 in this area
69 Total Sales
3211 Overlook Ridge Rd Prospect, KY 40059
7
Beds
4.5
Baths
7,781
Sq Ft
2.12
Acres
Highlights
- Deck
- 2 Fireplaces
- Porch
- Goshen at Hillcrest Elementary School Rated A
- Home Gym
- 3 Car Attached Garage
About This Home
As of September 2023This outstanding all Brick Finished Walkout Lower Level Estate Home is located in the popular Overlook on Covered Bridge Subdivision in the North Oldham County School District. This home site is approximately 2.1 Acres and the Home has 7 Bedrooms, 4.5 baths, 1st floor Primary suite with over 7700 Finished Square Feet. As you enter...the home has an impressive foyer with an open rail staircase. The Home Office/Library is on the left side and the formal Dining Room is on the right. The Owner's Suite is on the back left, The Two Story Great Room with fireplace is in the middle of the home and the Kitchen, Breakfast Room and the Family Room with fireplace on the back right. The second level of the home has four Large Bedrooms and two Full Bathrooms. The lower level of the home has two Bedrooms, a Family Room with a kitchenette, a game area and a workout room. This home has beautiful Interior Trim, Custom Cabinetry, Built-In Bookcases, Hardwood Flooring, Ceramic Tile, Upgraded Carpet, Stainless Steel Appliances, Granite Countertops, A Security System, Exterior Irrigation and a side entry oversized Three Car Garage. Take a look through the pictures and make the call to take a look at this special home. Act fast as this special home will not stay on the market very long!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,085
Year Built
- Built in 2006
Lot Details
- Partially Fenced Property
Parking
- 3 Car Attached Garage
- Side or Rear Entrance to Parking
Home Design
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 2-Story Property
- 2 Fireplaces
- Home Gym
- Basement
Bedrooms and Bathrooms
- 7 Bedrooms
Outdoor Features
- Deck
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Septic Tank
Community Details
- Property has a Home Owners Association
- Overlook On Covered Bridge Subdivision
Listing and Financial Details
- Tax Lot 9
- Assessor Parcel Number 1013G009
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 12, 2023
Closed on
Sep 29, 2023
Sold by
Smith Jeff Allen and Smith Joan
Bought by
Enaiho Iredia Osagie
Seller's Agent
Lee Hamilton
Semonin REALTORS
Buyer's Agent
Kyle Elmore
White Picket Real Estate
List Price
$1,098,000
Sold Price
$975,000
Premium/Discount to List
-$123,000
-11.2%
Views
140
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$179,504
Avg. Annual Appreciation
9.00%
Original Mortgage
$726,200
Outstanding Balance
$712,214
Interest Rate
7.23%
Mortgage Type
New Conventional
Estimated Equity
$442,290
Purchase Details
Listed on
Sep 24, 2021
Closed on
Oct 11, 2021
Sold by
Reynolds Zae and Reynolds Brooke
Bought by
Smith Jeff and Smith Joan
Seller's Agent
Maria Durbin
Wakefield Reutlinger REALTORS
Buyer's Agent
Lee Hamilton
Semonin REALTORS
List Price
$998,500
Sold Price
$1,010,000
Premium/Discount to List
$11,500
1.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.78%
Original Mortgage
$303,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 28, 2020
Closed on
Jul 31, 2020
Sold by
Martinson Sara S and Martinson James D
Bought by
Reynolds Zac
Seller's Agent
Michael Farrar
RE/MAX Associates of Louisville
Buyer's Agent
Maria Durbin
Wakefield Reutlinger REALTORS
List Price
$859,900
Sold Price
$849,000
Premium/Discount to List
-$10,900
-1.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.57%
Original Mortgage
$755,610
Interest Rate
3.1%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 19, 2011
Sold by
Johnston Charles Robb and Johnston Suzanne J
Bought by
Martineson Sara S and Martineson James D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,000
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 31, 2006
Sold by
Greenert Todd and Greenert Kristen
Bought by
Johnston Charles Robb and Johnston Suzanne J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.58%
Mortgage Type
Unknown
Purchase Details
Closed on
Jul 21, 2005
Sold by
Sterling Development Group Ltd
Bought by
Johnston Charles and Johnston Suzzane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
7.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $975,000 | Limestone Title | |
| Deed | $975,000 | Limestone Title | |
| Warranty Deed | $1,010,000 | Land & Title Llc | |
| Warranty Deed | $849,000 | None Available | |
| Warranty Deed | $707,500 | Mattingly Ford Title Service | |
| Warranty Deed | $755,650 | None Available | |
| Warranty Deed | $190,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $726,200 | New Conventional | |
| Closed | $726,200 | New Conventional | |
| Previous Owner | $303,000 | New Conventional | |
| Previous Owner | $755,610 | Unknown | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $78,900 | Credit Line Revolving | |
| Previous Owner | $510,000 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $586,500 | New Conventional | |
| Previous Owner | $48,000 | Unknown | |
| Previous Owner | $580,000 | New Conventional | |
| Previous Owner | $152,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/29/2023 09/29/23 | Sold | $975,000 | -2.3% | $125 / Sq Ft |
| 08/25/2023 08/25/23 | Pending | -- | -- | -- |
| 07/24/2023 07/24/23 | Price Changed | $998,000 | -9.1% | $128 / Sq Ft |
| 07/12/2023 07/12/23 | For Sale | $1,098,000 | +8.7% | $141 / Sq Ft |
| 10/13/2021 10/13/21 | Sold | $1,010,000 | +1.2% | $128 / Sq Ft |
| 09/27/2021 09/27/21 | Pending | -- | -- | -- |
| 09/24/2021 09/24/21 | For Sale | $998,500 | +17.6% | $127 / Sq Ft |
| 07/31/2020 07/31/20 | Sold | $849,000 | -1.3% | $124 / Sq Ft |
| 05/28/2020 05/28/20 | For Sale | $859,900 | -- | $126 / Sq Ft |
Source: Metro Search (Greater Louisville Association of REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,085 | $975,000 | $190,000 | $785,000 |
| 2023 | $12,578 | $1,010,000 | $190,000 | $820,000 |
| 2022 | $12,517 | $1,010,000 | $190,000 | $820,000 |
| 2021 | $10,434 | $849,000 | $190,000 | $659,000 |
| 2020 | $9,367 | $760,000 | $190,000 | $570,000 |
| 2019 | $8,626 | $707,500 | $190,000 | $517,500 |
| 2018 | $8,629 | $707,500 | $0 | $0 |
| 2017 | $8,569 | $707,500 | $0 | $0 |
| 2013 | $8,223 | $707,500 | $190,000 | $517,500 |
Source: Public Records
Agents Affiliated with this Home
-
Lee Hamilton
-
Kyle Elmore
Buyer's Agent in 2023
Kyle Elmore
White Picket Real Estate
(502) 389-9920
23 in this area
682 Total Sales
-
Chris Gofney
C
Buyer Co-Listing Agent in 2023
Chris Gofney
White Picket Real Estate
(502) 230-1302
1 in this area
7 Total Sales
-
M
Seller's Agent in 2021
Maria Durbin
Wakefield Reutlinger REALTORS
-
M
Seller's Agent in 2020
Michael Farrar
RE/MAX
Map
Source: Metro Search (Greater Louisville Association of REALTORS®)
MLS Number: 1640684
APN: 10-13G-00-9
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.
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