$1,010,000
SOLD OCT 13, 2021

3211 Overlook Ridge Rd Prospect, KY 40059

7 Beds
4.5 Baths
7,876 Sq Ft
2.12 Acres

Recently Sold

$128 Per Sq Ft

1% Above List Price

3 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Porch
  • Goshen at Hillcrest Elementary School Rated A
  • Home Gym
  • 3 Car Attached Garage

About This Home

As of September 2023

This exquisite estate home with 2.12 acres is nestled in one of Oldham Counties most desired neighborhood. Featuring 7 bedrooms, 4.5 baths, open floor plan, grand 1st floor Primary suite with over 7800 finished sq. ft, private treed rear views and finished walk out basement. The circular driveway will lead you to an inviting front porch and double glass front door. Stroll into the vaulted Foyer with a 1st floor office with custom built-ins, an exquisite formal dining room with large windows, wainscot below chair-rail and tray ceiling. The vaulted Great room filled with natural light from a wall of arched windows includes a fireplace flanked by custom bookcases. A gourmet kitchen features a center island and a bar height island with painted cabinets, granite countertops, stainless steel appliances including gas range and double ovens. A large pantry, breakfast area with bay windows that flows to a vaulted hearth room with fireplace, and windows all around. The 1st floor Primary suite offers a sitting area with bay window overlooking the private rear yard, tray ceiling and spa bath featuring his and hers separate vanities, jetted tub and tiled shower and his and hers closets. A powder room, large laundry room with custom cubbies flows to a hallway with access to the oversize 3 car garage with built-in storage units. The unique front and rear staircases with iron spindles lead to the 2nd level with a large balcony gallery that leads you to 4 bedrooms and 2 full baths. The finished walk-out lower level features a large family room with custom built-ins and large wet bar, a separate recreation area with pool table & ping pong table, an exercise room with rubber tile flooring, 2 additional large bedrooms, a full bath and a workshop/hobby room with exterior doors and unfinished storage as well. A large upper deck with covered area, a lower-level patio and fenced back yard with lush green lawns and private rear woods is ideal for entertaining. This well maintained, light filled home located in the Overlook on Covered Bridge development within the North Oldham School District is a must see.

Last Agent to Sell the Property

Maria Durbin

Wakefield Reutlinger REALTORS Listed on: 09/24/2021

Last Buyer's Agent

Lee Hamilton

Semonin REALTORS License #201590

Semonin REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,085

Year Built

  • Built in 2006

Lot Details

  • Partially Fenced Property

Parking

  • 3 Car Attached Garage

Home Design

  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Home Gym
  • Basement

Bedrooms and Bathrooms

  • 7 Bedrooms

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • Property has a Home Owners Association
  • Overlook On Covered Bridge Subdivision

Listing and Financial Details

  • Legal Lot and Block 9 / 10-13G
  • Assessor Parcel Number 1013G009
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,085

Year Built

Built in 2006

Lot Details

0

Parking

3

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: OVERLOOK ON COVERED BRIDGE
  • Above Grade Finished Sq Ft: 4807.0
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Special Features: None

Interior Features

  • Basement: Walkout Part Fin
  • Fireplaces Level 1: 1
  • Bedroom Level: Second
  • Exercise Room Level: Basement
  • Family Room Level: First
  • Great Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Office Level: First
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 7
  • Below Grade Sq Ft: 3069.0
  • Fireplaces: 1
  • Total Bedrooms: 20
  • ResoLivingAreaSource: Appraiser
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Other Rooms:Office: Yes

Exterior Features

  • Fencing: Other, Partial
  • Roof: Shingle
  • Acres: 2.12
  • Construction Type: Brick Veneer
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio, Porch
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Attached Garage: Yes
  • Parking Features: Attached
  • General Property Description:Garage Spaces: 3
  • GarageParking:Attached: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 605.0
  • Association: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 92347.2
  • ResoLotSizeUnits: Acres
  • Parcel #: 1013G009
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 2006

Tax Info

  • Tax Block: 10-13G
  • Tax Lot: 9

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2023
Closed on
Sep 29, 2023
Sold by
Smith Jeff Allen and Smith Joan
Bought by
Enaiho Iredia Osagie
Seller's Agent
Lee Hamilton
Semonin REALTORS
Buyer's Agent
Kyle Elmore
White Picket Real Estate
List Price
$1,098,000
Sold Price
$975,000
Premium/Discount to List
-$123,000
-11.2%
Total Days on Market
3
Views
140
Current Estimated Value
$1,161,862

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$186,862
Avg. Annual Appreciation
11.96%
Original Mortgage
$726,200
Outstanding Balance
$715,421
Interest Rate
7.23%
Mortgage Type
New Conventional
Estimated Equity
$461,981

Purchase Details

Listed on
Sep 24, 2021
Closed on
Oct 11, 2021
Sold by
Reynolds Zae and Reynolds Brooke
Bought by
Smith Jeff and Smith Joan
Seller's Agent
Maria Durbin
Wakefield Reutlinger REALTORS
Buyer's Agent
Lee Hamilton
Semonin REALTORS
List Price
$998,500
Sold Price
$1,010,000
Premium/Discount to List
$11,500
1.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.78%
Original Mortgage
$303,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 28, 2020
Closed on
Jul 31, 2020
Sold by
Martinson Sara S and Martinson James D
Bought by
Reynolds Zac
Seller's Agent
Michael Farrar
RE/MAX Associates of Louisville
Buyer's Agent
Maria Durbin
Wakefield Reutlinger REALTORS
List Price
$859,900
Sold Price
$849,000
Premium/Discount to List
-$10,900
-1.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.57%
Original Mortgage
$755,610
Interest Rate
3.1%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 19, 2011
Sold by
Johnston Charles Robb and Johnston Suzanne J
Bought by
Martineson Sara S and Martineson James D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,000
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2006
Sold by
Greenert Todd and Greenert Kristen
Bought by
Johnston Charles Robb and Johnston Suzanne J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.58%
Mortgage Type
Unknown

Purchase Details

Closed on
Jul 21, 2005
Sold by
Sterling Development Group Ltd
Bought by
Johnston Charles and Johnston Suzzane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
7.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $975,000 Limestone Title
Warranty Deed $1,010,000 Land & Title Llc
Warranty Deed $849,000 None Available
Warranty Deed $707,500 Mattingly Ford Title Service
Warranty Deed $755,650 None Available
Warranty Deed $190,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $726,200 New Conventional
Previous Owner $303,000 New Conventional
Previous Owner $755,610 Unknown
Previous Owner $417,000 New Conventional
Previous Owner $78,900 Credit Line Revolving
Previous Owner $510,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $586,500 New Conventional
Previous Owner $48,000 Unknown
Previous Owner $580,000 New Conventional
Previous Owner $152,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/29/2023 09/29/23 Sold $975,000 -2.3% $125 / Sq Ft
08/25/2023 08/25/23 Pending -- -- --
07/24/2023 07/24/23 Price Changed $998,000 -9.1% $128 / Sq Ft
07/12/2023 07/12/23 For Sale $1,098,000 +8.7% $141 / Sq Ft
10/13/2021 10/13/21 Sold $1,010,000 +1.2% $128 / Sq Ft
09/27/2021 09/27/21 Pending -- -- --
09/24/2021 09/24/21 For Sale $998,500 +17.6% $127 / Sq Ft
07/31/2020 07/31/20 Sold $849,000 -1.3% $124 / Sq Ft
05/28/2020 05/28/20 For Sale $859,900 -- $126 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,085 $975,000 $190,000 $785,000
2023 $12,578 $1,010,000 $190,000 $820,000
2022 $12,517 $1,010,000 $190,000 $820,000
2021 $10,434 $849,000 $190,000 $659,000
2020 $9,367 $760,000 $190,000 $570,000
2019 $8,626 $707,500 $190,000 $517,500
2018 $8,629 $707,500 $0 $0
2017 $8,569 $707,500 $0 $0
2013 $8,223 $707,500 $190,000 $517,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1597082

Metro Search (Greater Louisville Association of REALTORS®)

APN: 10-13G-00-9