3211 Overlook Ridge Rd Prospect, KY 40059
7
Beds
4.5
Baths
6,831
Sq Ft
2.12
Acres
Highlights
- Deck
- 2 Fireplaces
- 3 Car Attached Garage
- Goshen at Hillcrest Elementary School Rated A
- Porch
- Patio
About This Home
As of September 2023Fabulous 7BR, 4.5 Bath home on a 2.12 acre culdesac lot in the north Oldham School District featuring over 6800 finished sq ft, open floor plan, treed rear views, finished walkout lower level and 1st floor Owners Suite! The circular drive and walkway lead to an inviting covered front porch. Hardwood floors extend through a vaulted foyer, 1st floor office with vaulted ceiling and custom built-ins, a formal dining room with floor to ceiling windows, wainscot below chair-rail and tray ceiling and a vaulted Gathering Room with rear wall of windows, including arched windows and fireplace flanked with bookcases! A gourmet Gathering size kitchen features tile flooring, painted cabinets, granite countertops, stainless steel appliances including gas range, center-island plus bar height island, walk-in pantry and breakfast area with bay window all open to a vaulted 1st floor family room with 2nd fireplace and tons of windows! The 1st floor Owners Suite offers a bayed sitting area with windows overlooking the rear yard, tray ceiling and spa style bath featuring his and her separate vanities, his and her separate walk-in closets, jetted tub and tiled shower! There is also a half bath, 1st floor laundry room with cabinets and custom built-in cubbies/locker area, large expanded deck and covered rear porch. Front and Rear staircases lead to the 2nd level featuring 4 large bedrooms (3 with custom built-ins) and 2 full baths! The finished walkout lower level offers lots of windows and doors to a large patio area! There is also a large family room with built-ins, a recreation area for a pool table and ping pong with custom niches, a walk behind wet bar, exercise room, 2 additional bedrooms (one is king size with walk-in closet), a 4th full bath plus a large workshop area with exterior doors and unfinished storage areas as well. This home is located in the Overlook on Covered Bridge development, within the North Oldham School District, Custom features and upgrades, an oversized 3 car garage with individual bays, pride of ownership throughout and wonderfully maintained!
Last Agent to Sell the Property
Michael Farrar
RE/MAX Associates of Louisville Listed on: 05/28/2020
Last Buyer's Agent
Maria Durbin
Wakefield Reutlinger REALTORS
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,085
Year Built
- Built in 2006
Parking
- 3 Car Attached Garage
Home Design
- Poured Concrete
- Shingle Roof
Interior Spaces
- 2-Story Property
- 2 Fireplaces
- Basement
Bedrooms and Bathrooms
- 7 Bedrooms
Outdoor Features
- Deck
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Septic Tank
Community Details
- Property has a Home Owners Association
- Overlook On Covered Bridge Subdivision
Listing and Financial Details
- Legal Lot and Block 009 / 10-13G
- Assessor Parcel Number 1013G009
- Seller Concessions Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 12, 2023
Closed on
Sep 29, 2023
Sold by
Smith Jeff Allen and Smith Joan
Bought by
Enaiho Iredia Osagie
Seller's Agent
Lee Hamilton
Semonin REALTORS
Buyer's Agent
Kyle Elmore
White Picket Real Estate
List Price
$1,098,000
Sold Price
$975,000
Premium/Discount to List
-$123,000
-11.2%
Views
140
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$216,638
Avg. Annual Appreciation
9.94%
Original Mortgage
$726,200
Outstanding Balance
$715,421
Interest Rate
7.23%
Mortgage Type
New Conventional
Estimated Equity
$446,441
Purchase Details
Listed on
Sep 24, 2021
Closed on
Oct 11, 2021
Sold by
Reynolds Zae and Reynolds Brooke
Bought by
Smith Jeff and Smith Joan
Seller's Agent
Maria Durbin
Wakefield Reutlinger REALTORS
Buyer's Agent
Lee Hamilton
Semonin REALTORS
List Price
$998,500
Sold Price
$1,010,000
Premium/Discount to List
$11,500
1.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.78%
Original Mortgage
$303,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 28, 2020
Closed on
Jul 31, 2020
Sold by
Martinson Sara S and Martinson James D
Bought by
Reynolds Zac
Seller's Agent
Michael Farrar
RE/MAX Associates of Louisville
Buyer's Agent
Maria Durbin
Wakefield Reutlinger REALTORS
List Price
$859,900
Sold Price
$849,000
Premium/Discount to List
-$10,900
-1.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.57%
Original Mortgage
$755,610
Interest Rate
3.1%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 19, 2011
Sold by
Johnston Charles Robb and Johnston Suzanne J
Bought by
Martineson Sara S and Martineson James D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,000
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 31, 2006
Sold by
Greenert Todd and Greenert Kristen
Bought by
Johnston Charles Robb and Johnston Suzanne J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.58%
Mortgage Type
Unknown
Purchase Details
Closed on
Jul 21, 2005
Sold by
Sterling Development Group Ltd
Bought by
Johnston Charles and Johnston Suzzane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
7.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Prospect, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $975,000 | Limestone Title | |
| Warranty Deed | $1,010,000 | Land & Title Llc | |
| Warranty Deed | $849,000 | None Available | |
| Warranty Deed | $707,500 | Mattingly Ford Title Service | |
| Warranty Deed | $755,650 | None Available | |
| Warranty Deed | $190,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $726,200 | New Conventional | |
| Previous Owner | $303,000 | New Conventional | |
| Previous Owner | $755,610 | Unknown | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $78,900 | Credit Line Revolving | |
| Previous Owner | $510,000 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $586,500 | New Conventional | |
| Previous Owner | $48,000 | Unknown | |
| Previous Owner | $580,000 | New Conventional | |
| Previous Owner | $152,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/29/2023 09/29/23 | Sold | $975,000 | -2.3% | $125 / Sq Ft |
| 08/25/2023 08/25/23 | Pending | -- | -- | -- |
| 07/24/2023 07/24/23 | Price Changed | $998,000 | -9.1% | $128 / Sq Ft |
| 07/12/2023 07/12/23 | For Sale | $1,098,000 | +8.7% | $141 / Sq Ft |
| 10/13/2021 10/13/21 | Sold | $1,010,000 | +1.2% | $128 / Sq Ft |
| 09/27/2021 09/27/21 | Pending | -- | -- | -- |
| 09/24/2021 09/24/21 | For Sale | $998,500 | +17.6% | $127 / Sq Ft |
| 07/31/2020 07/31/20 | Sold | $849,000 | -1.3% | $124 / Sq Ft |
| 05/28/2020 05/28/20 | For Sale | $859,900 | -- | $126 / Sq Ft |
Source: Metro Search (Greater Louisville Association of REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,085 | $975,000 | $190,000 | $785,000 |
| 2023 | $12,578 | $1,010,000 | $190,000 | $820,000 |
| 2022 | $12,517 | $1,010,000 | $190,000 | $820,000 |
| 2021 | $10,434 | $849,000 | $190,000 | $659,000 |
| 2020 | $9,367 | $760,000 | $190,000 | $570,000 |
| 2019 | $8,626 | $707,500 | $190,000 | $517,500 |
| 2018 | $8,629 | $707,500 | $0 | $0 |
| 2017 | $8,569 | $707,500 | $0 | $0 |
| 2013 | $8,223 | $707,500 | $190,000 | $517,500 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2023
Lee Hamilton
Semonin Realty
(502) 817-3713
69 Total Sales
-
Buyer's Agent in 2023
Kyle Elmore
White Picket Real Estate
(502) 389-9920
672 Total Sales
-
C
Buyer Co-Listing Agent in 2023
Chris Gofney
White Picket Real Estate
(502) 230-1302
7 Total Sales
-
M
Seller's Agent in 2021
Maria Durbin
Wakefield Reutlinger REALTORS
-
M
Seller's Agent in 2020
Michael Farrar
RE/MAX
Map
Source: Metro Search (Greater Louisville Association of REALTORS®)
MLS Number: 1560457
APN: 10-13G-00-9
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