NOT LISTED FOR SALE

Estimated Value: $213,132

3 Beds
2 Baths
1,486 Sq Ft
$143/Sq Ft Est. Value

Sale Details

Date Sold: April 17, 2026

Last sale price $214,950 $145 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,387 / mo

1 Day on Market

Highlights

  • 1 Car Attached Garage
  • Patio
  • Forced Air Heating and Cooling System

About This Home

As of April 2026

Welcome to 3230 Terrace Drive, a charming and well maintained ranch-style home that offers much more than meets the eye. The main level is highlighted by a light and bright living room featuring large windows that flood the space with natural warmth, leading into a functional eat-in kitchen perfect for casual dining. This floor also includes two nicely sized bedrooms and a shared full bathroom, providing the ease of true one-level living. The living space extends into the fully finished basement, which offers a versatile secondary family room, a third bedroom ideal for guests or a private retreat, and an additional bathroom for added convenience. Outside, you will find a rare and expansive .360-acre lot with a fully fenced-in backyard, offering a secure and private oasis for pets, play, or outdoor entertaining. With its thoughtful layout and impressive outdoor space, this Cedar Falls home is ready for its next owners.

Last Agent to Sell the Property

Elke Gerdes

Structure Real Estate License #S59796000 Listed on: 03/06/2026

Last Buyer's Agent

Jenna Drahos

Re/Max Concepts License #S71703000

Re/Max Concepts
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,765

Year Built

  • Built in 1951

Lot Details

  • 15,488 Sq Ft Lot
  • Lot Dimensions are 85 x 177
  • Property is zoned R-2

Parking

  • 1 Car Attached Garage

Home Design

  • Concrete Foundation
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,486 Sq Ft Home
  • Basement
  • Sump Pump
  • Laundry on lower level

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Patio

Schools

  • Cedar Heights Elementary School
  • Peet Junior High
  • Cedar Falls High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 891320131034

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,765

Year Built

Built in 1951

Lot Details

0.36 Acres

Listing Details

  • Parcel Number: 891320131034
  • Year Built: 1951
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • Lot Size Acres: 0.36
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-260-2016
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1486
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Sump Pump, Gas Water Heater
  • Basement: Block, Concrete
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 625
  • BelowGradeArea: 864

Exterior Features

  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Patio

Garage/Parking

  • Parking Features: 1 Stall, Attached Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Cedar Heights Elementary
  • High School: Cedar Falls High
  • Middle Or Junior School: Peet Junior High

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 85 x 177
  • Lot Size Sq Ft: 15488
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 2764.88

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2026
Closed on
Apr 17, 2026
Sold by
Bought by
Seller's Agent
Elke Gerdes
Structure Real Estate
Buyer's Agent
Jenna Drahos
Re/Max Concepts
List Price
$214,950
Sold Price
$214,950
Views
109
Current Estimated Value
$213,132

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,818
Avg. Annual Appreciation
-2.62%
Original Mortgage
$10,747
Outstanding Balance
$10,080
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$203,052

Purchase Details

Listed on
Aug 3, 2023
Closed on
Sep 14, 2023
Sold by
Bought by
Seller's Agent
Elke Gerdes
Structure Real Estate
List Price
$179,950
Sold Price
$194,500
Premium/Discount to List
$14,550
8.09%
Views
93

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%
Original Mortgage
$155,000
Interest Rate
6.47%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 14, 2016
Closed on
Jun 30, 2016
Sold by
Bought by
Seller's Agent
Colleen Tierney
Re/Max Concepts
List Price
$142,900
Sold Price
$138,000
Premium/Discount to List
-$4,900
-3.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.87%

Purchase Details

Closed on
Apr 2, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
4.96%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$215,000 Title Services Corporation
$194,500 None Listed On Document
$194,500 None Listed On Document
$138,000 None Available
$130,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $10,747
Open $208,450
Previous Owner $155,000
Previous Owner $108,000
Previous Owner $27,400
Previous Owner $98,510
Previous Owner $104,000
Previous Owner $10,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/17/2026 04/17/26 Sold $214,950 0.0% $145 / Sq Ft
03/07/2026 03/07/26 Pending -- -- --
03/06/2026 03/06/26 For Sale $214,950 +10.5% $145 / Sq Ft
09/15/2023 09/15/23 Sold $194,500 +8.1% $131 / Sq Ft View Prior Sale
08/06/2023 08/06/23 Pending -- -- --
08/03/2023 08/03/23 For Sale $179,950 +30.4% $121 / Sq Ft
06/30/2016 06/30/16 Sold $138,000 -3.4% $93 / Sq Ft View Prior Sale
05/29/2016 05/29/16 Pending -- -- --
05/14/2016 05/14/16 For Sale $142,900 -- $96 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,600 $181,910 $34,780 $147,130
2024 $2,600 $171,820 $34,780 $137,040
2023 $2,464 $172,930 $34,780 $138,150
2022 $2,492 $142,300 $34,780 $107,520
2021 $2,360 $142,300 $34,780 $107,520
2020 $2,310 $135,340 $27,820 $107,520
2019 $2,310 $135,340 $27,820 $107,520
2018 $2,340 $135,340 $27,820 $107,520
2017 $2,394 $135,340 $27,820 $107,520
2016 $2,238 $135,340 $27,820 $107,520
2015 $2,238 $135,340 $27,820 $107,520
2014 $2,088 $125,560 $27,820 $97,740
Source: Public Records

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20260902

Northeast Iowa Regional Board of REALTORS®

APN: 8913-20-131-034

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