Last list price
3238 Ipswich Ln Saint Charles, MO 63301
Old Town Saint Charles Neighborhood
3
Beds
2
Baths
1,575
Sq Ft
8,146
Sq Ft Lot
Highlights
- Primary Bedroom Suite
- Ranch Style House
- 1 Car Attached Garage
- Deck
- Covered patio or porch
- Oversized Parking
About This Home
As of July 2025Wonderful ranch located in a quiet tree-lined subdivision. A double wide and deep driveway welcomes you to this home with over 1500 sq ft of living space. Just a few minutes to schools, shopping and restaurants. The eat-in kitchen has refrigerator, range, dishwasher, & walks out to the deck and covered patio. Master bedroom suite with full bath. Two Additional Bedrooms and Full Bath on the main level with a large Rec Area w Fireplace and possible Sleep Area in the lower level. New Roof. Enjoy and entertain on the Large Deck (17x15) and Covered Patio (16x13) - both overlook the large, level fenced yard. Quick access to I-70, Hwy 94.
Last Agent to Sell the Property
EXP Realty, LLC License #2013004267 Listed on: 03/08/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,805
Year Built
- Built in 1967
Lot Details
- 8,146 Sq Ft Lot
- Lot Dimensions are 68x126
- Chain Link Fence
- Level Lot
HOA Fees
- $4 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Oversized Parking
- Workshop in Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Traditional Architecture
- Brick Veneer
- Vinyl Siding
Interior Spaces
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Tilt-In Windows
- Window Treatments
- Living Room
- Partially Carpeted
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Range Hood
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Primary Bedroom Suite
- 2 Full Bathrooms
- Shower Only
Partially Finished Basement
- Basement Ceilings are 8 Feet High
- Fireplace in Basement
- Bedroom in Basement
Outdoor Features
- Deck
- Covered patio or porch
- Shed
Schools
- Monroe Elem. Elementary School
- Jefferson / Hardin Middle School
- St. Charles West High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 6-0005-4287-00-0640.0000000
Community Details
Recreation
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 8, 2018
Closed on
Apr 25, 2018
Sold by
Mccarthy Donna P
Bought by
Sternberg Jake R
Seller's Agent
Matt Delhougne
EXP Realty, LLC
Buyer's Agent
Keith Nash
Platinum Realty of St. Louis
List Price
$150,000
Sold Price
$146,500
Premium/Discount to List
-$3,500
-2.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.57%
Original Mortgage
$139,175
Interest Rate
4.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 10, 2003
Sold by
Porter Bruce E and Mccarthy Donna P
Bought by
Mccarthy Donna P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 30, 1999
Sold by
Porter Bruce E and Porter Donna M
Bought by
Porter Bruce E and Porter Donna M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
7.86%
Similar Homes in Saint Charles, MO
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Nations Title Agency Inc | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,165 | VA | |
| Closed | $141,900 | New Conventional | |
| Closed | $141,900 | New Conventional | |
| Closed | $139,175 | New Conventional | |
| Previous Owner | $124,367 | New Conventional | |
| Previous Owner | $122,100 | New Conventional | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $122,400 | Fannie Mae Freddie Mac | |
| Previous Owner | $104,000 | Purchase Money Mortgage | |
| Previous Owner | $80,000 | No Value Available | |
| Closed | $443,055 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | -- | -- | -- |
| 06/10/2025 06/10/25 | Pending | -- | -- | -- |
| 06/06/2025 06/06/25 | For Sale | $279,000 | +19.2% | $156 / Sq Ft |
| 04/13/2023 04/13/23 | Sold | -- | -- | -- |
| 03/07/2023 03/07/23 | Pending | -- | -- | -- |
| 03/02/2023 03/02/23 | For Sale | $234,000 | +56.0% | $138 / Sq Ft |
| 04/25/2018 04/25/18 | Sold | -- | -- | -- |
| 03/13/2018 03/13/18 | Pending | -- | -- | -- |
| 03/08/2018 03/08/18 | For Sale | $150,000 | -- | $95 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $2,805 | $42,483 | $0 | $0 |
| 2022 | $2,498 | $35,145 | $0 | $0 |
| 2021 | $2,494 | $35,145 | $0 | $0 |
| 2020 | $2,436 | $33,419 | $0 | $0 |
| 2019 | $2,417 | $33,419 | $0 | $0 |
| 2018 | $1,963 | $25,984 | $0 | $0 |
| 2017 | $1,953 | $25,984 | $0 | $0 |
| 2016 | $1,641 | $21,849 | $0 | $0 |
| 2015 | $1,638 | $21,849 | $0 | $0 |
| 2014 | $1,608 | $21,140 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mark Gellman
Seller's Agent in 2025
Mark Gellman
EXP Realty, LLC
(314) 578-1123
35 in this area
2,498 Total Sales
-
Amanda Scott
A
Buyer's Agent in 2025
Amanda Scott
Berkshire Hathaway HomeServices Alliance Real Estate
11 in this area
39 Total Sales
-
Alex Anthony
Buyer's Agent in 2023
Alex Anthony
Coldwell Banker Realty - Gundaker
(314) 651-6854
1 in this area
48 Total Sales
-
Matt Delhougne
Seller's Agent in 2018
Matt Delhougne
EXP Realty, LLC
(636) 238-3830
32 Total Sales
-
Keith Nash
Buyer's Agent in 2018
Keith Nash
Platinum Realty of St. Louis
(314) 614-1426
2 in this area
27 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS18008955
APN: 6-0005-4287-00-0640.0000000
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