$245,000

Estimated payment $1,545/month

Total Views 1,836
1 Bed
1 Bath
664 Sq Ft
$369 Price per Sq Ft

Highlights

  • Popular Property
  • Beach
  • In Ground Pool
  • Boat Dock
  • Deeded access to the beach
  • Bay View

About This Home

Found! An amazing one bedroom, one bathroom waterfront condominium with gorgeous views of St. Andrews Bay and Massalina Bayou. Conveniently located on Beach Drive, in the highly desirable Cove neighborhood. From the spacious balcony enjoy awesome sunsets! You will be the envy of your friends with front row seats for the Christmas Boat Parade and the 4th of July Fireworks! Ready for some tasty seafood? Just a short walk across the draw bridge and you have arrived at Tarpon Dock Seafood Restaurant known for their fresh seafood and friendly atmosphere. Or, hop on your golf cart and explore Downtown for savory food at Ferruci's and home brew at the History Class. Stroll through the outdoor farmer's market, trendy boutiques and more in the heart of Panama City. Large windows allow for plenty of natural light with luxury vinyl plank flooring through out the living area and tile in the kitchen and bathroom. Amenities include: bay front pool, sandy beach, boat dock, gazebo and community room! Assigned, covered parking space. Pets allowed. No short-term rentals. Come today and fall in love with Cove Harbor Condominium, coastal living at its best!

Listing Agent

Maureen Hess

Miller & Associates Realty License #3163319 Listed on: 12/14/2025

Miller & Associates Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,182

Year Built

  • Built in 1985

Parking

  • No Garage

Property Views

  • Bay
  • Bayou

Interior Spaces

  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Stacked Washer and Dryer

Kitchen

  • Electric Oven
  • Electric Range

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Home Security

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Docks
  • Balcony

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Property has a Home Owners Association
  • 40 Units
  • High-Rise Condominium
  • Cove Harbor Subdivision
  • 8-Story Property

Amenities

  • Community Barbecue Grill
  • Elevator

Recreation

  • Boat Dock
  • Beach
  • Community Pool

Security

  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,182

Year Built

Built in 1985

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Condominium
  • Lot Size: 0
  • Road Frontage Type: City Street
  • Subdivision Name: Cove Harbor
  • Architectural Style: High Rise
  • New Construction: No
  • Building Stories: 8
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 8

Interior Features

  • Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Kitchen, Living Room
  • Stories: 8
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: In Ground, Community
  • View: Bay, Bayou
  • View: Yes
  • Waterfront Features: Bay Access
  • Waterfront: Yes
  • Exterior Features: Dock
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: No Garage
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available
  • Security Features: Fire Sprinkler System, Window Bars
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Laundry Features: Stacked
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Beach, Dock, Elevator, Pool
  • Amenities: Beach Rights, Dock, Gazebo, Barbecue
  • Association: Yes

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Sprinkler System
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Total: 40
  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 3182.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,182 $138,673 -- $138,673
2024 $794 $182,750 -- $182,750
2023 $794 $67,633 $0 $0
2022 $719 $65,663 $0 $0
2021 $403 $35,062 $0 $35,062
2020 $405 $35,062 $0 $35,062
2019 $155 $35,062 $0 $35,062
2018 $455 $63,750 $0 $0
2017 $494 $70,000 $0 $0
2016 $505 $70,000 $0 $0
2015 $612 $78,352 $0 $0
2014 $608 $78,352 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/14/2025 12/14/25 For Sale $245,000 -- $369 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $230,000 Mti Title
Warranty Deed $175,000 Dba Bay County Land & Abstra
Quit Claim Deed -- --
Warranty Deed $85,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $140,000 Purchase Money Mortgage
Previous Owner $68,000 No Value Available
Previous Owner $68,000 No Value Available
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 782655

Central Panhandle Association of REALTORS®

APN: 19536-032-000