$935,000
SOLD JUL 16, 2025

324 Pearl St Unit 5A New York, NY 10038

Financial District Neighborhood
1 Bed
1.5 Baths
828 Sq Ft
$670/mo HOA Fee

Recently Sold

$1,129 Per Sq Ft

2% Below List Price

59 Days on Market

Highlights

  • City View
  • 1 Fireplace
  • 3-minute walk to James Madison Plaza
  • P.S. 343 The Peck Slip School Rated A
  • Patio

About This Home

As of July 2025

TRIPLEX PENTHOUSE WITH PRIVATE ROOF DECK - MODERN LUXURY IN A HISTORIC LOFT

Discover this extraordinary triplex penthouse in The Bindery , a historic prewar loft building in the heart of the vibrant South Street Seaport . Combining timeless charm with contemporary style, this unique home spans three levels and features a huge private roof deck with breathtaking city views, perfect for entertaining or relaxing.

The main level boasts a dramatic living room with double-height ceilings , oversized windows, and gleaming oak floors that fill the space with natural light. The separate kitchen, equipped with stainless steel appliances and a dishwasher, offers ample storage for all your culinary needs. A sleek full bath completes this level.

The mezzanine level provides a versatile space, perfect as a home office or additional storage. The top floor features a cozy bedroom with direct access to the expansive private roof deck, where panoramic views create a serene escape. A convenient half bath adds functionality to this level.

Building Amenities: Elevator, laundry facilities, and video security in an exclusive boutique condominium.

Neighborhood Highlights: Nestled in the historic South Street Seaport , this home is surrounded by cobblestone streets, world-class dining, boutique shopping, and vibrant nightlife. Enjoy waterfront views, seasonal events, and cultural attractions, with the 55 Fulton Gourmet Market and Fulton Street Transit Center just steps away.

Transportation: Seamless commuting with easy access to the 2/3, 4/5, A/C, J/Z, and N/R/W trains .

Selling this unit subject to lease for lease end date 05/31/2025.

This penthouse offers a rare opportunity to experience modern luxury in a historic setting, complete with unparalleled outdoor space. Available immediately -schedule your private viewing today!

Last Agent to Sell the Property

Sarah Cotty

Serhant License #10401345779 Listed on: 03/04/2025

Serhant

Co-Listed By

Kateryna Hamanets

Serhant License #10401385643

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $12,917

Year Built

  • Built in 1881

HOA Fees

  • $670 Monthly HOA Fees

Home Design

  • Entry on the 5th floor

Interior Spaces

  • 828 Sq Ft Home
  • 1 Fireplace
  • City Views
  • Washer Hookup

Bedrooms and Bathrooms

  • 1 Bedroom

Additional Features

  • Patio
  • No Cooling

Community Details

  • The Bindery Condos
  • Fulton/Seaport Subdivision
  • 6-Story Property

Listing and Financial Details

  • Legal Lot and Block 1140 / 01824

Property Details

Home Type

Condominium

Est. Annual Taxes

$12,917

Year Built

Built in 1881

Lot Details

0

HOA Fees

$670 per month

Listing Details

  • Property SubType: Triplex
  • Property Type: Residential
  • Neighborhood: Fulton/Seaport
  • Architectural Style: Loft
  • Entry Level: 5
  • Unit Levels: Tri-Level
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 6

Interior Features

  • Fireplace Features: Other
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 828.0
  • Living Area Units: Square Feet
  • Rooms (Total): 4
  • Basement: No
  • Basement: Other

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Bathrooms Integer: 2
  • Bedrooms: 1

Exterior Features

  • View: City
  • View: Yes
  • Exterior Features: None, Private Outdoor Space Over 60 Sqft
  • Patio/Porch Features: Patio

Garage/Parking

  • Garage: No

Utilities

  • Laundry Features: Building None, Washer Hookup
  • Green Building Features: Elevator(s)
  • Cooling: Other
  • Cooling: No

Condo/Co-op/Association

  • Common Charge/Maintenance Fee: 670.0
  • Common Charge/Maintenance Fee Frequency: Monthly
  • Common Interest: Condominium

Lot Info

  • Zoning Description: C6-2A

Building Info

  • New Construction: No
  • Building Name: THE BINDERY
  • Total Stories: 6
  • Year Built: 1881

Rental Info

  • Land Lease: No

Tax Info

  • Tax Block: 01824
  • Tax Lot: 1140

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2025
Closed on
Jul 16, 2025
Sold by
Mti Associates Llc
Bought by
Dissinger Suzanne
Seller's Agent
Sarah Cotty
Serhant
List Price
$950,000
Sold Price
$935,000
Premium/Discount to List
-$15,000
-1.58%
Views
24
Current Estimated Value
$950,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,900
Avg. Annual Appreciation
6.98%
Original Mortgage
$841,500
Outstanding Balance
$840,072
Interest Rate
6.84%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$110,828

Purchase Details

Closed on
Apr 1, 2001
Sold by
Moss Laura
Bought by
Mti Associates Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $935,000 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $841,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/16/2025 07/16/25 Sold $935,000 -1.6% $1,129 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
03/04/2025 03/04/25 For Sale $950,000 -- $1,147 / Sq Ft
Source: Real Estate Board of New York (REBNY)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,917 $105,754 $17,049 $88,705
2024 $12,917 $103,320 $17,049 $86,271
2023 $12,739 $101,895 $17,049 $84,846
2022 $11,556 $94,693 $17,049 $77,644
2021 $11,616 $94,693 $17,049 $77,644
2020 $11,289 $104,883 $17,049 $87,834
2019 $10,792 $102,530 $17,049 $85,481
2018 $10,180 $98,949 $17,049 $81,900
2017 $9,403 $86,856 $17,049 $69,807
2016 $9,005 $71,459 $17,049 $54,410
2015 $6,970 $67,931 $17,049 $50,882
2014 $6,970 $52,540 $17,048 $35,492
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2025

    Sarah Cotty

    Serhant

    (910) 364-8174

    3 in this area

    4 Total Sales

    Sarah Cotty
    Section Image

  • K

    Seller Co-Listing Agent in 2025

    Kateryna Hamanets

    Serhant

    (212) 227-0021

    3 in this area

    3 Total Sales

    Kateryna Hamanets
    Section Image
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Map

Source: Real Estate Board of New York (REBNY)

MLS Number: RLS20006670

Real Estate Board of New York (REBNY)

APN: 0106-1140

New York New York County New York 10038 Financial District

324 Pearl St Unit 5A, New York, NY

This home is located at 324 Pearl St Unit 5A, New York, NY 10038 and is currently priced at $935,000, approximately $1,129 per square foot. This property was built in 1881. 324 Pearl St Unit 5A is a home located in New York County with nearby schools including P.S. 343 The Peck Slip School, Lower Manhattan Community Middle School, and Clinton School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Real Estate Board of New York (REBNY) This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved.

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