324 S Palo Alto Ave Panama City, FL 32401
South Panama City NeighborhoodEstimated payment $2,881/month
Highlights
- Very Popular Property
- No HOA
- Instant Hot Water
- Florida Architecture
About This Home
Introducing an exceptionally refined 3-bedroom, 2-bath residence offering 1,928 sq. ft. of impeccably finished, heated and cooled living space in the prestigious, historic Cove neighborhood—just minutes from Downtown Panama City's waterfront, dining, and the renowned St. Andrews Yacht Club.
Reimagined with uncompromising craftsmanship, this home has undergone a complete high-end renovation, seamlessly blending timeless character with elevated modern luxury. Every major system has been renewed—including a 2018 Metal Roof, new electrical, new plumbing, and a tankless water heater—providing true peace of mind and effortless, turnkey living.
Inside, refinished original hardwood floors set the stage for a sophisticated design palette and curated finishes throughout. The exquisite chef's kitchen features state-of-the-art appliances, premium quartz countertops, and a fire-clay cast-iron porcelain enamel sink with custom accessories. Champagne bronze fixtures add understated elegance, while bespoke Swedish wall murals—artfully installed in the kitchen, bar, and primary bath—introduce a distinctive touch of artistry. All design selections were thoughtfully crafted by the acclaimed 1715 Design Company.
The primary suite exudes serenity as a color-drenched retreat, offering a spa-inspired atmosphere enhanced by a marble stone shower floor, refined fixtures, and custom mural work that transforms the space into a private sanctuary.
Outside, the property continues to impress with a fully fenced backyard, rear alley access, a detached garage, and a charming playhouse, blending convenience, functionality, and character.
Luxury Features & Highlights
3 Bedrooms • 2 Full Baths
1,928 Sq. Ft. of Fully Renovated Living Space
Refinished Original Hardwood Floors
2018 Metal Roof, Electrical, Plumbing & Tankless Water Heater
Premium Quartz Countertops & Champagne Bronze Fixtures
Fire-Clay Cast-Iron Porcelain Enamel Sink with Accessories
Spa-Caliber Primary Bath with Marble Stone Shower Floor
Color-Drenched Primary Suite with Custom Swedish Mural
Custom Swedish Murals in Kitchen, Bar & Primary Bath
Design by 1715 Design Company
Detached Garage & Playhouse • Fully Fenced Yard • Rear Alley Access
Prestigious Cove Location Near Downtown & Yacht Club
Open House Schedule
-
Sunday, December 14, 20251:30 am to 3:30 pm12/14/2025 1:30:00 AM +00:0012/14/2025 3:30:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,072
Year Built
- Built in 1946
Lot Details
- 10,498 Sq Ft Lot
- Lot Dimensions are 75 x 140
Home Design
- Florida Architecture
Kitchen
- Electric Oven
- Electric Range
- Instant Hot Water
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Community Details
- No Home Owners Association
- Sudduths 10Th Add Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,839 | $175,791 | $51,817 | $123,974 |
| 2023 | $2,839 | $155,552 | $46,525 | $109,027 |
| 2022 | $1,686 | $128,783 | $0 | $0 |
| 2021 | $1,637 | $125,032 | $0 | $0 |
| 2020 | $1,622 | $123,306 | $39,322 | $83,984 |
| 2019 | $1,229 | $116,864 | $37,852 | $79,012 |
| 2018 | $1,245 | $122,115 | $0 | $0 |
| 2017 | $1,239 | $122,098 | $0 | $0 |
| 2016 | $1,260 | $121,604 | $0 | $0 |
| 2015 | $1,288 | $120,759 | $0 | $0 |
| 2014 | $1,283 | $121,055 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/11/2025 12/11/25 | For Sale | $499,000 | -- | $259 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $195,000 | Clear Title | |
| Special Warranty Deed | $195,000 | Clear Title | |
| Special Warranty Deed | $100 | None Listed On Document | |
| Special Warranty Deed | $100 | None Listed On Document | |
| Certificate Of Transfer | -- | -- | |
| Warranty Deed | $175,900 | Dba Bay County Land & Abstra | |
| Warranty Deed | $91,000 | -- | |
| Warranty Deed | $75,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $173,132 | FHA | |
| Previous Owner | $89,962 | FHA | |
| Previous Owner | $60,000 | No Value Available |
Source: Central Panhandle Association of REALTORS®
MLS Number: 782615
APN: 21439-000-000
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