NOT LISTED FOR SALE

32639 Clay Bank Rd Erhard, MN 56534

Estimated Value: $670,000 - $799,000

5 Beds
3.5 Baths
3,341 Sq Ft
$218/Sq Ft Est. Value

Last Sold December 16, 2022

Last sale price $640,000 $192 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $4,316/month

Highlights

  • 100 Feet of Waterfront
  • 2 Fireplaces
  • 2 Car Attached Garage
  • Beach Access
  • No HOA
  • Living Room

About This Home

As of December 2022

This beautiful, one level, lakefront home is exactly what you've been looking for. An incredible lot that includes just over 3/4s of an acre, 100 feet of lake frontage, and a stream that runs through the backyard, under the house, and to the lake! Exquisite landscaping round out the exterior. Inside, you'll love the space and convenience of everything being on one level. A large wide open kitchen and living area with like new Samsung appliances, gas fireplace, and vaulted ceilings. The master suite is spacious and has a recently renovated master bath. On the other side of the home, you'll find 2 bedrooms, an office, and another bathrooom. Floor heat has this home feeling cozy year round - and even continues into the garage! If that wasn't enough, you'll appreciate the guest house attached To the other side of the garage - that has it's own kitchen, bathroom, and 2 more bedrooms! Main home is about 2500 sq ft and guest house is about 800.

Last Agent to Sell the Property

Ryan Rettig

REAL (2534 FGO) Listed on: 10/25/2022

Last Buyer's Agent

Michelle Durensky

RE/MAX Legacy Realty

RE/MAX Legacy Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,028

Year Built

  • Built in 2003

Lot Details

  • 0.76 Acre Lot
  • Lot Dimensions are 110 x 325
  • 100 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation

Interior Spaces

  • 3,341 Sq Ft Home
  • 1-Story Property
  • 2 Fireplaces
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Beach Access

Utilities

  • Central Air
  • Baseboard Heating
  • Artesian Water
  • Well
  • Septic System

Community Details

  • No Home Owners Association
  • Colmans 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 22000990481000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,028

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Grab Bars In Bathroom
  • Fireplaces: 2
  • Water Source: Artesian, Well
  • Year Built: 2003
  • Above Grade Finished Sq Ft: 3341
  • Water Body Name: Long Lake (56078400)
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Slab
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Living Area: 3341
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Kitchen, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bathroom, Bedroom 4, Bedroom 5

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • View: Lake
  • Lake Acres: 766
  • Lake Bottom: Sand,Weeds
  • LakeChain: N
  • Waterfront Frontage: 100

Garage/Parking

  • Parking Features: Attached Garage
  • Garage Square Feet: 825

Utilities

  • Heating: Baseboard, Fireplace(s), Radiant Floor
  • Sewer: Septic System Compliant - Yes
  • Fuel: Electric

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Dock,Kitchen Center Island,Primary Bedroom Walk-In Closet,Patio,Vaulted Ceiling(s)

Schools

  • Junior High Dist: Fergus Falls
  • SchoolDistrictNumber: 544
  • SchoolDistrictPhone: 218-998-0544

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 110 x 325
  • Lot Size Sq Ft: 33105.6
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Metal Siding, Stucco

Tax Info

  • Tax Year: 2021
  • Assessor Parcel Number: 22000990481000
  • Tax Annual Amount: 4028
  • TaxWithAssessments: 4098.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2022
Closed on
Dec 16, 2022
Sold by
Korth Thomas and Korth Joyce
Bought by
Hutton Terry and Hutton Daphne
Seller's Agent
Ryan Rettig
REAL (2534 FGO)
Buyer's Agent
Michelle Durensky
RE/MAX Legacy Realty
List Price
$629,900
Sold Price
$640,000
Premium/Discount to List
$10,100
1.6%
Current Estimated Value
$728,006

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$88,006
Avg. Annual Appreciation
4.83%
Original Mortgage
$633,600
Outstanding Balance
$615,218
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$112,788

Purchase Details

Closed on
Oct 28, 2016
Sold by
Hanson James James
Bought by
Korth Thomas and Korth Joyce

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,500
Interest Rate
3.5%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hutton Terry $640,000 --
Korth Thomas $435,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hutton Terry $633,600
Previous Owner Korth Thomas $217,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/16/2022 12/16/22 Sold $640,000 +1.6% $192 / Sq Ft
10/25/2022 10/25/22 Pending -- -- --
10/25/2022 10/25/22 For Sale $629,900 -- $189 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,558 $654,900 $218,300 $436,600
2024 $4,558 $635,900 $214,300 $421,600
2023 $3,890 $504,600 $137,000 $367,600
2022 $3,832 $389,000 $0 $0
2021 $4,098 $504,600 $137,000 $367,600
2020 $4,134 $442,400 $96,900 $345,500
2019 $4,044 $416,900 $96,900 $320,000
2018 $4,008 $416,900 $96,900 $320,000
2017 $3,832 $410,500 $98,200 $312,300
2016 $3,616 $378,400 $96,900 $281,500
2015 $3,472 $0 $0 $0
2014 -- $370,300 $96,900 $273,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6300142

NorthstarMLS

APN: 22000990481000