Liz Biala
Coldwell Banker West
(858) 630-4151
31 Total Sales
1 in Loma Alta
$1,100,000 Price
327 Islander St Oceanside, CA 92054
Loma Alta Neighborhood
3
Beds
2.5
Baths
2,171
Sq Ft
0.33
Acre Lot
Highlights
- Solar Heated In Ground Pool
- Deck
- Private Yard
- City Lights View
- Sun or Florida Room
- No HOA
About This Home
As of June 2026Looking for a private coastal retreat in one of Oceanside’s most desirable neighborhoods? Welcome to a tropical paradise just 3 miles from the beach! This 3-bedroom, 2.5 bath home has been lovingly and meticulously maintained for the past 25 years and is finally on the market. The move-in ready home features numerous upgrades and improvements including a cultured stone accented facade, vinyl windows, tile roofing, newer flooring, remodeled bathrooms, custom mahogany front door and fireplace mantel, new furnace, duct work, hot water heater, fresh paint inside and out, custom pool/spa, and fully landscaped, low-water/low-maintenance grounds-including fully turfed back and side yards. Inside you’ll find bright, comfortable living spaces with an easy, open flow, ideal for both everyday living and entertaining. Large windows fill the home with natural light, and the well-designed layout provides open spaces, large bedrooms, and an expansive primary suite offering its own peaceful escape. The resort-style backyard is the highlight! A private oasis with a custom sparkling saltwater pool and spa (solar heated), relaxing waterfall feature, gas fire pit, 25 ft x 25 ft Boardwalk fire resistant composite deck looking out over the fully landscaped hillside with views of Fire Mountain, multiple retaining walls, synthetic turf, and a sun-filled garden room. Enjoy multiple areas to lounge, dine, and entertain. Mature trees and tropical gardens provide serenity and welcome birds and butterflies. The area feels spacious and secluded, giving you room to unwind in complete privacy. This flag lot includes plenty of storage space, a free-standing metal garage in the RV parking side yard, built in garage shelving, and a Tuff Shed on the hillside. Potential ADU on the lower hillside could provide bonus rental income. (Check with the City of Oceanside for details.) Sea Mesa continues to be one of Oceanside’s most desirable communities thanks to its ocean breezes, mature landscapes, and unbeatable proximity to beaches, shops, dining, and major routes. No HOAs nor Mello-Roos! This home captures exactly why people love living here: space, comfort, and a coastal lifestyle that feels both relaxed and refined. Come see what makes this property (and the surrounding area filled with great neighbors) so special. You’ll like what you see!
Last Agent to Sell the Property
HomeSmart Realty West Brokerage Phone: 760-845-1536 License #01313791 Listed on: 05/14/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1984
Lot Details
- 14,375 Sq Ft Lot
- Landscaped
- Level Lot
- Flag Lot
- Private Yard
- Garden
- Back and Front Yard
- Property is zoned R-1:SINGLE FAM-RES
Parking
- 3 Car Attached Garage
- 3 Open Parking Spaces
- Parking Available
- Single Garage Door
- Garage Door Opener
- RV Potential
Property Views
- City Lights
- Woods
- Bluff
- Canyon
- Hills
Home Design
- Entry on the 1st floor
- Tile Roof
- Fire Retardant Roof
- Concrete Roof
Interior Spaces
- 2,171 Sq Ft Home
- 2-Story Property
- Gas Fireplace
- Separate Family Room
- Living Room with Fireplace
- Sun or Florida Room
Kitchen
- Convection Oven
- Gas Cooktop
- Range Hood
- Microwave
- Water Line To Refrigerator
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Home Security
- Home Security System
- Security Lights
Pool
- Solar Heated In Ground Pool
- Heated Spa
- Saltwater Pool
- Waterfall Pool Feature
Outdoor Features
- Deck
- Patio
- Fire Pit
- Exterior Lighting
- Enclosed Glass Porch
Location
- Suburban Location
Utilities
- Whole House Fan
- Forced Air Heating System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Gas Water Heater
Listing and Financial Details
- Tax Tract Number 9506
- Assessor Parcel Number 1491422800
- $53 per year additional tax assessments
Community Details
Overview
- No Home Owners Association
- N/K Association
Amenities
- Laundry Facilities
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 14, 2026
Closed on
May 22, 2026
Sold by
Bought by
Seller's Agent
Dave Zulick
HomeSmart Realty West
Buyer's Agent
Chris Abad
Keller Williams SanDiego Metro
List Price
$1,349,900
Sold Price
$1,375,000
Premium/Discount to List
$25,100
1.86%
Views
73
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.58%
Original Mortgage
$550,000
Outstanding Balance
$549,483
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$804,905
Purchase Details
Closed on
Nov 2, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$379,753
Interest Rate
3.42%
Mortgage Type
VA
Purchase Details
Closed on
Dec 8, 2014
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,400
Interest Rate
3.95%
Mortgage Type
VA
Purchase Details
Closed on
Feb 28, 2008
Sold by
Bought by
Purchase Details
Closed on
Dec 13, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$298,000
Interest Rate
5.86%
Purchase Details
Closed on
Sep 20, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,900
Interest Rate
7.88%
Purchase Details
Closed on
Mar 15, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,600
Interest Rate
8.3%
Purchase Details
Closed on
Jul 16, 1990
Purchase Details
Closed on
Oct 5, 1988
Purchase Details
Closed on
Sep 17, 1984
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Loma Alta, CA
-
Liz Biala
-
Jennifer Bergman
Jennifer Bergman
eXp Realty of California, Inc.
(858) 956-7418
37 Total Sales
1 in Loma Alta
$785,000 Price
-
Rob Cunningham
Rob Cunningham
ROA California Inc
(619) 453-0060
49 Total Sales
1 in Loma Alta
$1,050,000 Price
-
Tim Diamond
Tim Diamond
Compass
(858) 201-5223
106 Total Sales
1 in Loma Alta
$1,100,000 Price
-
Gregory Kuchan
Gregory Kuchan
Compass
(858) 290-4957
75 Total Sales
2 in Loma Alta
$1,900,000 Price Range
-
Travis Scott
Travis Scott
Juanaca Home Team, Inc
(760) 477-4493
83 Total Sales
2 in Loma Alta
$805K - $1.3M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,375,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | Tsi | |
| Interfamily Deed Transfer | -- | Tsi | |
| Interfamily Deed Transfer | -- | Tsi Title | |
| Interfamily Deed Transfer | -- | Tsi Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | New Century Title Company | |
| Grant Deed | $255,000 | California Title Company | |
| Individual Deed | $224,000 | California Title Company | |
| Deed | $218,000 | -- | |
| Deed | $182,000 | -- | |
| Deed | $136,600 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $550,000 | New Conventional | |
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $379,753 | VA | |
| Previous Owner | $412,400 | VA | |
| Previous Owner | $34,000 | Credit Line Revolving | |
| Previous Owner | $352,500 | Unknown | |
| Previous Owner | $44,000 | Credit Line Revolving | |
| Previous Owner | $298,000 | No Value Available | |
| Previous Owner | $260,000 | Unknown | |
| Previous Owner | $32,500 | Stand Alone Second | |
| Previous Owner | $203,900 | No Value Available | |
| Previous Owner | $201,600 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/10/2026 06/10/26 | Sold | $1,375,000 | +1.9% | $633 / Sq Ft |
| 05/20/2026 05/20/26 | Pending | -- | -- | -- |
| 05/14/2026 05/14/26 | For Sale | $1,349,900 | -- | $622 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,752 | $436,085 | $177,215 | $258,870 |
| 2025 | $4,752 | $427,536 | $173,741 | $253,795 |
| 2024 | $4,660 | $419,154 | $170,335 | $248,819 |
| 2023 | $4,515 | $410,937 | $166,996 | $243,941 |
| 2022 | $4,445 | $402,880 | $163,722 | $239,158 |
| 2021 | $4,461 | $394,981 | $160,512 | $234,469 |
| 2020 | $4,323 | $390,932 | $158,867 | $232,065 |
| 2019 | $3,905 | $356,797 | $155,752 | $201,045 |
| 2018 | $3,862 | $349,802 | $152,699 | $197,103 |
| 2017 | $3,790 | $342,944 | $149,705 | $193,239 |
| 2016 | $3,665 | $336,220 | $146,770 | $189,450 |
| 2015 | $3,558 | $331,171 | $144,566 | $186,605 |
| 2014 | $3,419 | $324,685 | $141,735 | $182,950 |
Source: Public Records
Agents Affiliated with this Home
-
Dave Zulick
Seller's Agent in 2026
Dave Zulick
HomeSmart Realty West
(760) 845-1536
1 in this area
32 Total Sales
-
Chris Abad
Buyer's Agent in 2026
Chris Abad
Keller Williams SanDiego Metro
(760) 822-9742
4 in this area
38 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2604582
APN: 149-142-28
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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