NOT LISTED FOR SALE

Estimated Value: $534,576

4 Beds
3.5 Baths
2,803 Sq Ft
$191/Sq Ft Est. Value

Last Sold September 18, 2023

Last sale price $515,000 $184 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,002/month

1 Day on Market

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Recreation Room
  • Oswego High School Rated A-
  • Property is near a park
  • Vaulted Ceiling

About This Home

As of September 2023

Exquisite executive custom dream home in sought after Gates Creek of Oswego. This meticulously maintained and stunning home leaves no detail left untouched. From the commanding brick facades inviting curb appeal, to the professionally manicured back yard, everything in between is going to knock your socks off! Begin as you pull up to your beautiful homes generous 3 car garage and walk up to the welcoming front porch to the formal entry with the soaring 2 story foyer. Those working from home will appreciate the convenience of the home office with French doors. A formal living and dining room are perfect for holiday entertaining and hosting events. For your day-to-day happenings, your new home has a fantastic mud room off the 3-car garage with custom built ins and wash tub. Did we mention that your garage is also heated with hot and cold running water PERFECT for hobbies, craftspeople, and vehicle enthusiasts? Buyers are going to adore the high-end finishes included such as gleaming hardwood floors in PERFECT like new condition, the chefs dream kitchen with solid oak cabinetry, stainless appliances, prep island, granite countertops, and generous pantry. The open floor plan is light, bright, and inviting. Gather around the gas brick fireplace on cozy winter nights in your family room or invite the crew over to watch the game in your fully finished deep pour basement equipped with bar, full bathroom, and tons of space. Speaking of space, the storage in this basement will not disappoint and boasts ample room for all your needs. This homeowner left no stone unturned! They've made sure to prep this home for the next buyer and installed a brand new roof and gutters in 2023, as well as installed a radon mitigation system, installed a high efficiency HVAC system, whole house humidifier and dehumidifier in 2014, replaced the hot water heater in 2020, installed reverse osmosis for the kitchen sink and refrigerator in 2012, replace water softener in 2012, installed a 12 zone sprinkler system in the entire yard, as well as did complete renovations in the kitchen and master bathroom in 2021. This home boasts over 3400 sq ft of finished living space offering 4 fantastic bedrooms with tray ceilings, Palladian windows, walk in closets, a master/primary en suite with the ultimate in luxury bath featuring a HUGE walk-in shower, soaker tub, dual vanities, custom cabinetry, and airy vaulted ceilings, plus a master closet with a bonus space for added closet or even an added dressing room/storage space. Beauty abounds in your new home from top to bottom and fantastic back yard is ready to go for your BBQ's and nights by the firepit on your gorgeous, private patio. Gates Creek is a phenomenal neighborhood close to schools, downtown Oswego, the Fox River, the expansive 20+ mile Fox River trail, and ideally positioned perfect for commuters near I88, I55, the Aurora and Naperville Metra, as well as shops, dining, and TONS of local entertainment. Act FAST! This incredible home is priced to sell and awaiting to start the next journey with one lucky buyer! Schedule your showing today!

Last Listed By

Michelle Sather

Mode 1 Real Estate LLC License #471019230 Listed on: 08/04/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,364

Year Built

  • Built in 1999

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 112x146x120x39x40
  • Landscaped Professionally
  • Pie Shaped Lot
  • Paved or Partially Paved Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,803 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar
  • Historic or Period Millwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Den
  • Recreation Room
  • Bonus Room
  • Storage Room
  • Home Gym

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Storm Doors
  • Carbon Monoxide Detectors

Outdoor Features

  • Patio
  • Fire Pit
  • Porch

Location

  • Property is near a park

Schools

  • Fox Chase Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • Sue Wood Association, Phone Number (630) 554-6900
  • Gates Creek Subdivision, Mccue Custom Floorplan
  • Property managed by Gates Creek HOA

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,364

Year Built

Built in 1999

Lot Details

0

HOA Fees

$38 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Gates Creek
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1025
  • Fireplace Features: Wood Burning, Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, Built-in Features, Walk-In Closet(s), Ceiling - 9 Foot, Open Floorplan, Some Carpeting, Special Millwork, Granite Counters, Some Storm Doors, Pantry
  • LivingArea: 2803
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Water Heater-Gas
  • Room Type: Den, Bonus Room, Recreation Room, Exercise Room, Storage
  • Estimated Total Finished Sq Ft: 3828
  • Assessed Sq Ft: 2603
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 2803
  • Basement Sq Ft: 1418
  • Fireplace Location: Family Room
  • Total Sq Ft: 4221
  • Upper Level Sq Ft: 2803
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Porch, Storms/Screens, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 499900
  • Lot Features: Landscaped, Pie Shaped Lot
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Electric Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Gates Creek HOA
  • Management Contact Name: Sue Wood
  • Management Phone: 630-554-6900
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Fox Chase Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.3
  • Lot Dimensions: 112X146X120X39X40
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10364.32
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2023
Closed on
Aug 31, 2023
Sold by
Janes Jerry D and Janes Kimberly A
Bought by
Wiafe-Ababio Lauren Sheard and Wiafe Ababio Ohene
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Annette Harris
A W Houston Realty PC
List Price
$499,900
Sold Price
$515,000
Premium/Discount to List
$15,100
3.02%
Total Days on Market
1
Views
96
Current Estimated Value
$534,576

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,576
Avg. Annual Appreciation
2.33%
Original Mortgage
$515,000
Outstanding Balance
$506,480
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$28,096

Purchase Details

Closed on
May 28, 1999
Sold by
Mccue Builders Inc
Bought by
Janes Jerry D and Janes Kimberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,500
Interest Rate
6.87%

Purchase Details

Closed on
Dec 9, 1998
Sold by
Standard Bank & Trust Company
Bought by
Mccue Builders Inc

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wiafe-Ababio Lauren Sheard $515,000 First American Title
Janes Jerry D $249,000 Law Title Insurance Co
Mccue Builders Inc $50,000 Law Title Insurance Co Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wiafe-Ababio Lauren Sheard $515,000
Previous Owner Janes Jerry $236,000
Previous Owner Janes Jerry $250,000
Previous Owner Janes Jerry D $60,000
Previous Owner James Jerry $280,000
Previous Owner Janes Jerry $262,400
Previous Owner Janes Jerry D $198,500
Previous Owner Mccue Builders Inc $175,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2023 09/18/23 Sold $515,000 +3.0% $184 / Sq Ft
08/06/2023 08/06/23 Pending -- -- --
08/04/2023 08/04/23 For Sale $499,900 -- $178 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $0 $134,049 $14,773 $119,276
2022 $10,364 $121,697 $13,412 $108,285
2021 $9,994 $113,676 $13,412 $100,264
2020 $9,248 $105,366 $13,412 $91,954
2019 $9,105 $102,297 $13,021 $89,276
2018 $9,093 $96,838 $13,021 $83,817
2017 $8,995 $93,614 $13,021 $80,593
2016 $8,508 $87,300 $13,021 $74,279
2015 $7,970 $78,382 $11,225 $67,157
2014 -- $75,054 $11,225 $63,829
2013 -- $75,054 $11,225 $63,829
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: 11851017

Midwest Real Estate Data (MRED)

APN: 02-13-221-022