
328 Plaza Los Osos Chula Vista, CA 91914
San Miguel Ranch NeighborhoodHighlights
- Ocean View
- Fitness Center
- Primary Bedroom Suite
- Liberty Elementary School Rated A-
- Spa
- Open Floorplan
About This Home
As of June 2025NEW PRICE!!! Welcome to this beautifully maintained, move-in ready home in the heart of San Miguel Ranch. Located on a quiet cul-de-sac and situated on a view lot, this home offers peaceful outdoor living with scenic vistas, stunning sunsets—and on a clear day, you may even catch a view of the Coronado Islands. This is the first time this home has ever been on the market, offered by its original owners and thoughtfully upgraded throughout. Inside, you'll find all-new luxury vinyl plank flooring, freshly painted interiors, stylish molding, and updated bathrooms. With 4 bedrooms and 3 full bathrooms, the flexible floor plan also includes a downstairs full bathroom and an optional 5th bedroom in place of the original 3rd-car garage—perfect for guests or multi-generational living. The spacious master suite is a true retreat with a large walk-in closet and a luxurious ensuite bathroom. There’s even room for a cozy seating area to unwind at the end of the day. Just down the hall, you’ll find a dedicated space perfect for a home office or kids’ study zone. The open-concept kitchen features a large peninsula that connects seamlessly to the dining area and inviting living room with a fireplace—truly the hub of the home. All appliances are included, along with the washer and dryer in the laundry room. One of the hidden gems of this home is the private front courtyard—a peaceful, enclosed space with a chiminea, ideal for cozy evenings by the fire or a quiet morning coffee. The outdoor space is just as impressive. Enjoy a professionally landscaped, low-maintenance backyard with artificial turf, stamped concrete patio, and a built-in BBQ island with a mini fridge—all while soaking in jaw-dropping sunsets. Energy-efficient living is yours with fully paid solar, dual-pane windows, and custom pull-down shades—ensuring year-round comfort and lower utility bills. Live the San Miguel Ranch lifestyle with access to resort-style amenities including a pool, spa, clubhouses, tennis courts, playgrounds, and scenic parks. Hike the nearby Mother Miguel Mountain Trail, explore Mount San Miguel Park, or enjoy the local dog park—all just minutes away. Close to top-rated schools, shopping, and dining. This is more than a home—it’s the lifestyle you've been waiting for.
Last Agent to Sell the Property
eXp Realty of Southern Calif. Brokerage Email: bettytorano@gmail.com License #01922296 Listed on: 04/10/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,779
Year Built
- Built in 2004 | Remodeled
Lot Details
- 4,869 Sq Ft Lot
- Cul-De-Sac
- Landscaped
- Level Lot
- Sprinkler System
- Private Yard
- Lawn
- Back and Front Yard
HOA Fees
- $200 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- 3 Open Parking Spaces
Property Views
- Ocean
- City Lights
- Hills
- Neighborhood
Home Design
- Tile Roof
Interior Spaces
- 2,286 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Custom Window Coverings
- Entryway
- Living Room with Fireplace
- Home Office
- Walk-In Pantry
Bedrooms and Bathrooms
- 4 Bedrooms
- All Upper Level Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Spa
- Patio
- Exterior Lighting
- Outdoor Grill
- Rain Gutters
- Front Porch
Utilities
- Whole House Fan
- Central Heating and Cooling System
Additional Features
- Solar Heating System
- Property is near a clubhouse
Listing and Financial Details
- Tax Tract Number 14412
- Assessor Parcel Number 5957811300
- $2,370 per year additional tax assessments
Community Details
Overview
- San Miguel Master Association, Phone Number (619) 397-5299
- Walters Management HOA
Amenities
- Community Barbecue Grill
- Clubhouse
- Meeting Room
Recreation
- Tennis Courts
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Park
- Hiking Trails
Security
- Security Guard
Ownership History
Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Similar Homes in Chula Vista, CA
Home Values in the Area
Average Home Value in this Area
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Grant Deed | $1,188,000 | Fidelity National Title | |
Interfamily Deed Transfer | -- | None Available | |
Grant Deed | $464,500 | Chicago Title Co |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $1,062,000 | VA | |
Previous Owner | $418,000 | New Conventional | |
Previous Owner | $379,700 | New Conventional | |
Previous Owner | $294,800 | New Conventional | |
Previous Owner | $100,000 | Unknown | |
Previous Owner | $77,100 | Credit Line Revolving | |
Previous Owner | $322,700 | Unknown | |
Closed | $48,500 | No Value Available |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/20/2025 06/20/25 | Sold | $1,188,000 | 0.0% | $520 / Sq Ft |
05/21/2025 05/21/25 | Pending | -- | -- | -- |
05/15/2025 05/15/25 | Price Changed | $1,188,000 | -1.7% | $520 / Sq Ft |
05/01/2025 05/01/25 | Price Changed | $1,209,000 | -1.6% | $529 / Sq Ft |
04/10/2025 04/10/25 | For Sale | $1,229,000 | -- | $538 / Sq Ft |
Tax History Compared to Growth
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $9,779 | $659,771 | $284,355 | $375,416 |
2024 | $9,779 | $646,835 | $278,780 | $368,055 |
2023 | $9,623 | $634,153 | $273,314 | $360,839 |
2022 | $9,371 | $621,719 | $267,955 | $353,764 |
2021 | $9,176 | $609,529 | $262,701 | $346,828 |
2020 | $8,970 | $603,280 | $260,008 | $343,272 |
2019 | $8,759 | $591,452 | $254,910 | $336,542 |
2018 | $8,624 | $579,856 | $249,912 | $329,944 |
2017 | $12 | $568,487 | $245,012 | $323,475 |
2016 | $8,272 | $557,341 | $240,208 | $317,133 |
2015 | $7,890 | $520,000 | $223,000 | $297,000 |
2014 | $7,781 | $470,000 | $202,000 | $268,000 |
Agents Affiliated with this Home
-
Seller's Agent in 2025
Betty Torano
eXp Realty of Southern Calif.
(619) 851-6028
1 in this area
39 Total Sales
-
Buyer's Agent in 2025
Beth Aiello
Pacific Sothebys
(619) 300-3577
1 in this area
48 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2502531

APN: 595-781-13
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