Andrew Kincaid
BHHS FLORIDA REALTY
(689) 207-6433
198 Total Sales
1 in Downtown Saint Cloud
$300,000 Price
330 Montana Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated Value: $396,121
4
Beds
3
Baths
2,046
Sq Ft
$194/Sq Ft
Est. Value
Highlights
- Oak Trees
- Open Floorplan
- Traditional Architecture
- Garage Apartment
- Property is near public transit
- 4-minute walk to O.P. Johnson Park
About This Home
As of April 2026One or more photo(s) has been virtually staged. Welcome to a truly rare, move-in-ready opportunity offering a fully renovated property with NO Homeowners Association Fees or Restrictions. This exceptional property features a completely remodeled three-bedroom, two-bathroom main home plus a fully renovated detached one-bedroom, one-bathroom apartment or a mother-in-law suite, creating unmatched flexibility and income potential. The main residence showcases modern upgrades throughout, including durable hard flooring, high ceilings that enhance the open and airy feel, ceiling fans for year-round comfort, and a beautifully updated kitchen with quartz countertops and stainless steel appliances. Every detail has been thoughtfully refreshed to deliver a clean, contemporary living experience. Privately situated at the rear of the property, the detached one-bedroom apartment is fully renovated and ideal for multi-generational living, a mother-in-law suite, guest quarters, a home office, or an income-producing rental. Whether you choose to live in one and rent the other or enjoy both spaces yourself, the options are endless. Step outside to enjoy the back patio, perfect for relaxing mornings or quiet evenings. The absence of homeowners association restrictions allows for true flexibility and freedom of use, making this property especially appealing to both homeowners and investors. Ideally located near the St. Cloud lakes, with convenient access to shopping, dining, and the Lake Nona area, this property combines modern comfort, versatility, and long-term value. A rare opportunity that offers lifestyle appeal and investment potential in one complete package. Schedule your private showing today and experience everything this unique property has for you.
Last Agent to Sell the Property
PLATINUM REAL ESTATE Brokerage Phone: 888-974-7253 License #660875 Listed on: 01/17/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,016
Year Built
- Built in 1978
Lot Details
- 8,538 Sq Ft Lot
- East Facing Home
- Oak Trees
- Property is zoned SR2
Parking
- 3 Car Garage
- Garage Apartment
Home Design
- Traditional Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,046 Sq Ft Home
- Open Floorplan
- Ceiling Fan
- Double Pane Windows
- ENERGY STAR Qualified Windows
- Insulated Windows
- Sliding Doors
- Great Room
- Family Room
- Combination Dining and Living Room
- Inside Utility
- Laminate Flooring
Kitchen
- Built-In Convection Oven
- Cooktop
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
- Solid Surface Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Outdoor Features
- Covered Patio or Porch
- Exterior Lighting
Schools
- Lakeview Elementary School
- St. Cloud Middle School
- St. Cloud High School
Utilities
- Central Heating and Cooling System
- Ductless Heating Or Cooling System
- Cooling System Mounted To A Wall/Window
- Electric Water Heater
- Cable TV Available
Additional Features
- 768 SF Accessory Dwelling Unit
- Property is near public transit
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 4 / 391
- Assessor Parcel Number 01-26-30-0001-0391-0040
3D Interior and Exterior Tours
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 17, 2026
Closed on
Apr 20, 2026
Sold by
Coleen Riley and Omar Diaz
Bought by
Seller's Agent
Scot Hartwell
PLATINUM REAL ESTATE
Buyer's Agent
Linda Guzman
LIV REALTY II INC.
List Price
$450,000
Sold Price
$415,000
Premium/Discount to List
-$35,000
-7.78%
Views
336
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,879
Avg. Annual Appreciation
-10.99%
Original Mortgage
$311,250
Outstanding Balance
$310,089
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$86,032
Purchase Details
Listed on
Sep 5, 2025
Closed on
Oct 15, 2025
Sold by
Gitsit Real Property Bbplc1 Llc
Bought by
Riley Coleen and Diaz Omar
Seller's Agent
Scot Hartwell
PLATINUM REAL ESTATE
Buyer's Agent
Scot Hartwell
PLATINUM REAL ESTATE
List Price
$299,900
Sold Price
$250,000
Premium/Discount to List
-$49,900
-16.64%
Views
389
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
170.14%
Purchase Details
Listed on
Sep 5, 2025
Closed on
Aug 25, 2025
Sold by
Saldana Aracelis
Bought by
Gitsit Real Property Bbplc1 Llc
Seller's Agent
Scot Hartwell
PLATINUM REAL ESTATE
Buyer's Agent
Scot Hartwell
PLATINUM REAL ESTATE
List Price
$299,900
Sold Price
$250,000
Premium/Discount to List
-$49,900
-16.64%
Views
389
Purchase Details
Closed on
May 26, 2023
Sold by
Ruiz John and Saldana Aracelis
Bought by
Go Fund Prop I Llc
Purchase Details
Closed on
May 18, 2023
Sold by
Ruiz Ruben
Bought by
Go Fund Prop 1 Llc
Purchase Details
Closed on
May 11, 2023
Sold by
Morales Jeanette and Saldana Aracelis
Bought by
Go Fund Prop 1 Llc
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Saint Cloud, FL
-
Andrew Kincaid
-
Ariel Vargas
Ariel Vargas
EXP REALTY LLC
(321) 320-9671
487 Total Sales
2 in Downtown Saint Cloud
$285,000 Price Range
-
John Gomez
John Gomez
EXP REALTY LLC
(321) 989-6839
66 Total Sales
1 in Downtown Saint Cloud
$425,300 Price
-
Axel Colon
Axel Colon
Responds QuicklyG FIRST REALTY LLC
(689) 220-6981
125 Total Sales
3 in Downtown Saint Cloud
$283K - $325K Price Range
-
Matt Davies
Matt Davies
COLDWELL BANKER REALTY
(321) 320-8017
93 Total Sales
2 in Downtown Saint Cloud
$175K - $300K Price Range
-
Barrett Spray
Barrett Spray
KELLER WILLIAMS ADVANTAGE REALTY
(689) 215-8180
361 Total Sales
9 in Downtown Saint Cloud
$215K - $362K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $415,000 | Magical Title Closings Llc | ||
| Riley Coleen | $250,000 | None Listed On Document | |
| Gitsit Real Property Bbplc1 Llc | $231,000 | -- | |
| Go Fund Prop I Llc | $100 | None Listed On Document | |
| Go Fund Prop 1 Llc | $100 | None Listed On Document | |
| Go Fund Prop 1 Llc | $100 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $311,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/21/2026 04/21/26 | Sold | $415,000 | -3.5% | $203 / Sq Ft | |
| 03/19/2026 03/19/26 | Pending | -- | -- | -- | |
| 03/10/2026 03/10/26 | Price Changed | $429,990 | -2.3% | $210 / Sq Ft | |
| 02/04/2026 02/04/26 | Price Changed | $439,990 | -4.3% | $215 / Sq Ft | |
| 01/22/2026 01/22/26 | Price Changed | $459,990 | +2.2% | $225 / Sq Ft | |
| 01/17/2026 01/17/26 | For Sale | $450,000 | +80.0% | $220 / Sq Ft | |
| 10/17/2025 10/17/25 | Sold | $250,000 | -12.2% | $196 / Sq Ft | View Prior Sale |
| 10/03/2025 10/03/25 | Pending | -- | -- | -- | |
| 09/29/2025 09/29/25 | Price Changed | $284,900 | -5.0% | $223 / Sq Ft | |
| 09/05/2025 09/05/25 | For Sale | $299,900 | -- | $235 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,016 | $229,800 | $46,800 | $183,000 |
| 2024 | $3,378 | $224,800 | $46,800 | $178,000 |
| 2023 | $3,378 | $180,455 | $0 | $0 |
| 2022 | $3,047 | $179,800 | $38,200 | $141,600 |
| 2021 | $2,575 | $139,500 | $38,200 | $101,300 |
| 2020 | $577 | $67,970 | $0 | $0 |
| 2019 | $577 | $66,442 | $0 | $0 |
| 2018 | $577 | $65,204 | $0 | $0 |
| 2017 | $582 | $63,863 | $0 | $0 |
| 2016 | $579 | $62,550 | $0 | $0 |
| 2015 | $591 | $62,116 | $0 | $0 |
| 2014 | $591 | $61,624 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Scot Hartwell
Seller's Agent in 2026
Scot Hartwell
PLATINUM REAL ESTATE
(407) 791-8466
2 in this area
51 Total Sales
-
Linda Guzman
Buyer's Agent in 2026
Linda Guzman
LIV REALTY II INC.
(407) 780-1995
8 in this area
201 Total Sales
-
Arneris Chiquin
AC
Buyer Co-Listing Agent in 2026
Arneris Chiquin
LIV REALTY II INC.
(786) 354-7222
1 in this area
7 Total Sales
Map
Source: Stellar MLS
MLS Number: O6374469
APN: 01-26-30-0001-0391-0040
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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