NOT LISTED FOR SALE

3302 Mount Vernon Dr Waterloo, IA 50701

Estimated Value: $217,000 - $227,000

3 Beds
2 Baths
1,576 Sq Ft
$141/Sq Ft Est. Value

Last Sold December 09, 2024

Last sale price $215,000 $136 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,469/month

1 Day on Market

Highlights

  • Tiered Deck
  • Forced Air Heating and Cooling System
  • Storage Shed
  • Corner Lot
  • Fenced
  • 4-minute walk to Leonard Katoski Greenbelt

About This Home

As of December 2024

Charming split foyer home in the West Ridge addition. On the main level you will find 2 large bedrooms and an updated full bathroom offering a dual vanity sink. The heart of the home is in the inviting kitchen and dining combo space; bright and airy with sliding glass doors that lead out to a multi-level deck—perfect for entertaining or relaxing outdoors. The living room has a large picture window allowing natural light to fill the large space. Making your way downstairs you will be pleased with the size of the 3rd bedroom or and additional living space that has it's own .75 bath. The lower level is completed with a storage area and access to the garage. Situated on a corner lot that is fenced and also has a storage shed this home is ready for you!

Last Agent to Sell the Property

Whitney Kohlmeyer

Oakridge Real Estate License #S6173900 Listed on: 11/01/2024

Oakridge Real Estate

Last Buyer's Agent

Collin Hoefle

Structure Real Estate License #S69872000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,736

Year Built

  • Built in 1972

Lot Details

  • 9,836 Sq Ft Lot
  • Lot Dimensions are 110x127x83
  • Fenced
  • Corner Lot
  • Property is zoned R-2

Home Design

  • 1,576 Sq Ft Home
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Radon Mitigation System
  • Hardboard

Kitchen

  • Free-Standing Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Partially Finished Basement

  • Interior Basement Entry
  • Sump Pump

Parking

  • 2 Car Garage
  • Tuck Under Garage

Outdoor Features

  • Tiered Deck
  • Storage Shed

Schools

  • Lou Henry Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 881305202020

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,736

Year Built

Built in 1972

Lot Details

0

Listing Details

  • Parcel Number: 881305202020
  • Year Built: 1972
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • ResoLotFeatures: Corner Lot
  • Lot Size Acres: 0.23
  • Road Frontage Type: Paved Road
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-277-5005
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Interior Features: Sliding Glass Door
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1576
  • ImprovementRating: Updated
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Smoke Detector, Dishwasher, Dryer, Microwave, Free-Standing Range, Sump Pump, Washer, Gas Water Heater
  • Basement: Block, Entrance-Inside, Radon Mitigation System, Partially Unfinished
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 500
  • BelowGradeArea: 500

Exterior Features

  • Construction Type: Hardboard Siding
  • Exterior Features: Deck-Multi-Level, Fenced Yard, Storage Shed

Garage/Parking

  • Parking Features: 2 Stall, Tuckunder Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Sewer: City Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lou Henry
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 110x127x83
  • Lot Size Sq Ft: 9836
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3735.79

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2024
Closed on
Nov 26, 2024
Sold by
Lux Caleb and Lux Susan
Bought by
Smith Tamara
Seller's Agent
Whitney Kohlmeyer
Oakridge Real Estate
Buyer's Agent
Collin Hoefle
Structure Real Estate
List Price
$220,000
Sold Price
$215,000
Premium/Discount to List
-$5,000
-2.27%
Views
9
Current Estimated Value
$221,557

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,557
Avg. Annual Appreciation
2.85%
Original Mortgage
$172,000
Outstanding Balance
$170,419
Interest Rate
6.54%
Mortgage Type
New Conventional
Estimated Equity
$51,138

Purchase Details

Listed on
Jun 28, 2022
Closed on
Aug 18, 2022
Sold by
Flanders Shawn A and Flanders Sarah
Bought by
Lux Caleb and Lux Susan
Seller's Agent
Dan Berregaard
Oakridge Real Estate
List Price
$185,000
Sold Price
$185,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.72%
Original Mortgage
$185,674
Interest Rate
5.3%
Mortgage Type
VA

Purchase Details

Listed on
Jul 28, 2018
Closed on
Oct 4, 2018
Sold by
G Rents Llc
Bought by
Flanders Shawn A
Seller's Agent
Bruce Wingert
Structure Real Estate
List Price
$159,900
Sold Price
$158,950
Premium/Discount to List
-$950
-0.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.00%
Original Mortgage
$15,895
Interest Rate
4.5%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 11, 2011
Sold by
Gingrich Garrett H and Gingrich Angela K
Bought by
Gingrich Garrett H and Gingrich Angela K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,000
Interest Rate
4.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2008
Sold by
Knudtson Justin L and Knudtson Ann M
Bought by
Gingrich Garrett H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,004
Interest Rate
6.5%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Tamara $215,000 None Listed On Document
Lux Caleb $185,000 None Listed On Document
Flanders Shawn A $159,000 --
Gingrich Garrett H -- None Available
Gingrich Garrett H $127,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Tamara $172,000
Previous Owner Lux Caleb $185,674
Previous Owner Flanders Shawn A $15,895
Previous Owner Flanders Shawn A $143,055
Previous Owner Gingrich Garrett H $126,000
Previous Owner Gingrich Garrett H $126,004
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/09/2024 12/09/24 Sold $215,000 -2.3% $136 / Sq Ft
11/02/2024 11/02/24 Pending -- -- --
11/01/2024 11/01/24 For Sale $220,000 +18.9% $140 / Sq Ft
08/19/2022 08/19/22 Sold $185,000 0.0% $117 / Sq Ft View Prior Sale
07/01/2022 07/01/22 Pending -- -- --
06/28/2022 06/28/22 For Sale $185,000 +16.4% $117 / Sq Ft
10/05/2018 10/05/18 Sold $158,950 0.0% $101 / Sq Ft View Prior Sale
09/01/2018 09/01/18 Off Market $158,950 -- --
07/28/2018 07/28/18 For Sale $159,900 -- $101 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $201,900 $36,550 $165,350
2024 $3,736 $195,540 $36,550 $158,990
2023 $3,598 $195,540 $36,550 $158,990
2022 $3,312 $163,860 $36,550 $127,310
2021 $3,224 $163,860 $36,550 $127,310
2020 $3,168 $150,940 $29,700 $121,240
2019 $3,168 $150,940 $29,700 $121,240
2018 $2,920 $130,960 $29,700 $101,260
2017 $2,662 $130,960 $29,700 $101,260
2016 $2,698 $130,960 $29,700 $101,260
2015 $2,698 $130,960 $29,700 $101,260
2014 $2,632 $125,900 $29,700 $96,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20244900

Northeast Iowa Regional Board of REALTORS®

APN: 8813-05-202-020