$398,000

332 High Point Dr Swanton, MD 21561

Estimated payment $2,402/month

Total Views 9,330
3 Beds
2 Baths
1,512 Sq Ft
$263 Price per Sq Ft

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fishing Allowed
  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • Lake Privileges

About This Home

This private 3-bedroom, 2-bath cottage is tucked away on an oversized 1.24-acre lot at the end of a quiet street in the lake access neighborhood of Sky Valley. Inside the home offers a spacious open living area with a pellet stove for after skiing evenings. The kitchen is open to the living area and has ample cabinet space and room for a dining table. The primary bedroom features it's own private bath with separate shower and soaking tub, while two additional bedrooms share a second full bath. A den/office adds flexible living space. The home also includes a full unfinished lower level with a separate outside entrance-perfect for storage or future expansion. The home offers affordable lake living with 3,000 feet of shared shoreline that rivals the Deep Creek Lake State Park. Three swimming platforms, roped off swimming area, picnic pavilions, docks with a jet ski area located in a no wake cove, and a stocked fishing pond—all part of a private community that feels like being in an upscale summer camp! Dock slip is through the association-When homes sell the slip goes back to the association. Until you get your assigned slip you can launch your boat at the Sky Valley boat launch. It is the only private neighborhood boat launch on DCL. Also explore the neighborhood on your golf cart or ATV! For the golfers in the group, it is only minutes to Thousand Acre Lakeside Golf Course. Surrounded by nature and set in a friendly neighborhood, this cottage is the perfect retreat for relaxation, recreation, and making memories at the lake!

Listing Agent

Susan Bell

(301) 501-9072 sbell@railey.com Railey Realty, Inc. Listed on: 08/14/2025

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,668

Year Built

  • Built in 2001

Lot Details

  • 1.24 Acre Lot
  • Home fronts navigable water
  • Property is in good condition

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 6 Driveway Spaces
  • Basement Garage
  • Oversized Parking
  • Side Facing Garage
  • Gravel Driveway
  • On-Street Parking

Home Design

  • Cottage
  • Permanent Foundation
  • Block Foundation
  • Modular or Manufactured Materials

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Carpet

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Garage Access
  • Exterior Basement Entry
  • Space For Rooms

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck

Schools

  • Broadford Elementary School
  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Central Heating and Cooling System
  • Pellet Stove burns compressed wood to generate heat
  • Well
  • Electric Water Heater
  • On Site Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 0031
  • Assessor Parcel Number 1218014963

Community Details

Overview

  • $1,038 Capital Contribution Fee
  • Association fees include common area maintenance, pier/dock maintenance, road maintenance, snow removal, trash
  • Sky Valley HOA
  • Sky Valley Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Community Playground
  • Fishing Allowed
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,668

Year Built

Built in 2001

Lot Details

0

HOA Fees

$87 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 8/14/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2001
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Stove, Washer, Dryer
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Stove - Pellet, Walk-In Closet(s)
  • Fireplace: No
  • Foundation Details: Block, Permanent
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 3, Kitchen, Den, Basement, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Full, Outside Entrance, Space For Rooms, Walkout Level, Unfinished, Garage Access
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor
  • Total Sq Ft: 3024
  • Living Area Sq Ft: 1512
  • Price Per Sq Ft: 263.23
  • Above Grade Finished Sq Ft: 1512
  • Below Grade Sq Ft: 1512
  • Total Below Grade Sq Ft: 1512
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block, Modular/Manufactured
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Basement Garage, Garage - Side Entry, Oversized
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv Available
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 1038.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal, Trash
  • HOA Name: SKY VALLEY HOA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Capital Contribution Fee: 1038.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: BROADFORD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Lot Size Acres: 1.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 54014.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Good
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 2668.00
  • Assessor Parcel Number: 1218014963
  • Tax Lot: 0031
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,009 $263,200 $112,400 $150,800
2024 $2,698 $228,400 $0 $0
2023 $2,291 $193,600 $0 $0
2022 $1,885 $158,800 $61,900 $96,900
2021 $1,885 $158,800 $61,900 $96,900
2020 $1,855 $158,800 $61,900 $96,900
2019 $1,941 $163,600 $76,900 $86,700
2018 $1,833 $163,600 $76,900 $86,700
2017 $1,833 $163,600 $0 $0
2016 -- $165,100 $0 $0
2015 -- $165,100 $0 $0
2014 -- $165,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Price Changed $398,000 -6.4% $263 / Sq Ft
09/25/2025 09/25/25 Price Changed $425,000 -5.6% $281 / Sq Ft
08/14/2025 08/14/25 For Sale $450,000 -- $298 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $30,000 --
Deed $15,000 --
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2010134

Bright MLS

APN: 18-014963