NOT LISTED FOR SALE

41 Wilson Cir Swanton, MD 21561

Estimated Value: $614,000 - $863,000

4 Beds
3.5 Baths
2,700 Sq Ft
$275/Sq Ft Est. Value

Sale Details

Date Sold: March 20, 2026

Last sale price $740,000 $274 Per Sq Ft

Current estimated payment $4,741 / mo

21 Days on Market

Highlights

  • Home fronts navigable water
  • Fishing Allowed
  • Chalet
  • Canoe or Kayak Water Access
  • Lake Privileges
  • 2 Fireplaces

About This Home

As of March 2026

4BR+ loft, 3.5BA lake access home in Stilwater. Offering 2700+/- sq ft and water access, this home has been well-cared for. Featuring 2 custom stone fireplaces, screened porch, extensive exterior decking, zoned heating / AC, hickory floors and a paved driveway. 1,800+/- feet of common shoreline via community lake access. Close to DCL state park. SOLD FURNISHED! Adjacent building lot #41 for sale, as well - $45k.

Last Agent to Sell the Property

Jay Ferguson

(301) 387-4700 terah@deepcreeksales.com Taylor-Made Deep Creek Real Estate, LLC Brokerage Phone: 3013874700 Listed on: 01/24/2026

Last Buyer's Agent

Randy Ritchie

(301) 387-4700 terah@deepcreeksales.com Taylor-Made Deep Creek Real Estate, LLC

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,340

Year Built

  • Built in 2006

Lot Details

  • 34,868 Sq Ft Lot
  • Home fronts navigable water
  • Property is in very good condition

HOA Fees

  • $117 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Chalet
  • Slab Foundation
  • Stone Siding
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • 2 Fireplaces

Bedrooms and Bathrooms

Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Exterior Basement Entry

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 0040
  • Assessor Parcel Number 1218077361

Community Details

Overview

  • $1,500 Capital Contribution Fee
  • Association fees include common area maintenance, road maintenance
  • Stilwater HOA
  • Stilwater Subdivision
  • Property Manager

Amenities

  • Common Area

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,340

Year Built

Built in 2006

Lot Details

0.8 Acres

HOA Fees

$117 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Walkout Level
  • Total Sq Ft: 2848
  • Living Area Sq Ft: 2700
  • Price Per Sq Ft: 535.64
  • Above Grade Finished Sq Ft: 1400
  • Below Grade Finished Sq Ft: 1300
  • Below Grade Sq Ft: 148
  • Total Below Grade Sq Ft: 1448
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar, Stone
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1400.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Road Maintenance
  • HOA Name: STILWATER
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Capital Contribution Fee: 1500.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Lot Size Acres: 0.80
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 34868.00
  • Property Condition: Very Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 6340.00
  • Assessor Parcel Number: 1218077361
  • Tax Lot: 0040
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2026
Closed on
Mar 20, 2026
Sold by
Bought by
Seller's Agent
Jay Ferguson
Taylor-Made Deep Creek Real Estate, LLC
Buyer's Agent
Randy Ritchie
Taylor-Made Deep Creek Real Estate, LLC
List Price
$749,900
Sold Price
$740,000
Premium/Discount to List
-$9,900
-1.32%
Views
18
Current Estimated Value
$741,429

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,429
Avg. Annual Appreciation
0.52%
Original Mortgage
$555,000
Outstanding Balance
$553,363
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$188,066

Purchase Details

Closed on
Sep 16, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$392,000
Interest Rate
6.52%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 24, 2004
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$740,000 Lake Title
$490,000 --
$79,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $555,000
Previous Owner $282,500
Previous Owner $370,709
Previous Owner $382,400
Previous Owner $392,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 Sold $740,000 -1.3% $274 / Sq Ft
01/24/2026 01/24/26 For Sale $749,900 -- $278 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,581 $566,367 $0 $0
2025 $6,620 $560,100 $89,600 $470,500
2024 $5,954 $484,833 $0 $0
2023 $5,070 $409,567 $0 $0
2022 $3,905 $334,300 $59,600 $274,700
2020 $4,206 $334,300 $59,600 $274,700
2019 $4,294 $341,300 $71,800 $269,500
2018 $4,068 $341,300 $71,800 $269,500
2017 $4,105 $341,300 $0 $0
2016 -- $348,900 $0 $0
2015 -- $348,900 $0 $0
2014 -- $348,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2011024

Bright MLS

APN: 18-077361

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