NOT LISTED FOR SALE

54 Wilson Cir Swanton, MD 21561

Estimated Value: $805,000 - $973,000

4 Beds
3.5 Baths
4,472 Sq Ft
$200/Sq Ft Est. Value

Sale Details

Date Sold: June 19, 2025

Last sale price $812,500 $182 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $5,705 / mo

22 Days on Market

Highlights

  • Home fronts navigable water
  • Fishing Allowed
  • Lake View
  • Canoe or Kayak Water Access
  • Gourmet Kitchen
  • Lake Privileges

About This Home

As of June 2025

Incredible Crafstman style home in the very popular community of Stilwater with filtered seasonal lake views. From the moment you pull into the driveway, you can tell this lake access home has been meticulously cared for and boasts of quality construction. Three levels finished with primary bedroom on main level with primary bath. Office/library as you enter the front door on main level with tray ceiling and glass concept door could be used as another bedroom. Great room featuring stone fireplace with gas log set. Den leading to covered, screened porch. Gourmet kitchen features maple cabinetry and granite counters and island with sink. Most areas of main level feature Ash hardwood flooring. Full finished basement with family room, fireplace, additional bedroom. Bedroom on lower level does not have a door but one could be added easily. Full bath on lower level, kitchenette for in-laws or guests and large utility room. Upper level has two bedrooms with Jack and Jill bathroom, loft area, and huge finished room over the garage that could be converted to another bedroom or rec room. Homes features Andersen windows, a whole house Generac generator, and alarm system. Front covered porch for those relaxing evenings at Deep Creek Lake. 2 car attached garage only adds to the value of this fine offering. Water and electric already installed if you want to add a hot tub outside on the lower level. Everything about this home is perfect for primary residence or vacation home. The Stilwater community has great, level lake access, kayak racks, great for swimming and fishing. RAILEY REALTY IS NOT THE CARETAKER OF PROPERTIES LISTED BY IT. DURING INCLEMENT WEATHER CONDITIONS, PROSPECTIVE PURCHASERS AND THEIR AGENTS ASSUME ALL LIABILITY ASSOCIATED WITH OR BY WEATHER AT THE PROPERTY.

Last Agent to Sell the Property

Kevin Liller

(301) 387-2000 kevin@railey.com Railey Realty, Inc. Listed on: 04/23/2025

Railey Realty, Inc.

Last Buyer's Agent

Jon Bell

(301) 387-2000 jbell@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,210

Year Built

  • Built in 2013

Lot Details

  • 35,000 Sq Ft Lot
  • Home fronts navigable water
  • Cul-De-Sac
  • Partially Wooded Lot
  • Property is in very good condition
  • Property is zoned LAKE RESIDENTIAL

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Garage Door Opener

Property Views

  • Lake
  • Woods

Home Design

  • Craftsman Architecture
  • Block Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Fireplace
  • Finished Basement

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Propane
  • Well
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 0038
  • Assessor Parcel Number 1218077345

Community Details

Overview

  • Association fees include common area maintenance, road maintenance
  • Stilwater HOA
  • Built by Pete Brosnihan
  • Stilwater Subdivision
  • Property Manager

Amenities

  • Common Area

Recreation

  • 20 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,210

Year Built

Built in 2013

Lot Details

0.8 Acres

HOA Fees

$87 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • Exclusions: check with listing agent
  • Historic: No
  • Inclusions: check with listing agent
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2013
  • Automatically Close On Close Date: No
  • Building Winterized: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Microwave, Refrigerator, Washer, Water Heater, Oven/Range - Gas
  • Flooring Type: Ceramic Tile, Wood
  • Interior Amenities: Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Gourmet, Primary Bath(s), Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Gas/Propane, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Basement Finished Percent: 100.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor
  • Total Sq Ft: 4472
  • Living Area Sq Ft: 4472
  • Price Per Sq Ft: 269.57
  • Above Grade Finished Sq Ft: 3227
  • Below Grade Finished Sq Ft: 1245
  • Total Below Grade Sq Ft: 1245
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Road Surface Type: Black Top
  • Roof: Shingle
  • View: Lake, Trees/Woods
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Propane, Sewer Available, Water Available
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 260.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Road Maintenance
  • HOA Name: STILWATER HOA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Partly Wooded, Trees/Wooded
  • Lot Size Acres: 0.80
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 35000.00
  • Property Condition: Very Good
  • Zoning: LAKE RESIDENTIAL
  • In City Limits: No

Building Info

  • Builder Name: Pete Brosnihan

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 7210.00
  • Assessor Parcel Number: 1218077345
  • Tax Lot: 0038
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
Jun 20, 2025
Sold by
Bought by
Seller's Agent
Kevin Liller
Railey Realty, Inc.
Buyer's Agent
Jon Bell
Railey Realty, Inc.
List Price
$869,900
Sold Price
$812,500
Premium/Discount to List
-$57,400
-6.6%
Views
17
Current Estimated Value
$893,955

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,455
Avg. Annual Appreciation
8.90%

Purchase Details

Closed on
Mar 11, 2008
Sold by
Bought by

Purchase Details

Closed on
Oct 20, 2004
Sold by
Bought by

Purchase Details

Closed on
Dec 16, 2003
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$812,500 The Security Title Guarantee
$126,950 --
$135,000 --
$100,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $212,600
Previous Owner $209,000
Previous Owner $248,426
Previous Owner $50,000
Previous Owner $150,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/19/2025 06/19/25 Sold $812,500 -6.6% $182 / Sq Ft
04/23/2025 04/23/25 For Sale $869,900 -- $195 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $8,453 $740,533 $0 $0
2025 $5,745 $711,800 $89,900 $621,900
2024 $5,751 $617,333 $0 $0
2023 $5,593 $522,867 $0 $0
2022 $5,346 $428,400 $59,800 $368,600
2021 $5,389 $428,400 $59,800 $368,600
2020 $5,389 $428,400 $59,800 $368,600
2019 $5,901 $469,100 $101,100 $368,000
2018 $5,577 $467,867 $0 $0
2017 $5,516 $469,100 $0 $0
2016 -- $465,400 $0 $0
2015 -- $465,400 $0 $0
2014 -- $465,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2009366

Bright MLS

APN: 18-077345

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