Seller's Agent in 2025
Ralph Harvey
ListWithFreedom.com
(855) 456-4945
1 in this area
10,535 Total Sales
3322 River Bend Ct Bumpass, VA 23024
Margo Neighborhood
3
Beds
2
Baths
1,682
Sq Ft
1.51
Acres
Highlights
- 223 Feet of Waterfront
- 1 Fireplace
- Central Air
- Rambler Architecture
- Living Room
- Walk-in Shower
About This Home
As of November 2025Lakefront Paradise in a Peaceful Cove - Lake Anna, VA Discover your own slice of paradise on the tranquil shores of Lake Anna! This stunning fully furnished lakefront property blends relaxation, recreation, and refined outdoor living - perfect for weekend getaways, year-round living, or a high-demand vacation rental. Property Highlights: Prime Waterfront Location: Nestled in a no wake cove with calm waters - ideal for swimming, kayaking, and soaking up the peaceful lake views Private Boat Access: Enjoy a covered boat slip with a boat lift, and additional Dock providing easy and secure lake access for all your water adventures. Waterfront Dining by Boat: Cruise directly from your dock to Lake Anna’s popular waterfront restaurants and marinas - a true luxury of the main side lake living. Canoe & Paddleboard Ready: Launch your canoe, kayak, or paddleboard right from your backyard. Outdoor Entertainment Oasis: A custom outdoor bar and seating area with running water and power and a mounted TV makes it easy to host in style. Fire Pit & Games: Gather under the stars around the fire pit, or enjoy your favorite outdoor games in the open yard. Seamless Indoor-Outdoor Living: Designed for entertaining this home offers effortless flow from the indoors to the lakeside huge deck on the rear of the house with unobstructed views of the yard, fire pit, dock and waterfront through a cable railing. Waterfront vehicle access through a driveway extension to the rear yard, fire pit, 12x20 shed/workshop, outdoor entertainment area boat and dock.
New Mitsubishi mini split system installed with six zones for ultimate comfort control and extreme efficiency. Located in one of Lake Anna’s most peaceful and desirable no wake coves on the large area of the lake, this home offers the perfect balance of privacy and convenience - just minutes by land or water to restaurants, marinas, and local attractions. Whether you’re boating to dinner, sipping coffee on the dock, or relaxing by the fire, this property captures the very best of Lake Anna lakefront living. Don’t miss your chance to own this waterfront gem!
Last Agent to Sell the Property
(855) 456-4945 ralph@listwithfreedom.com ListWithFreedom.com License #RM424475 Listed on: 10/08/2025
Last Buyer's Agent
(571) 445-0099 sjoseph@stevenjoseph-realestate.com Steven Joseph Real Estate LLC License #0225267588
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,958
Year Built
- Built in 2001
Lot Details
- 1.51 Acre Lot
- Lot Dimensions are 223x502x92x418
- 223 Feet of Waterfront
- Southeast Facing Home
- Property is zoned RR
HOA Fees
- $27 Monthly HOA Fees
Parking
- Driveway
Home Design
- Rambler Architecture
- Shingle Roof
Interior Spaces
- 1,682 Sq Ft Home
- Property has 1 Level
- Ceiling Fan
- 1 Fireplace
- Family Room
- Living Room
- Dining Room
- Utility Room
- Crawl Space
Kitchen
- Electric Oven or Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
- Walk-in Shower
Laundry
- Dryer
- Washer
Outdoor Features
- Water Access
- Property is near a lake
Utilities
- Central Air
- Heat Pump System
- Well
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 166
- Assessor Parcel Number 80E4-166-
Community Details
Overview
- Association fees include security gate
- Rockland Creek Homeowners Association
- Rockland Creek Estates Subdivision
Amenities
- Common Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 8, 2025
Closed on
Nov 13, 2025
Sold by
Svedruzic Michael Srecko and Svedruzic Michelle Rene
Bought by
Michael Srecko Svedruzic Revocable Trust and Michelle Renee Svedruzic Revocable Trust
Seller's Agent
Ralph Harvey
ListWithFreedom.com
Buyer's Agent
Mr. Steven Joseph
Steven Joseph Real Estate LLC
List Price
$749,900
Sold Price
$775,000
Premium/Discount to List
$25,100
3.35%
Views
3
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-38.66%
Original Mortgage
$542,500
Outstanding Balance
$542,500
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$188,354
Purchase Details
Listed on
Oct 8, 2025
Closed on
Nov 10, 2025
Sold by
Williams Waterfront Properties Llc
Bought by
Svedruzic Michael Srecko and Svedruzic Michelle Renee
Seller's Agent
Ralph Harvey
ListWithFreedom.com
Buyer's Agent
Mr. Steven Joseph
Steven Joseph Real Estate LLC
List Price
$749,900
Sold Price
$775,000
Premium/Discount to List
$25,100
3.35%
Views
3
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$542,500
Outstanding Balance
$542,500
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$188,354
Purchase Details
Closed on
Aug 3, 2020
Sold by
Williams Kirt A and Williams Alicia A
Bought by
Williams Waterfront Properties Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,000
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 8, 2020
Sold by
Williams Waterfront Properties Llc
Bought by
Williams Kirt A and Williams Alicia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,000
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 10, 2018
Sold by
Williams Kirt Allen and Williams Alicia Allen
Bought by
Williams Waterfront Properties Llc
Purchase Details
Closed on
Aug 10, 2018
Sold by
Nido Carolina R and Nido Romeo V
Bought by
Williams Kirt Allen and Williams Alicia Allen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,050
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 31, 2004
Sold by
Ruppert Merian
Bought by
Nido Romeo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
6.01%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 18, 2001
Sold by
Blount William F
Bought by
Ruppert Merian L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,000
Interest Rate
6.82%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Gift Deed | -- | First American Title Insurance | |
| Warranty Deed | $775,000 | First American Title Insurance | |
| Deed | -- | None Available | |
| Deed | -- | None Available | |
| Gift Deed | -- | None Available | |
| Warranty Deed | $264,500 | Multiple | |
| Deed | $290,000 | -- | |
| Deed | $79,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $542,500 | New Conventional | |
| Previous Owner | $238,000 | New Conventional | |
| Previous Owner | $238,050 | New Conventional | |
| Previous Owner | $232,000 | New Conventional | |
| Previous Owner | $129,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/13/2025 11/13/25 | Sold | $775,000 | +3.3% | $461 / Sq Ft |
| 10/14/2025 10/14/25 | Pending | -- | -- | -- |
| 10/08/2025 10/08/25 | For Sale | $749,900 | -- | $446 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,958 | $402,900 | $152,600 | $250,300 |
| 2024 | $2,958 | $402,900 | $152,600 | $250,300 |
| 2023 | $2,701 | $350,000 | $140,100 | $209,900 |
| 2022 | $2,582 | $350,000 | $140,100 | $209,900 |
| 2021 | $2,499 | $308,700 | $127,600 | $181,100 |
| 2020 | $2,499 | $308,700 | $127,600 | $181,100 |
| 2019 | $2,540 | $299,700 | $127,600 | $172,100 |
| 2018 | $2,497 | $299,700 | $127,600 | $172,100 |
| 2017 | $2,490 | $292,900 | $127,600 | $165,300 |
| 2016 | $2,490 | $292,900 | $127,600 | $165,300 |
| 2015 | -- | $289,200 | $127,600 | $161,600 |
| 2014 | -- | $289,200 | $127,600 | $161,600 |
Source: Public Records
Agents Affiliated with this Home
-
Ralph Harvey
-
Mr. Steven Joseph
Buyer's Agent in 2025
Mr. Steven Joseph
Steven Joseph Real Estate LLC
(571) 445-0099
1 in this area
78 Total Sales
Map
Source: Bright MLS
MLS Number: VASP2036840
APN: 80E-4-166
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