$795,000
SOLD MAR 28, 2025

33445 Cobalt Cir NW Cambridge, MN 55008

3 Beds
3.5 Baths
2,819 Sq Ft
0.36 Acres

Recently Sold

$282 Per Sq Ft

2 Days on Market

Highlights

  • Lake Front
  • Fireplace in Primary Bedroom
  • Sauna
  • Beach Access
  • Recreation Room
  • No HOA

About This Home

As of March 2025

Beautiful home on the clear waters and sandy shores of coveted Spectacle Lake, just one hour north of the Twin Cites. This well maintained and updated home sits on 94 feet of prime lakeshore providing easy access to a private dock, new in 2024, perfect for watercraft, swimming, and fishing. Enjoy three levels of paver patios perfect for outdoor entertaining- one level is hot tub ready. The screen porch is ideal for summer dining overlooking the lake. This multi-level home offers lake views from most rooms, including the kitchen with granite countertops. On the main level, the entry foyer opens to the dining room, kitchen, and screen porch along with a sweeping view of the living room and lake. A half bath, mudroom and laundry with access to the garage and patios round out this level. Step down into the living room featuring a two-sided fireplace and a wall of windows providing a panoramic lake vista. Escape to the adjacent primary suite of your dreams with more lake views, private balcony, spacious walk-in shower, separate sink areas and a water closet plus a custom closet with island. The walkout lower level has two additional baths and bedrooms plus an office with lake views. This level also features a large amusement area with a game room, kitchenette and sauna. Don't miss this one!

Last Agent to Sell the Property

Wayne Groff

Edina Realty, Inc. Listed on: 03/10/2025

Edina Realty, Inc.

Last Buyer's Agent

Timothy Haley

Century 21 Moline Realty Inc

Century 21 Moline Realty Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,694

Year Built

  • Built in 1980

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 94x171x90x159
  • Lake Front
  • Vinyl Fence

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Heated Garage
  • Garage Door Opener

Home Design

  • Split Level Home

Interior Spaces

  • Brick Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Recreation Room
  • Game Room
  • Utility Room Floor Drain
  • Lake Views

Kitchen

  • Range
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Fireplace in Primary Bedroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Beach Access
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • 200+ Amp Service
  • Water Filtration System
  • Private Water Source
  • Well
  • Drilled Well
  • Septic System

Community Details

  • No Home Owners Association
  • Sauna

Listing and Financial Details

  • Assessor Parcel Number 130600170

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,694

Year Built

Built in 1980

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Private, Well
  • Year Built: 1980
  • Above Grade Finished Sq Ft: 1503
  • Water Body Name: Spectacle
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • FoundationDimensions: 55x39x28.5x20x14.5x7x9.5
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Full, Storage Space, Tile Shower, Walkout
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Humidifier, Water Filtration System, Water Osmosis System, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Two Sided, Brick, Gas, Living Room, Primary Bedroom
  • Living Area: 2819
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1316
  • Basement YN: Yes
  • Dining Room Type: Living Room, Foyer, Dining Room, Kitchen, Laundry, Bedroom 1, Bedroom 2, Bedroom 3, Office, Recreation Room, Sauna, Game Room, Porch, Patio

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: Vinyl
  • View: Lake, North, Panoramic
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Patio,Porch,Screened,Side Porch
  • Lake Acres: 246
  • Lake Bottom: Sand
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 10-15

Garage/Parking

  • Parking Features: Attached Garage, Driveway - Other Surface, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Storage
  • Garage Square Feet: 528
  • Garage Door Height: 7

Utilities

  • Heating: Forced Air
  • Sewer: Holding Tank, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: East Central Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Balcony,Ceiling Fan(s),Deck,Dock,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Porch,Panoramic View,Sauna,Security System,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Wet Bar,Walk-In Closet

Schools

  • Junior High Dist: Cambridge-Isanti
  • SchoolDistrictNumber: 911
  • SchoolDistrictPhone: 763-689-6188

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 94x171x90x159
  • Lot Size Sq Ft: 15681.6
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 130600170
  • Tax Annual Amount: 6694
  • TaxWithAssessments: 6694.0000

Multi Family

  • WaterfrontFeatures: Dock, Lake Front, Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 10, 2025
Closed on
Mar 25, 2025
Sold by
Andrew N Nederveld Living Trust Dated
Bought by
Dahl Jeffrey and Dahl Kathleen
Seller's Agent
Wayne Groff
Edina Realty, Inc.
Buyer's Agent
Timothy Haley
Century 21 Moline Realty Inc
List Price
$795,000
Sold Price
$795,000
Views
4

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.26%

Purchase Details

Closed on
Feb 14, 2019
Sold by
Casey Susan A
Bought by
Nederveld Andrew and Teska Sharon

Purchase Details

Closed on
Oct 17, 2008
Sold by
Lind Cynthia K and Olson Russell J
Bought by
Casey Susan H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.73%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $795,000 --
Trustee Deed $525,000 --
Warranty Deed $540,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $70 Unknown
Previous Owner $402,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $417,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $795,000 0.0% $282 / Sq Ft
03/12/2025 03/12/25 Pending -- -- --
03/10/2025 03/10/25 For Sale $795,000 -- $282 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,694 $717,000 $230,100 $486,900
2023 $6,468 $717,000 $230,100 $486,900
2022 $6,376 $648,100 $212,000 $436,100
2021 $5,836 $523,900 $171,800 $352,100
2020 $5,346 $490,800 $153,700 $337,100
2019 $4,696 $449,400 $0 $0
2018 $4,168 $322,800 $0 $0
2016 $3,956 $0 $0 $0
2015 $4,576 $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6682177

NorthstarMLS

APN: 13.060.0170