$245,000
SOLD JUL 7, 2025

34 Lancaster Cir Lancaster, TN 38569

4 Beds
3 Baths
2,798 Sq Ft
0.66 Acres

Recently Sold

$88 Per Sq Ft

11% Below List Price

Highlights

  • Home fronts a creek
  • Newly Painted Property
  • Views
  • New Flooring
  • No HOA
  • Home Security System

About This Home

As of July 2025

Priced to sell! This spacious and unique 4 bedroom, 3 bath retreat is nestled in the heart of Smith County surrounded by rolling hills. Just minutes from I-40, it's located only 3 miles from Edgar Evins State Park, and is convenient to hiking, canoeing facilities, and several marinas. The house is a historic country style home that exudes whimsy, warmth, and charm! Newly updated flooring, paint, and plumbing. Enjoy this home all to yourself or opt for additional income potential by renting the newly updated upstairs area complete with an additional kitchenette and full bath. The upstairs area also has unfinished space for expansion to provide additional rental income or living space. The main kitchen is equipped for catering with plenty of space and storage. This home is ADA compliant on the first floor and could be a lucrative investment opportunity as a bed and breakfast or vacation rental. The possibilities are endless!

Last Agent to Sell the Property

Lori Jackson-Strode

Keller Williams Realty DBA Cookeville RE Company Brokerage Email: 9314002008, klrw582@kw.com License #374726 Listed on: 02/24/2024

Keller Williams Realty DBA Cookeville RE Company

Last Buyer's Agent

Lori Jackson-Strode

Keller Williams Realty DBA Cookeville RE Company Brokerage Email: 9314002008, klrw582@kw.com License #374726 Listed on: 02/24/2024

Keller Williams Realty DBA Cookeville RE Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $653

Year Built

  • Built in 1915

Lot Details

  • 0.66 Acre Lot
  • Lot Dimensions are 143 x 200
  • Home fronts a creek
  • Landscaped with Trees
  • Garden

Home Design

  • Newly Painted Property
  • Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,798 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • New Flooring
  • Crawl Space
  • Home Security System
  • Property Views

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Handicap Accessible

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Septic Tank
  • Satellite Dish

Community Details

  • No Home Owners Association
  • Lancaster Subdivision

Listing and Financial Details

  • Assessor Parcel Number 090P B 026.00
  • $15,750 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$653

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Attribution Contact: 9314002008, klrw582@kw.com
  • Directions: From Smith County Circuit Courthouse head south on Follow Justice Dr and Cumberland Mine Rd to TN-25 W/Carthage Byp Head southeast toward Justice Dr 95 ft Turn right toward Justice Dr 82 ft Turn left onto Justice Dr 0.1 mi Turn right onto Cumberland Mine Rd Take TN-53 S and TN-141 E to Helm Rd in Lancaster 22 min (13.7 mi) Drive to Lancaster Cir
  • Unit Levels: Two
  • Prop. Type: Residential
  • Year Built: 1915
  • Property Sub Type: Site Built
  • Lot Size Acres: 0.657
  • Lot Size: 143 x 200
  • Subdivision Name: Lancaster
  • Carport Y N: No
  • Garage Yn: No
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Electric Oven, Refrigerator, Electric Range, Washer, Dryer
  • Has Basement: Crawl Space
  • Flooring: New Floor Covering, Hardwood, Vinyl
  • Interior Amenities: New Paint, Ceiling Fan(s)
  • Other Equipment: Satellite Dish
  • Accessibility Features: Handicap Access
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 2798

Exterior Features

  • Roof: Metal
  • Lot Features: Trees, Garden
  • View: No Water Frontage View Description, Other
  • View: Yes
  • Waterfront Features: Creek, No Water Frontage View Description
  • Construction Type: Frame, Wood Siding
  • Patio And Porch Features: Porch, Deck

Garage/Parking

  • Attached Garage: No
  • Parking Features: None

Utilities

  • Cooling: Central Air
  • Electric: Circuit Breakers, UCE
  • Heating: Natural Gas, Central
  • Sewer: Septic Tank
  • Gas Company: Natural Gas, Mid TN Gas
  • Laundry Features: Main Level
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public, DUD

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 28600
  • Farm Land Area Units: Square Feet
  • Parcel #: 090P B 026.00
  • Irrigation Water Rights: No

Tax Info

  • Tax Annual Amount: 653.38
  • Tax Book Number: 147
  • Tax Map Number: 090P

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2025
Closed on
Jul 2, 2025
Sold by
Stewart Doreen
Bought by
Harper Jeremy Allen and Nelson-Harper Hilary
Seller's Agent
Lori Jackson-Strode
Keller Williams Realty DBA Cookeville RE Company
Buyer's Agent
Avery Ratcliff
Benchmark Realty, LLC
List Price
$275,000
Sold Price
$245,000
Premium/Discount to List
-$30,000
-10.91%
Views
89

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5204.07%
Original Mortgage
$247,474
Outstanding Balance
$247,474
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$28,523

Purchase Details

Closed on
Apr 13, 2006
Sold by
Dianne Mcclanahan Vicky
Bought by
Doreen Stewart

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,000
Interest Rate
6.31%

Purchase Details

Closed on
Feb 7, 2006
Sold by
Toye Smotherman
Bought by
Dianne Mcclanahan Vicky

Purchase Details

Closed on
Oct 8, 2004
Bought by
Mcclanahan Vicky D

Purchase Details

Closed on
Jun 9, 1994
Sold by
Joe Smotherman
Bought by
Roger Schaffnit

Purchase Details

Closed on
Jul 25, 1985
Bought by
Smotherman Joe and Smotherman Toye

Purchase Details

Closed on
Jan 1, 1981
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 None Listed On Document
Deed $87,000 --
Deed $75,000 --
Warranty Deed $75,000 --
Deed -- --
Deed -- --
Warranty Deed $8,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $247,474 New Conventional
Previous Owner $87,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Sold $245,000 0.0% $88 / Sq Ft
07/07/2025 07/07/25 Sold $245,000 -10.9% $88 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
03/15/2025 03/15/25 Price Changed $275,000 0.0% $98 / Sq Ft
03/15/2025 03/15/25 For Sale $275,000 0.0% $98 / Sq Ft
03/15/2025 03/15/25 For Sale $275,000 -21.4% $98 / Sq Ft
06/17/2024 06/17/24 Price Changed $349,900 -1.4% $125 / Sq Ft
05/14/2024 05/14/24 Price Changed $354,900 -7.8% $127 / Sq Ft
03/09/2024 03/09/24 Price Changed $384,900 -7.3% $138 / Sq Ft
02/24/2024 02/24/24 For Sale $415,000 +69.4% $148 / Sq Ft
02/24/2024 02/24/24 Off Market $245,000 -- --
02/24/2024 02/24/24 Pending -- -- --
Source: Upper Cumberland Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $653 $37,700 $3,125 $34,575
2023 $653 $37,700 $0 $0
2022 $653 $37,700 $3,125 $34,575
2021 $548 $22,100 $2,000 $20,100
2020 $558 $22,100 $2,000 $20,100
2019 $558 $20,450 $2,000 $18,450
2018 $438 $20,450 $2,000 $18,450
2017 $438 $20,450 $2,000 $18,450
2016 $456 $19,650 $1,750 $17,900
2015 $456 $19,650 $1,750 $17,900
2014 -- $19,650 $1,750 $17,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upper Cumberland Association of REALTORS®

MLS Number: 225794

Upper Cumberland Association of REALTORS®

APN: 090P-B-026.00