34 Ridgefield Rd Oswego, IL 60543
North Oswego Neighborhood
4
Beds
2.5
Baths
2,294
Sq Ft
7,623
Sq Ft Lot
Highlights
- Waterfront
- Community Lake
- Pond
- Oswego High School Rated A-
- Property is near a park
- Vaulted Ceiling
About This Home
As of January 2025Water front living in the heart of Oswego! Welcome to 34 Ridgefield Road, a charming single family home located on a pond in the highly sought after neighborhood of Ponds of Mill Race Creek. This 4-bedroom, 2.1-bathroom home with office and finished basement is conveniently located near schools and shopping, making it ideal for everyday living. The main floor features beautiful hardwood flooring throughout, an open and bright family room with soaring ceilings (tall enough for a large Christmas Tree!), and large windows that let in plenty of natural light. The kitchen boasts dark cabinetry, stainless steel appliances, and a central island, perfect for both cooking and gathering. The backyard opens with a covered patio and fan to beautiful pond views (and the lot line extends into the water!). French doors off the family room lead to a large office space or den. The living room and dining room are open and neutral. Upstairs, the bedrooms are spacious, offering plenty of room for family or guests. The primary suite includes a private bath and walk-in closet. The finished basement includes additional living space along with plenty of storage options. Updates include: Heat (12/2023) AC (4/2024), Dishwasher (2022), Appliances about 6 years old. Roof age approximate 10 years old. Driveway resealed 2023. Fences may be allowed depending HOA approval.
Last Agent to Sell the Property
john greene, Realtor License #475201532 Listed on: 12/11/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,774
Year Built
- Built in 2004
Lot Details
- 7,623 Sq Ft Lot
- Lot Dimensions are 63x120x82x132x121
- Waterfront
- Paved or Partially Paved Lot
HOA Fees
- $60 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,294 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Family Room
- Living Room
- Breakfast Room
- Dining Room
- Home Office
- Carbon Monoxide Detectors
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Gas Dryer Hookup
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Recreation or Family Area in Basement
- Basement Storage
Outdoor Features
- Pond
- Patio
Location
- Property is near a park
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 200+ Amp Service
- Community Well
Community Details
- Association fees include insurance
- Management Association, Phone Number (312) 944-2611
- Ponds At Mill Race Creek Subdivision, Trenton Floorplan
- Property managed by Associa
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 11, 2024
Closed on
Jan 7, 2025
Sold by
Frisbie Carrie M and Frisbie Justin P
Bought by
Dang Vinh Q and Tran Thuy Thi
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Yen Nguyen
Baird & Warner
List Price
$420,000
Sold Price
$420,000
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,633
Avg. Annual Appreciation
0.57%
Original Mortgage
$399,000
Outstanding Balance
$397,990
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$23,067
Purchase Details
Listed on
Jul 30, 2018
Closed on
Dec 17, 2018
Sold by
Banks Bradley A and Banks Kelly L
Bought by
Frisbie Justin P and Frisbie Carrie M
Seller's Agent
Kimberly Grant
john greene, Realtor
Buyer's Agent
Elizabeth Wright
Keller Williams Experience
List Price
$290,000
Sold Price
$275,000
Premium/Discount to List
-$15,000
-5.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Original Mortgage
$247,500
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 12, 2003
Sold by
Srebalus Walter J and Srebalus Michelle A
Bought by
Banks Bradley A and Banks Kelly L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
4.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 16, 1999
Sold by
Oak Brook Bank
Bought by
Srebalus Walter J and Srebalus Michelle A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,300
Interest Rate
7%
Purchase Details
Closed on
Feb 2, 1999
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank Trust #2803
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $420,000 | None Listed On Document | |
| Warranty Deed | $275,000 | Near North National Title | |
| Warranty Deed | $265,000 | -- | |
| Deed | $201,500 | Chicago Title Insurance Co | |
| Trustee Deed | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $399,000 | New Conventional | |
| Previous Owner | $247,500 | New Conventional | |
| Previous Owner | $272,997 | New Conventional | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $30,000 | Unknown | |
| Previous Owner | $292,500 | Unknown | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $212,000 | Purchase Money Mortgage | |
| Previous Owner | $173,500 | Stand Alone First | |
| Previous Owner | $181,300 | No Value Available | |
| Closed | $53,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/16/2025 01/16/25 | Sold | $420,000 | 0.0% | $183 / Sq Ft |
| 12/25/2024 12/25/24 | Pending | -- | -- | -- |
| 12/11/2024 12/11/24 | For Sale | $420,000 | +52.7% | $183 / Sq Ft |
| 12/21/2018 12/21/18 | Sold | $275,000 | -1.8% | $120 / Sq Ft |
| 10/09/2018 10/09/18 | Pending | -- | -- | -- |
| 09/26/2018 09/26/18 | Price Changed | $280,000 | -2.4% | $122 / Sq Ft |
| 08/09/2018 08/09/18 | Price Changed | $287,000 | -1.0% | $125 / Sq Ft |
| 07/30/2018 07/30/18 | For Sale | $290,000 | -- | $126 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,774 | $114,140 | $27,883 | $86,257 |
| 2022 | $8,774 | $103,163 | $25,348 | $77,815 |
| 2021 | $8,460 | $96,414 | $23,690 | $72,724 |
| 2020 | $8,278 | $93,606 | $23,000 | $70,606 |
| 2019 | $8,149 | $90,891 | $23,000 | $67,891 |
| 2018 | $8,088 | $87,595 | $21,586 | $66,009 |
| 2017 | $8,019 | $84,226 | $20,756 | $63,470 |
| 2016 | $7,965 | $82,574 | $20,349 | $62,225 |
| 2015 | $8,091 | $80,169 | $19,756 | $60,413 |
| 2014 | -- | $77,834 | $19,181 | $58,653 |
| 2013 | -- | $78,620 | $19,375 | $59,245 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Hillman
L
Seller's Agent in 2025
Lisa Hillman
john greene Realtor
(630) 276-8455
7 in this area
57 Total Sales
-
Yen Nguyen
Y
Buyer's Agent in 2025
Yen Nguyen
Baird Warner
(630) 778-1855
1 in this area
5 Total Sales
-
Kimberly Grant
Seller's Agent in 2018
Kimberly Grant
john greene Realtor
(630) 251-4244
21 in this area
299 Total Sales
-
Elizabeth Wright
Buyer's Agent in 2018
Elizabeth Wright
Keller Williams Experience
(630) 441-7217
3 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12216222
APN: 03-09-158-005
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