NOT LISTED FOR SALE

340 Clear Ridge Rd Union Bridge, MD 21791

Estimated Value: $406,000 - $474,000

3 Beds
1.5 Baths
2,066 Sq Ft
$213/Sq Ft Est. Value

Last Sold July 23, 2021

Last sale price $365,000 $177 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $2,760/month

4 Days on Market

Highlights

  • Open Floorplan
  • Saltbox Architecture
  • No HOA
  • Deck
  • Wood Flooring
  • Galley Kitchen

About This Home

As of July 2021

Make this little slice of Union Bridge country living yours - you won't want to leave! Inviting from the moment you pull into the spacious and private driveway, you can tell this property has been loved. The large front deck greets you, and gleaming hardwoods span from the entryway down the hall and throughout the immaculate main floor. The kitchen has upgraded Corian counter tops, bay window, and gas stove. The homey dining area is off the kitchen and is situated between a "mud room" entry way between the garage and main house and a large living room, office, or potential main level bedroom. Lots of light is let in through the oversize Anderson windows throughout the home. Walk down the hall off the dining area and enter the wonderful, bright and spacious family room, with wood burning fireplace completing the rustic homey feel, and exit out to the deck overlooking the large and lush back yard. There is also a recently renovated half bath and laundry room to complete the first floor. Upstairs, the large primary bedroom has ample closet space, and again, lots of bright windows. The freshly painted and large full bath features dual vanities! Two other bright bedrooms complete the second floor, which also contains a LARGE, walk-in storage area. Picture attic storage without the scary drop-down staircase or needing a ladder! The oversize, attached 2 car garage provides more storage space and plenty of room for vehicles and whatever else you need! The lot wraps around the house, surrounded by trees with plenty of space for play or entertaining. A chicken coop is waiting for you to grab fresh eggs every morning before enjoying your coffee in the sun on the front deck (or back deck - take your pick!) watching the world go by! The two sheds provide additional storage... this property truly has it all and feels like home - no need to keep looking!

Last Agent to Sell the Property

Elisabeth Yeager

Homes and Farms Real Estate License #RMR006667 Listed on: 06/25/2021

Homes and Farms Real Estate

Last Buyer's Agent

Liz Sothoron

Cummings & Co. Realtors License #5004347

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,013

Year Built

  • Built in 1978

Lot Details

  • 1 Acre Lot
  • Property is zoned AGRICULTURE

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Off-Street Parking

Home Design

  • Saltbox Architecture
  • Vinyl Siding

Interior Spaces

  • 2,066 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Wood Burning Fireplace
  • Brick Fireplace
  • Dining Area

Kitchen

  • Galley Kitchen
  • Electric Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Electric Dryer
  • Washer

Outdoor Features

  • Deck
  • Shed

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Well
  • Propane Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 8A
  • Assessor Parcel Number 0702013398

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,013

Year Built

Built in 1978

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Salt Box
  • Ownership: Fee Simple
  • Exclusions: Garage Freezer
  • Home Warranty: No
  • Inclusions: Dryer, Washer, Dishwasher, Central Vacuum, Refrigerator, Storage Sheds, Storm Doors, Stove/Range, Walter Filter, Reverse Osmosis, Owned Propane Tank.
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2021-06-25
  • Year Built: 1978
  • Automatically Close On Close Date: No
  • Remarks Public: Make this little slice of Union Bridge country living yours - you won't want to leave! Inviting from the moment you pull into the spacious and private driveway, you can tell this property has been loved. The large front deck greets you, and gleaming hardwoods span from the entryway down the hall and throughout the immaculate main floor. The kitchen has upgraded Corian counter tops, bay window, and gas stove. The homey dining area is off the kitchen and is situated between a "mud room" entry way between the garage and main house and a large living room, office, or potential main level bedroom. Lots of light is let in through the oversize Anderson windows throughout the home. Walk down the hall off the dining area and enter the wonderful, bright and spacious family room, with wood burning fireplace completing the rustic homey feel, and exit out to the deck overlooking the large and lush back yard. There is also a recently renovated half bath and laundry room to complete the first floor. Upstairs, the large primary bedroom has ample closet space, and again, lots of bright windows. The freshly painted and large full bath features dual vanities! Two other bright bedrooms complete the second floor, which also contains a LARGE, walk-in storage area. Picture attic storage without the scary drop-down staircase or needing a ladder! The oversize, attached 2 car garage provides more storage space and plenty of room for vehicles and whatever else you need! The lot wraps around the house, surrounded by trees with plenty of space for play or entertaining. A chicken coop is waiting for you to grab fresh eggs every morning before enjoying your coffee in the sun on the front deck (or back deck - take your pick!) watching the world go by! The two sheds provide additional storage... this property truly has it all and feels like home - no need to keep looking!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Dining Area, Kitchen - Galley, Floor Plan - Open
  • Fireplace Features: Brick, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 2066
  • Living Area Sq Ft: 2066
  • Price Per Sq Ft: 174.25
  • Above Grade Finished Sq Ft: 2066
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 340

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Additional Storage Area
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric, Propane
  • Sewer/Septic System: Septic Exists
  • Utilities: Water Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 169500.00
  • Land Assessed Value: 125000.00
  • Land Use Code: 010
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43604.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2021
  • Zoning: AGRICULTURE
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11428557
  • Tax Annual Amount: 3013.00
  • Assessor Parcel Number: 0702013398
  • Tax Lot: 8A
  • Tax Total Finished Sq Ft: 2066
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 07/23/2021

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2021
Closed on
Jun 23, 2021
Sold by
Cowger Mitchell W
Bought by
Anderson Rory and Mcelroy Duncan
Seller's Agent
Elisabeth Yeager
Homes and Farms Real Estate
Buyer's Agent
Liz Sothoron
Cummings & Co. Realtors
List Price
$360,000
Sold Price
$365,000
Premium/Discount to List
$5,000
1.39%
Current Estimated Value
$446,071

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,071
Avg. Annual Appreciation
4.91%
Original Mortgage
$358,388
Outstanding Balance
$328,821
Interest Rate
2.93%
Mortgage Type
FHA
Estimated Equity
$114,252

Purchase Details

Listed on
Mar 1, 2018
Closed on
Apr 23, 2018
Sold by
Muskin Diane L
Bought by
Cowger Mitchell W
Seller's Agent
Wesley Peters
Corner House Realty
Buyer's Agent
Bob Chew
Samson Properties
List Price
$309,000
Sold Price
$305,000
Premium/Discount to List
-$4,000
-1.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.68%
Original Mortgage
$308,080
Interest Rate
4.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 22, 1996
Sold by
Menadier Theodore J
Bought by
Muskin Diane L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Anderson Rory $365,000 Stewart Title & Escrow Inc
Cowger Mitchell W $305,000 Sage Title Group Llc
Muskin Diane L $143,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Anderson Rory $358,388
Previous Owner Cowger Mitchell W $301,515
Previous Owner Cowger Mitchell W $308,080
Previous Owner Muskin Diane L $18,000
Previous Owner Muskin Diane L $30,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2021 07/23/21 Sold $365,000 +1.4% $177 / Sq Ft
06/29/2021 06/29/21 Pending -- -- --
06/25/2021 06/25/21 For Sale $360,000 +18.0% $174 / Sq Ft
04/23/2018 04/23/18 Sold $305,000 -1.3% $148 / Sq Ft
03/05/2018 03/05/18 Pending -- -- --
03/01/2018 03/01/18 For Sale $309,000 -- $150 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,569 $332,233 $0 $0
2024 $3,569 $313,367 $0 $0
2023 $3,358 $294,500 $125,000 $169,500
2022 $3,234 $283,467 $0 $0
2021 $6,397 $272,433 $0 $0
2020 $5,974 $261,400 $125,000 $136,400
2019 $2,633 $258,633 $0 $0
2018 $2,925 $255,867 $0 $0
2017 $2,872 $253,100 $0 $0
2016 -- $251,067 $0 $0
2015 -- $249,033 $0 $0
2014 -- $247,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2000358

Bright MLS

APN: 02-013398