$800,000
SOLD APR 30, 2012

3403 Niagara Rd Annapolis, MD 21403

4 Beds
3.5 Baths
3,904 Sq Ft
9,750 Sq Ft Lot

Recently Sold

$205 Per Sq Ft

6% Below List Price

12 Days on Market

Highlights

  • 1 Boat Dock
  • Pier
  • Private Beach
  • Water Views
  • Home fronts navigable water
  • Open Floorplan

About This Home

As of April 2012

Gorgeous views of Fishing Creek from this 3800+ SF newer home * Granite counters * Maple Cabs * Large & open living spaces * Custom built-ins * 9' ceilings * Stacked stone pond w/waterfall * Shared Pier on protected water w/4' depth * 300' of waterfrontage * All Docs in Matrix * Short sale - needs 3rd party approval * Home needs some work, but still GOOD Value for the $$...!!

Last Agent to Sell the Property

Patricia Pell

Champion Realty, Inc. Listed on: 11/01/2011

Last Buyer's Agent

Antonia Barry

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,120

Year Built

  • Built in 2002

Lot Details

  • 9,750 Sq Ft Lot
  • Home fronts navigable water
  • Private Beach
  • Cul-De-Sac
  • Back Yard Fenced
  • Landscaped
  • Premium Lot
  • Sprinkler System
  • Property is zoned R2

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Heatilator
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Window Treatments
  • Great Room
  • Family Room Overlook on Second Floor
  • Sitting Room
  • Living Room
  • Dining Room
  • Den
  • Workshop
  • Storage Room
  • Utility Room
  • Home Gym
  • Wood Flooring
  • Water Views
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Self-Cleaning Oven
  • <<microwave>>
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • <<bathWithWhirlpoolToken>>

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry
  • Space For Rooms

Outdoor Features

  • Pier
  • Water Access
  • Physical Dock Slip Conveys
  • 1 Boat Dock
  • Pond
  • 2 Powered Boats Permitted
  • Balcony
  • Deck
  • Patio
  • Outdoor Storage
  • Porch

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Cooling System Utilizes Bottled Gas
  • Humidifier
  • Heat Pump System
  • Water Dispenser
  • Multi-Tank Electric Water Heater
  • Well
  • Water Conditioner is Owned
  • Water Conditioner

Community Details

  • Property has a Home Owners Association
  • $47 Other Monthly Fees

Listing and Financial Details

  • Tax Lot FR
  • Assessor Parcel Number 020200290058749

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,120

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 2002
  • Special Features: 12
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Extra Refrigerator/Freezer, Humidifier, Icemaker, Microwave, Oven - Self Cleaning, Oven - Wall, Refrigerator, Washer, Water Conditioner - Owned, Water Dispenser
  • Interior Amenities: Breakfast Area, Kitchen - Island, Kitchen - Table Space, Dining Area, Built-Ins, Entry Level Bedroom, Upgraded Countertops, Master Bath(s), Window Treatments, Wet/Dry Bar, Wood Floors, Whirlpool/Hottub, Floor Plan - Open
  • Fireplace Features: Fireplace - Glass Doors, Heatilator, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Master Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, 2nd Stry Fam Ovrlk, Study, Exercise Room, Great Room, Laundry, Storage Room, Utility Room, Workshop, Bedroom 6, Attic
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Full, Partially Finished, Space For Rooms, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 4704
  • Living Area Sq Ft: 3904
  • Price Per Sq Ft: 241.48
  • Above Grade Finished Sq Ft: 3520
  • Below Grade Finished Sq Ft: 384
  • Below Grade Sq Ft: 800
  • Total Below Grade Sq Ft: 1184
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Concrete, Vinyl Siding
  • Dock Type: Pier (Perpendicular)
  • Construction Completed: No
  • Exterior Features: Private Beach, Secure Storage, Underground Lawn Sprinkler
  • View: Water
  • Water Access: Yes
  • Water Body Name: FISHING CREEK
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s), Zoned
  • Heating Fuel: Bottled Gas/Propane, Electric
  • Heating Type: Forced Air, Heat Pump(s), Humidifier, Zoned
  • Heating: Yes
  • Hot Water: Electric, Multi-Tank
  • Sewer/Septic System: Public Sewer
  • Water Source: Conditioner, Filter, Well

Condo/Co-op/Association

  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes

Fee Information

  • Other Fees: 139.81
  • Other Fees Frequency: Quarterly

Lot Info

  • Fencing: Rear
  • Improvement Assessed Value: 463900.00
  • Land Assessed Value: 311370.00
  • Lot Features: Cul-De-Sac, Landscaping, Premium, Pond
  • Lot Size Acres: 0.22
  • Lot Size Area: 9750
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9750.00
  • Outdoor Living Structures: Balcony, Deck(s), Patio(s), Porch(es)
  • Year Assessed: 2011
  • Zoning: R2

Rental Info

  • Vacation Rental: No

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Mean Low Water Feet: 4

Tax Info

  • Assessor Parcel Number: 15169637
  • Tax Annual Amount: 9120.00
  • Assessor Parcel Number: 020200290058749
  • Tax Lot: FR
  • Tax Page Number: 45
  • Tax Total Finished Sq Ft: 3520
  • Tax Year: 2012
  • Close Date: 04/30/2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2011
Closed on
May 2, 2012
Sold by
Hinman David T
Bought by
Claggett Sally W and Damm John
Seller's Agent
Patricia Pell
Champion Realty, Inc.
Buyer's Agent
Antonia Barry
Coldwell Banker Realty
List Price
$850,000
Sold Price
$800,000
Premium/Discount to List
-$50,000
-5.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.58%
Original Mortgage
$625,000
Outstanding Balance
$416,350
Interest Rate
2.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$1,028,129

Purchase Details

Closed on
May 7, 2007
Sold by
O'Toole James P
Bought by
Hinman David T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,080,000
Interest Rate
1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 30, 2007
Sold by
O'Toole James P
Bought by
Hinman David T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,080,000
Interest Rate
1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 24, 2002
Sold by
Fishing Cove Builders Inc
Bought by
O'Toole James P and O'Toole Babara J
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $800,000 Church Circle Title And Escr
Deed $1,350,000 --
Deed $1,350,000 --
Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $211,000 New Conventional
Closed $121,900 Adjustable Rate Mortgage/ARM
Open $625,000 Adjustable Rate Mortgage/ARM
Previous Owner $1,080,000 Purchase Money Mortgage
Previous Owner $1,080,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 Price Changed $1,600,000 -5.9% $455 / Sq Ft
06/12/2025 06/12/25 For Sale $1,700,000 +112.5% $483 / Sq Ft
04/30/2012 04/30/12 Sold $800,000 -5.9% $205 / Sq Ft
12/22/2011 12/22/11 Price Changed $850,000 +6.3% $218 / Sq Ft
11/15/2011 11/15/11 Pending -- -- --
11/07/2011 11/07/11 Price Changed $799,900 -5.9% $205 / Sq Ft
11/02/2011 11/02/11 For Sale $850,000 +6.3% $218 / Sq Ft
11/01/2011 11/01/11 Off Market $800,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,167 $922,567 $0 $0
2023 $10,721 $828,400 $371,900 $456,500
2022 $10,184 $819,667 $0 $0
2021 $20,061 $810,933 $0 $0
2020 $9,825 $802,200 $371,900 $430,300
2019 $9,689 $802,200 $371,900 $430,300
2018 $8,134 $802,200 $371,900 $430,300
2017 $9,223 $813,300 $0 $0
2016 -- $775,967 $0 $0
2015 -- $738,633 $0 $0
2014 -- $701,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Heather Giovingo

    Seller's Agent in 2025

    Heather Giovingo

    Coldwell Banker (NRT-Southeast-MidAtlantic)

    (443) 254-1074

    25 in this area

    123 Total Sales

    Heather Giovingo
    Section Image

  • P

    Seller's Agent in 2012

    Patricia Pell

    Champion Realty Inc

  • Antonia Barry

    Buyer's Agent in 2012

    Antonia Barry

    Coldwell Banker (NRT-Southeast-MidAtlantic)

    (410) 533-1177

    6 in this area

    37 Total Sales

    Antonia Barry
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1004629974

Bright MLS

APN: 02-002-90058749

Maryland Anne Arundel County Annapolis 21403

3403 Niagara Rd, Annapolis, MD

This home is located at 3403 Niagara Rd, Annapolis, MD 21403 and is currently priced at $800,000, approximately $204 per square foot. This property was built in 2002. 3403 Niagara Rd is a home located in Anne Arundel County with nearby schools including Hillsmere Elementary School, Annapolis Middle School, and Annapolis High School.

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