NOT LISTED FOR SALE

3403 Vernon St Duluth, MN 55806

Lincoln Park Neighborhood

Estimated Value: $181,000 - $204,182

4 Beds
1.5 Baths
1,155 Sq Ft
$169/Sq Ft Est. Value

Last Sold January 23, 2015

Last sale price $79,900 $69 Per Sq Ft

Est. 145% increase in value since last sale

Current estimated payment $1,140/month

44 Days on Market

Highlights

  • Formal Dining Room
  • Forced Air Heating System
  • Partially Fenced Property
  • Bathroom on Main Level

About This Home

As of January 2015

This home was completely renovated in 2009 and features new kitchen & bathrooms, new roof, new energy windows, new hardwood floors, new tile floors, new carpeting, new gutters, new high efficiency gas furnace, updated electrical & plumbing. Main floor laundry. Fenced back yard. Walking distance to Lincoln Park Middle School. The home has a market value of $105,000 but is being sold $25,000 below market value to income qualified households. 100% financing available, purchase with as little as $500 down. Approximate house payment (includes principal, interest, taxes and insurance) of $600 per month. Call for details.

Last Agent to Sell the Property

Jim Philbin

1 Roof Community Housing Listed on: 10/29/2014

Last Buyer's Agent

Jim Philbin

1 Roof Community Housing Listed on: 10/29/2014

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,402

Year Built

  • 1925

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 35x100
  • Partially Fenced Property

Home Design

  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,155 Sq Ft Home
  • 2-Story Property
  • Formal Dining Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Utilities

  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 010-0350-00340

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,402

Year Built

1925

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Classification: NonHomestead
  • Style: SF Single Family
  • Amenities Exterior: Fenced Yard - Partial
  • Estimated Number of Acres: 0.1
  • Construction: Previously Owned
  • Foundation Size: 660
  • Parcel Number: 010-0350-00340
  • Stories: 2 Story
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1925

Interior Features

  • Dining Room: Formal Dining Room
  • Total Bedrooms: 4
  • Bathroom Description: Main Floor 1/2 Bath, Upper Level Bath
  • Total Bathrooms: 2
  • Half Bathrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Room 1: Living Room, 10x13, On Level: Main
  • Room 2: Kitchen, 9x15, On Level: Main
  • Room 3: Dining Room, 8x12, On Level: Main
  • Room 4: Bedroom, 9x8, On Level: Main
  • Room 5: Laundry Room, 6x6, On Level: Main
  • Room 6: Bedroom, 16x10, On Level: Second Floor
  • Room 7: 17x8, On Level: Second Floor
  • Room 8: Bedroom, 10x10, On Level: Second Floor
  • Basement Features: Partially Finished
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Finished Above Grade Sq Ft: 1155
  • Total Fin Square Footage: 1155
  • Total Square Footage: 1815

Exterior Features

  • Construction Type: Frame/Wood
  • Exterior: Vinyl
  • Roof: Asphalt Shingles

Utilities

  • Fuel: Electric, Natural Gas
  • Heat: Forced Air
  • Sewer: City
  • Water: City

Lot Info

  • Estimated Lot Dimensions: 35x100

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2014
Closed on
Jan 23, 2015
Bought by
Torgerson Garrett Garrett
Seller's Agent
Jim Philbin
1 Roof Community Housing
Buyer's Agent
Jim Philbin
1 Roof Community Housing
List Price
$79,900
Sold Price
$79,900
Current Estimated Value
$195,546

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,646
Avg. Annual Appreciation
8.67%
Original Mortgage
$95,000
Outstanding Balance
$72,198
Interest Rate
3.63%
Estimated Equity
$123,348

Purchase Details

Closed on
Aug 21, 2014
Sold by
Minnesota Housing Finance Agency
Bought by
One Roof Community Housing

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,300
Interest Rate
4.1%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Oct 15, 2013
Sold by
Davis Adam S and Davis Latasha M
Bought by
Minnesota Housing Finance Agency

Purchase Details

Closed on
Aug 11, 2008
Sold by
Bryce Vernon J
Bought by
Northern Communities Land Trust
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Torgerson Garrett Garrett $95,000 --
One Roof Community Housing $61,000 Aa&Tco
Minnesota Housing Finance Agency $78,603 None Available
Northern Communities Land Trust $35,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Torgerson Garrett Garrett $95,000
Previous Owner One Roof Community Housing $64,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/23/2015 01/23/15 Sold $79,900 0.0% $69 / Sq Ft
12/12/2014 12/12/14 Pending -- -- --
10/29/2014 10/29/14 For Sale $79,900 -- $69 / Sq Ft
Source: REALTOR® Association of Southern Minnesota

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,402 $165,900 $15,800 $150,100
2023 $1,402 $150,600 $15,200 $135,400
2022 $1,560 $137,600 $13,900 $123,700
2021 $1,328 $117,300 $7,000 $110,300
2020 $1,356 $105,500 $6,300 $99,200
2019 $1,178 $105,500 $6,300 $99,200
2018 $1,100 $96,000 $6,300 $89,700
2017 $1,106 $96,000 $6,300 $89,700
2016 $1,086 $35,900 $35,900 $0
2015 $1,784 $96,300 $16,200 $80,100
2014 $1,784 $96,300 $16,200 $80,100
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2015

    Jim Philbin

    1 Roof Community Housing

See All Agents

Map

Source: REALTOR® Association of Southern Minnesota

MLS Number: 4690290

REALTOR® Association of Southern Minnesota

APN: 010035000340

Minnesota St Louis County Duluth 55806 Lincoln Park

3403 Vernon St, Duluth, MN

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